66.20
RevenueSR M
113.2
112.2
110.9
111.1
110.7
110.4
112.1
113.6
113.3
111.6
70.09
0.15%
(0.03%)
22
20.84
Revenue growth%
13.44
16.11
15.40
12.57
10.40
11.48
8.54
10.55
7.83
7.64
29.63
8.54
11.01
27
11.76
Combined R.%
83.94
85.10
84.91
83.36
85.31
82.65
83.99
82.63
85.39
83.39
22.56
83.39
83.96
7
17.08
Operating margin%
16.88
14.63
14.51
14.14
11.82
13.28
14.86
15.95
17.13
17.05
7.16
15.95
14.74
30
28.59
Net margin%
8.18
9.37
11.57
12.72
9.95
12.10
12.48
10.93
8.52
9.92
11.20
10.93
10.44
55
26.63
P/E ratio (avg)x
28.28
29.95
29.14
33.80
33.18
37.65
40.02
38.09
37.28
42.30
31.16
38.09
35.54
27
23.99
P/TBVx
43.25
42.40
48.58
54.75
56.79
54.19
63.07
63.96
75.85
79.23
35.62
63.96
55.77
88
30.14
P/Bx
22.05
22.49
23.75
24.18
24.43
25.27
25.97
26.32
26.98
28.04
23.27
26.32
24.85
58
17.90
Prem. grth%
18.19
15.46
16.50
15.92
17.24
16.95
14.63
13.81
13.61
12.54
27.70
13.81
15.69
70
27.03
Invest. yld%
4.74
2.62
4.63
6.50
7.00
8.59
10.75
10.83
9.75
11.91
15.27
10.75
7.80
19
11.63
BVPS grth%
19.03
19.13
17.96
17.11
17.24
17.50
14.85
17.40
16.40
15.25
23.53
16.40
17.32
41
16.52
Return on equity%
10.61
9.13
9.24
6.91
7.43
5.05
5.52
8.35
9.10
9.89
22.68
8.35
8.73
35
19.24
Return on assets%
7.84
8.09
6.13
6.96
6.28
9.06
8.05
10.06
11.42
12.14
23.33
10.06
8.07
80
1.25
EPSSR
1.27
1.28
1.21
1.22
1.25
1.30
1.31
1.35
1.39
1.44
1.33
2.90%
2.10%
—
9.54
EPS growth%
3.25
0.90
2.24
1.01
0.40
1.09
1.45
0.40
0.40
1.57
20.85
1.09
1.05
87
0.24
Bookvalue per shSR
1.51
1.38
1.32
1.22
1.16
1.15
1.25
1.28
1.29
1.32
0.83
2.62%
(1.44%)
—
0.64
TBV/shSR
1.01
0.97
0.88
0.97
0.96
1.05
1.14
1.25
1.27
1.40
0.80
7.98%
2.18%
—
0.52
Dividend per shSR
0.59
0.57
0.60
0.66
0.65
0.66
0.63
0.70
0.63
0.65
1.05
0.23%
1.90%
—
3.73
Div yield (avg)%
10.36
12.20
13.59
15.19
12.35
14.15
12.98
10.06
11.03
10.43
19.08
11.03
12.28
54
25.79
Payout ratio%
22.29
21.03
23.46
23.74
25.18
24.60
26.15
24.93
26.99
27.59
17.36
26.15
24.76
78
59.08
Shares (diluted)M
85.71
93.66
86.99
92.46
101.4
100.7
97.20
108.1
110.6
112.3
58.98
2.06%
3.75%
20
12.89
Buyback yield%
27.46
28.39
31.12
33.89
32.60
30.97
28.00
29.32
26.37
27.80
22.67
28.00
28.86
56
1.692
D/E ratiox
1.071
1.156
1.204
1.235
1.143
1.203
1.291
1.254
1.228
1.275
0.950
1.254
1.216
10
57.11
AssetsSR M
256.1
272.6
289.4
314.6
334.6
372.0
413.8
438.7
456.2
518.7
15.23
9.16%
8.43%
36
52.66
LT debtSR M
98.48
101.1
106.7
108.7
108.9
126.9
129.4
136.5
151.1
169.7
63.72
9.27%
7.21%
6
Claims and benefits
(0.34%)
0.97×
Total costs
(0.19%)
0.98×