49.01
RevenueSR M
64.27
67.14
69.74
73.49
75.65
79.53
82.53
86.20
91.52
97.58
51.18
5.22%
4.71%
52
28.30
Revenue growth%
21.06
22.85
20.04
20.10
18.88
19.17
20.73
22.56
21.30
19.94
29.59
20.73
20.41
77
19.45
Combined R.%
90.24
87.90
89.62
89.03
89.29
91.01
88.17
88.64
88.83
89.07
10.75
88.83
89.05
92
14.51
Operating margin%
3.13
5.74
5.58
4.99
6.10
6.63
4.62
2.41
4.46
6.08
29.51
4.62
5.29
36
22.26
Net margin%
23.12
22.51
23.67
21.21
21.29
22.06
22.74
22.76
21.59
20.60
10.11
22.06
22.28
36
18.03
P/E ratio (avg)x
30.97
34.64
36.55
39.84
42.26
49.09
47.89
45.34
45.62
51.12
23.94
47.89
43.80
49
18.59
P/TBVx
25.11
27.22
27.34
31.15
32.05
30.87
30.04
34.67
36.32
37.23
17.27
34.67
31.01
32
20.12
P/Bx
24.43
27.06
27.34
27.13
28.97
27.03
29.96
28.93
26.53
23.62
6.736
27.03
27.09
12
6.54
Prem. grth%
13.43
12.48
13.13
11.50
13.24
11.47
14.20
12.06
10.81
13.58
12.96
12.06
12.80
85
29.16
Invest. yld%
13.40
15.44
15.86
17.33
18.38
21.07
19.27
18.64
15.80
13.11
2.61
18.64
16.59
56
19.19
BVPS grth%
23.37
22.62
25.45
26.86
28.44
26.08
24.45
27.11
27.65
30.12
26.54
27.11
26.47
61
17.74
Return on equity%
19.94
19.76
20.61
23.21
21.96
23.47
24.72
24.86
25.69
23.66
27.82
24.72
23.34
40
29.13
Return on assets%
18.48
18.70
19.37
16.68
19.01
21.99
24.05
22.17
20.53
22.36
10.36
22.17
19.95
64
0.87
EPSSR
1.27
1.26
1.41
1.70
1.83
2.01
1.99
2.18
2.44
2.60
0.89
7.27%
9.20%
—
16.57
EPS growth%
24.68
25.29
26.48
24.20
25.61
26.45
28.36
29.70
27.54
26.31
16.46
27.54
26.38
35
0.65
Bookvalue per shSR
1.40
1.36
1.36
1.47
1.39
1.44
1.34
1.27
1.22
1.22
1.31
(2.50%)
(2.48%)
—
1.70
TBV/shSR
0.99
0.90
0.88
0.78
0.70
0.72
0.68
0.73
0.76
0.82
1.79
3.31%
(1.49%)
—
1.86
Dividend per shSR
0.51
0.47
0.50
0.48
0.48
0.44
0.47
0.42
0.43
0.44
1.03
(1.69%)
(3.05%)
—
7.90
Div yield (avg)%
28.20
26.32
25.00
24.92
25.56
26.66
29.57
27.54
26.57
25.01
21.03
26.66
26.44
54
27.36
Payout ratio%
14.58
13.13
13.35
15.16
13.41
12.85
10.44
11.43
11.43
11.33
3.06
11.43
12.99
33
39.48
Shares (diluted)M
34.38
31.77
31.90
31.85
27.67
30.10
26.26
23.21
20.79
18.65
38.97
(7.59%)
(5.39%)
52
16.47
Buyback yield%
23.83
25.31
27.77
25.85
23.26
25.24
25.29
26.34
24.75
21.92
29.73
25.24
25.27
8
0.559
D/E ratiox
0.809
0.716
0.644
0.574
0.572
0.565
0.514
0.536
0.474
0.421
0.778
0.514
0.568
49
93.04
AssetsSR M
418.1
459.2
514.1
546.3
574.4
647.9
667.0
742.3
813.6
856.5
5.480
8.32%
8.34%
58
19.99
LT debtSR M
44.23
43.31
47.91
43.50
42.79
43.14
44.56
40.58
38.07
39.06
27.42
(1.81%)
(2.13%)
20
Claims and benefits
4.82%
1.01×