76.62
RevenueSR M
61.38
65.19
70.31
74.05
80.81
86.17
92.31
99.34
105.2
111.3
78.29
6.61%
6.82%
31
29.76
Revenue growth%
22.64
20.95
23.46
20.65
20.87
21.10
20.03
20.68
18.35
19.84
22.75
20.03
20.78
15
26.71
Combined R.%
82.26
79.88
80.04
81.45
80.09
80.54
81.04
82.70
81.77
80.24
24.86
81.04
80.79
24
3.27
Operating margin%
26.02
24.85
22.17
23.22
25.20
24.98
26.43
27.74
29.04
27.28
27.04
27.28
25.61
27
20.83
Net margin%
14.11
12.56
11.38
13.89
15.86
15.22
12.50
10.13
11.70
8.99
15.62
11.70
12.53
67
31.21
P/E ratio (avg)x
27.12
30.29
34.16
32.74
36.54
41.45
41.16
41.68
48.29
46.75
29.65
41.68
38.85
31
36.59
P/TBVx
46.15
51.14
56.31
56.36
60.65
57.80
63.46
61.50
59.57
62.91
18.62
61.50
58.69
77
6.589
P/Bx
20.55
22.47
23.86
20.88
20.92
22.14
22.42
20.48
21.58
18.99
19.97
21.58
21.25
27
20.14
Prem. grth%
6.29
5.90
6.58
7.79
10.46
8.69
8.83
6.44
8.56
7.45
20.12
8.56
7.62
53
8.45
Invest. yld%
3.55
0.74
0.40
0.53
2.34
0.40
1.25
0.41
0.40
1.84
16.86
0.41
0.63
74
5.87
BVPS grth%
8.60
7.06
6.04
6.50
5.51
5.98
7.38
5.95
6.32
7.34
16.23
6.32
6.41
42
19.57
Return on equity%
7.97
5.47
2.88
5.80
3.50
2.54
1.82
2.96
1.27
0.99
23.99
1.82
2.92
86
4.04
Return on assets%
6.79
7.95
5.08
2.16
0.40
3.27
5.62
4.58
3.59
5.12
16.50
4.58
4.83
19
0.42
EPSSR
1.14
1.28
1.32
1.46
1.68
1.86
1.98
1.99
2.02
2.36
0.44
7.07%
8.02%
—
22.87
EPS growth%
23.63
22.68
20.04
17.46
16.10
18.79
16.34
17.62
17.19
16.71
4.84
17.19
17.54
89
0.45
Bookvalue per shSR
0.86
0.80
0.85
0.95
0.89
0.98
0.87
0.90
0.94
0.85
1.34
(1.00%)
(0.81%)
—
1.01
TBV/shSR
1.44
1.42
1.55
1.54
1.69
1.79
2.00
2.03
2.23
2.07
1.50
4.15%
2.64%
—
1.27
Dividend per shSR
0.79
0.82
0.78
0.75
0.66
0.59
0.59
0.58
0.57
0.56
0.76
(3.46%)
(2.83%)
—
11.88
Div yield (avg)%
26.23
23.82
24.79
22.84
22.09
21.93
22.62
21.49
20.49
18.10
19.74
21.49
22.36
43
24.44
Payout ratio%
16.11
15.49
17.32
19.89
22.64
22.72
25.00
27.82
28.60
28.56
28.94
27.82
22.68
70
40.36
Shares (diluted)M
43.69
41.70
42.15
48.14
44.49
49.27
50.70
55.19
62.47
69.41
39.73
9.30%
4.49%
80
16.55
Buyback yield%
27.38
26.41
28.49
26.73
24.44
22.58
22.06
23.82
25.02
23.95
7.83
23.82
24.73
47
0.957
D/E ratiox
1.452
1.686
1.989
2.070
1.997
2.184
2.111
2.422
2.728
2.643
0.221
2.422
2.090
46
22.12
AssetsSR M
168.8
177.5
194.6
221.1
235.2
253.9
266.4
295.7
321.7
336.9
8.407
7.46%
8.06%
56
39.79
LT debtSR M
16.70
18.97
20.81
21.70
24.03
25.90
29.40
27.76
27.83
27.85
33.18
2.99%
6.11%
91
Claims and benefits
6.89%
1.01×