4.577
Revenue₺B
8.118
8.142
8.283
8.297
8.280
8.521
8.412
8.517
8.529
8.705
5.094
1.01%
0.94%
21
12.46
Revenue growth%
24.74
23.82
22.99
25.09
26.19
24.83
26.33
25.98
25.07
22.25
12.10
25.07
24.95
29
26.47
NIM%
12.86
11.13
9.26
8.19
6.52
5.00
7.32
4.64
4.89
3.41
2.95
4.89
6.92
79
16.54
Effic. R.%
28.35
27.15
29.96
30.77
31.85
29.81
31.69
32.73
32.06
34.23
5.87
32.06
31.23
77
9.76
Net margin%
13.65
14.21
16.23
15.46
13.03
12.35
13.90
14.67
15.70
13.24
15.64
13.90
14.06
65
24.11
P/E ratio (avg)x
16.06
14.95
16.26
18.09
17.41
18.36
18.97
19.37
19.96
20.14
10.31
19.37
18.22
82
35.73
P/TBVx
34.52
33.66
36.92
39.15
41.08
46.34
47.15
51.81
56.97
56.69
30.88
51.81
43.71
19
28.20
P/Bx
26.05
25.87
29.50
33.82
38.26
40.70
45.04
52.92
52.52
49.57
25.99
49.57
39.48
49
2.767
NII₺B
6.305
6.299
6.426
6.467
6.449
6.639
6.523
6.537
6.658
6.644
4.815
0.60%
0.88%
—
28.27
NII grth%
0.40
2.06
5.03
7.53
10.46
11.64
13.01
11.55
13.80
15.98
11.58
13.01
11.01
14
10.68
ROTE%
7.26
8.35
8.11
7.36
10.19
7.23
8.16
7.66
8.07
7.63
18.61
7.66
7.87
68
13.50
Return on equity%
11.33
14.11
13.63
11.09
8.73
8.42
9.44
8.29
9.15
10.17
19.31
9.15
9.81
68
14.44
Return on assets%
19.87
21.10
21.17
18.28
15.31
12.64
13.85
15.32
16.16
14.81
13.58
14.81
15.74
55
0.57
EPS₺
1.58
1.62
1.69
1.95
2.05
2.36
2.37
2.46
2.80
3.06
0.59
8.39%
8.48%
—
5.18
EPS growth%
5.24
6.94
8.18
8.98
11.56
12.19
15.14
16.26
13.74
11.59
26.93
13.74
11.58
90
1.43
Bookvalue per sh₺
0.97
0.94
0.93
0.84
0.78
0.80
0.87
0.89
0.88
0.86
1.25
2.05%
(1.66%)
—
1.00
TBV/sh₺
0.60
0.59
0.65
0.60
0.64
0.66
0.69
0.75
0.79
0.79
0.38
4.38%
2.65%
—
0.59
Dividend per sh₺
0.39
0.43
0.47
0.51
0.49
0.50
0.54
0.52
0.58
0.66
0.96
6.11%
5.43%
—
27.11
Div yield (avg)%
23.64
22.41
19.96
21.68
23.99
24.75
26.26
26.59
24.51
22.64
18.74
24.75
23.82
13
7.91
Payout ratio%
26.36
29.29
28.49
26.25
24.48
24.54
26.54
24.63
27.40
26.10
21.18
26.10
26.30
58
2.874
Shares (diluted)B
2.492
2.221
1.948
1.835
1.922
1.938
1.805
1.979
1.849
1.624
2.860
(3.31%)
(3.50%)
93
2.16
Buyback yield%
9.81
9.34
11.99
14.37
11.60
12.16
12.34
12.43
10.63
12.90
12.21
12.34
12.08
5
171.84
Eq/Assets%
247.54
267.67
247.61
240.32
225.27
210.70
205.97
216.82
199.30
189.73
126.02
205.97
221.05
79
6.588
Assets₺B
25.19
28.03
29.60
32.23
34.69
38.07
41.48
45.92
51.72
55.58
6.309
9.88%
9.34%
86
6.730
LT debt₺B
12.47
14.61
17.23
19.96
21.81
23.90
25.22
25.05
26.73
29.33
5.436
6.10%
9.95%
68
Total assets
₺55.58B
9.34%
2.23×
Revenue
₺8.705B
0.94%
1.00×
Non-interest expense
₺5.070B
1.02%
1.01×
Net interest income
76.32%
Non-interest income
23.68%
Spread over hurdle
(19.33%)