1.494
Revenue¥B
3.261
3.593
3.851
4.194
4.555
4.986
5.390
5.890
6.316
7.015
1.560
9.02%
9.03%
25
7.32
Revenue growth%
11.02
8.29
9.50
8.18
9.89
8.85
7.35
6.54
4.74
6.50
22.45
6.54
8.23
46
17.68
NIM%
7.89
9.95
10.04
9.18
10.07
8.41
6.61
4.15
4.97
2.57
5.52
4.97
8.15
61
28.40
Effic. R.%
20.75
23.44
22.23
20.68
23.28
25.27
26.42
26.17
27.27
29.09
17.40
26.42
24.35
72
11.59
Net margin%
15.76
16.58
13.71
13.19
13.48
12.08
11.11
13.68
15.50
16.18
22.98
13.68
13.69
34
23.27
P/E ratio (avg)x
24.11
26.47
30.10
33.77
34.57
32.74
35.28
35.17
36.34
39.56
19.72
35.28
34.17
54
14.35
P/TBVx
36.20
40.42
47.48
55.53
59.69
63.23
70.80
82.55
97.85
109.6
16.74
82.55
61.46
6
31.52
P/Bx
30.41
30.99
35.43
36.60
41.37
42.55
46.01
44.63
41.84
44.92
22.80
44.63
41.60
15
2.865
NII¥B
2.555
2.825
3.060
3.335
3.646
3.970
4.241
4.636
5.022
5.532
2.377
8.69%
8.88%
—
24.76
NII grth%
4.22
3.66
4.72
3.57
0.91
3.53
1.96
2.06
4.38
5.19
14.26
3.53
3.62
18
13.06
ROTE%
23.71
24.70
25.15
24.17
24.08
27.00
24.21
26.51
23.88
24.59
26.52
24.59
24.40
60
11.15
Return on equity%
13.38
14.88
13.41
15.52
16.07
13.72
16.27
17.95
17.65
18.88
27.41
17.65
15.79
41
15.12
Return on assets%
27.05
26.05
27.93
30.17
27.28
26.64
28.72
30.56
29.66
27.90
25.60
28.72
27.91
89
159.36
EPS¥
106.00
97.58
98.06
95.80
94.04
83.22
86.57
87.54
76.84
74.41
173.73
(4.58%)
(4.44%)
—
5.54
EPS growth%
23.80
21.56
22.51
22.64
22.69
19.96
22.31
22.70
20.45
23.28
3.96
22.31
22.58
22
55.02
Bookvalue per sh¥
262.59
306.24
302.33
305.16
326.42
361.25
431.46
473.14
555.31
627.11
65.00
13.95%
9.59%
—
118.42
TBV/sh¥
341.56
387.74
431.61
492.84
530.74
615.22
618.63
739.70
889.90
944.11
145.06
12.21%
12.16%
—
157.11
Dividend per sh¥
77.06
69.71
66.94
68.11
68.02
70.13
70.46
72.79
74.78
63.89
138.97
(1.24%)
(2.54%)
—
17.08
Div yield (avg)%
0.40
0.40
0.40
0.40
0.40
1.75
0.40
0.40
0.40
1.82
7.64
0.40
0.40
19
26.38
Payout ratio%
21.91
24.42
25.95
24.42
26.57
28.08
25.64
25.39
28.32
26.26
17.27
26.26
25.79
53
30.00
Shares (diluted)M
48.98
55.99
63.95
65.43
70.36
67.35
70.69
77.14
89.50
97.00
29.90
6.63%
7.78%
61
25.93
Buyback yield%
12.98
15.95
15.84
16.87
16.81
17.75
20.11
22.37
23.28
22.35
11.45
22.35
17.31
5
133.47
Eq/Assets%
102.72
105.53
96.77
100.08
99.53
89.97
98.45
99.52
101.89
88.50
128.39
98.45
99.52
88
5.528
Assets¥B
17.41
18.97
20.99
23.18
25.67
28.34
29.24
31.56
35.14
36.69
3.790
7.41%
8.36%
23
3.725
LT debt¥B
3.340
3.365
3.651
4.281
4.723
4.931
5.566
6.005
6.241
7.399
0.678
9.40%
9.67%
69
Total assets
¥36.69B
8.36%
0.94×
Revenue
¥7.015B
9.03%
1.00×
Non-interest expense
¥3.425B
8.67%
0.97×
Net interest income
78.85%
Non-interest income
21.15%