4.986
Revenue₺B
5.370
5.817
6.167
6.670
6.963
7.243
7.759
8.358
9.047
9.796
5.470
7.07%
7.09%
42
5.63
Revenue growth%
12.06
9.72
10.05
9.06
6.63
4.13
3.03
1.28
0.40
2.12
14.08
2.12
5.38
85
4.35
NIM%
13.77
14.38
12.81
11.37
13.71
11.12
9.40
7.41
5.30
5.83
2.31
7.41
11.25
65
7.75
Effic. R.%
28.72
27.06
25.81
27.17
28.63
30.71
30.67
28.66
27.29
29.37
7.63
29.37
28.64
51
2.67
Net margin%
27.09
25.81
23.37
23.08
24.56
26.83
29.66
29.60
29.16
31.91
20.95
29.60
26.96
29
36.95
P/E ratio (avg)x
21.85
23.80
21.96
21.68
23.06
25.13
21.91
21.38
18.47
18.64
18.11
21.38
21.88
32
13.23
P/TBVx
30.40
33.44
39.28
44.14
51.23
51.30
56.91
56.09
61.11
61.19
26.45
56.91
51.26
66
8.738
P/Bx
9.482
8.691
8.966
8.335
8.796
9.149
9.199
10.31
10.82
10.85
13.69
10.31
9.174
32
5.667
NII₺B
4.236
4.674
4.944
5.316
5.595
5.743
6.116
6.614
7.091
7.724
3.151
6.66%
7.02%
—
23.61
NII grth%
10.84
9.14
7.10
8.38
10.05
10.23
10.75
7.86
10.00
9.27
9.25
10.00
9.64
10
23.62
ROTE%
6.57
6.30
5.93
8.65
6.56
7.57
10.47
13.37
12.88
15.23
15.44
12.88
8.11
40
8.79
Return on equity%
3.78
5.10
6.89
9.13
7.33
5.34
7.76
9.95
8.90
9.45
4.04
8.90
7.55
47
7.40
Return on assets%
5.27
7.86
6.93
4.35
4.76
7.75
7.43
9.73
9.03
6.08
7.54
7.75
7.18
74
0.78
EPS₺
1.48
1.50
1.56
1.80
2.00
2.04
2.04
2.21
2.49
2.61
0.81
5.44%
7.77%
—
20.40
EPS growth%
3.13
0.83
0.40
3.18
2.40
4.52
1.77
3.68
4.64
3.58
10.64
3.68
3.15
80
0.64
Bookvalue per sh₺
0.64
0.74
0.80
0.84
0.82
0.84
0.81
0.82
0.88
0.86
0.39
1.17%
3.23%
—
0.44
TBV/sh₺
0.28
0.29
0.34
0.40
0.39
0.38
0.39
0.45
0.48
0.49
0.91
4.65%
6.46%
—
0.81
Dividend per sh₺
0.79
0.91
0.93
1.04
1.14
1.17
1.36
1.30
1.22
1.41
0.81
4.40%
5.95%
—
28.91
Div yield (avg)%
18.61
16.35
18.20
17.78
14.91
12.45
12.73
12.72
13.66
14.91
14.84
12.73
14.91
57
8.64
Payout ratio%
29.42
32.25
35.17
32.59
32.89
35.85
33.81
36.60
38.93
39.65
18.42
36.60
34.49
81
2.471
Shares (diluted)B
1.855
1.674
1.732
1.498
1.471
1.409
1.264
1.104
1.118
1.038
2.572
(6.73%)
(5.84%)
26
16.71
Buyback yield%
7.80
8.76
11.44
11.85
14.72
16.14
19.05
18.39
20.22
19.18
29.59
19.05
15.43
17
162.57
Eq/Assets%
82.85
92.92
90.09
91.34
94.25
109.44
108.99
125.79
137.23
139.82
153.55
125.79
101.62
33
4.727
Assets₺B
3.787
4.082
4.497
4.848
5.378
5.669
6.075
6.596
7.173
7.609
4.883
7.19%
8.63%
73
6.950
LT debt₺B
2.413
2.751
3.002
2.988
2.992
3.202
3.706
4.236
4.491
4.963
8.174
10.66%
7.90%
19
Total assets
₺7.609B
8.63%
1.15×
Revenue
₺9.796B
7.09%
1.00×
Non-interest expense
₺5.663B
6.83%
0.98×
Net interest income
78.85%
Non-interest income
21.15%
Return on capital
101.09%