61.07
RevenueSR M
58.86
63.96
67.82
73.82
80.13
85.21
89.73
97.69
104.2
110.4
67.23
6.63%
6.94%
12
29.48
Revenue growth%
8.10
5.69
4.54
5.36
3.72
3.50
2.78
5.44
3.14
1.07
2.93
3.14
4.13
10
9.49
Combined R.%
86.96
85.82
86.08
87.34
86.51
85.57
87.49
85.63
86.52
88.23
2.69
86.52
86.52
39
18.05
Operating margin%
30.28
29.30
30.10
29.58
30.93
28.52
28.49
30.29
29.25
27.10
15.16
28.52
29.44
50
24.01
Net margin%
25.97
25.74
24.88
24.60
22.63
25.39
23.23
21.75
23.09
20.35
28.52
23.09
23.92
58
28.78
P/E ratio (avg)x
10.44
11.51
13.28
15.92
18.21
19.49
19.03
18.46
20.25
21.88
13.55
19.49
18.33
89
16.01
P/TBVx
26.10
24.96
26.24
29.57
33.17
37.19
38.27
41.58
39.06
43.18
26.09
39.06
35.18
27
26.95
P/Bx
17.19
18.89
17.53
18.58
18.19
19.54
19.37
18.38
17.70
20.10
19.39
19.37
18.48
11
12.52
Prem. grth%
7.79
9.27
10.57
9.97
10.62
8.83
9.50
10.98
10.08
7.87
8.74
9.50
9.73
25
19.16
Invest. yld%
22.05
20.68
23.09
21.48
23.87
25.68
26.69
25.31
24.35
22.84
20.24
25.31
23.48
48
26.36
BVPS grth%
17.45
18.97
21.08
19.27
17.53
20.29
21.09
20.79
19.81
22.20
18.87
20.79
20.05
49
7.81
Return on equity%
25.84
23.46
26.30
25.87
25.13
25.01
22.27
23.72
22.91
22.58
16.69
22.91
24.37
40
16.27
Return on assets%
14.99
14.62
12.08
14.18
13.78
12.91
14.68
13.59
12.85
10.24
4.63
12.91
13.68
7
1.48
EPSSR
1.00
1.07
0.98
1.04
0.95
0.97
0.87
0.88
0.75
0.74
1.60
(4.90%)
(3.30%)
—
16.67
EPS growth%
8.80
6.43
7.88
10.18
8.66
5.90
5.35
8.30
10.31
12.16
23.75
8.30
8.48
17
1.53
Bookvalue per shSR
2.69
2.78
3.28
3.91
3.92
4.59
5.22
6.04
5.95
7.08
0.77
12.56%
11.46%
—
1.76
TBV/shSR
1.38
1.32
1.36
1.26
1.23
1.34
1.26
1.12
0.97
1.01
1.05
(3.86%)
(2.72%)
—
1.04
Dividend per shSR
1.04
1.04
1.03
1.10
1.14
1.16
1.03
0.90
0.94
0.80
0.69
(6.87%)
(2.64%)
—
10.28
Div yield (avg)%
10.84
9.35
10.58
12.55
10.12
7.41
9.01
6.85
4.44
7.38
22.33
7.38
9.18
48
23.60
Payout ratio%
21.64
23.36
23.03
22.65
22.27
20.35
20.91
23.56
25.12
25.05
17.05
23.56
22.84
67
39.38
Shares (diluted)M
37.85
41.10
43.44
41.79
42.62
42.59
37.72
32.33
30.69
27.79
40.03
(8.20%)
(2.99%)
37
15.30
Buyback yield%
31.08
28.19
28.64
30.21
28.14
25.17
27.22
26.67
26.86
25.88
23.72
26.67
27.68
8
1.399
D/E ratiox
0.329
0.342
0.382
0.378
0.402
0.414
0.464
0.488
0.505
0.506
0.667
0.488
0.408
74
45.94
AssetsSR M
310.5
353.3
386.2
401.4
425.8
463.6
509.3
549.1
568.8
614.0
83.50
7.60%
7.98%
21
23.82
LT debtSR M
67.94
68.44
67.77
68.44
69.46
74.65
70.32
68.37
65.38
60.01
10.39
(2.88%)
(2.13%)
57
Claims and benefits
6.84%
0.99×