0.744
Revenue¥B
3.916
3.959
4.064
4.203
4.387
4.423
4.603
4.669
4.826
4.956
0.818
2.47%
2.76%
14
17.43
Revenue growth%
12.40
11.85
9.03
10.11
10.92
12.19
13.19
14.95
15.32
15.18
14.03
14.95
12.29
52
28.36
NIM%
9.16
9.22
6.98
9.67
7.47
6.08
9.04
9.44
7.54
7.46
27.60
7.54
8.29
82
23.98
Effic. R.%
22.49
21.53
22.41
21.00
18.10
16.72
16.80
19.74
16.80
14.40
6.91
16.80
18.92
40
24.78
Net margin%
21.02
22.90
20.05
20.04
17.30
20.20
21.60
23.44
23.24
23.68
18.20
23.24
21.31
71
6.548
P/E ratio (avg)x
41.43
37.24
34.37
35.93
37.63
36.47
40.31
43.23
38.52
42.08
18.90
40.31
38.07
88
31.00
P/TBVx
31.54
34.06
39.25
42.34
46.24
47.98
49.47
48.44
47.53
53.13
18.86
48.44
46.89
42
12.15
P/Bx
13.95
12.72
11.68
11.03
11.44
11.77
11.79
10.60
10.45
10.08
30.49
10.60
11.56
55
0.877
NII¥B
2.951
2.939
3.068
3.145
3.248
3.278
3.465
3.507
3.579
3.750
4.312
2.91%
2.96%
—
17.31
NII grth%
2.92
3.10
0.87
3.52
4.86
4.68
3.19
0.74
2.69
2.72
8.41
2.72
3.01
27
5.64
ROTE%
13.48
15.87
18.38
16.11
15.02
15.81
14.51
16.92
14.12
12.66
21.15
14.51
15.41
91
11.13
Return on equity%
13.91
14.10
12.84
12.97
15.29
13.66
13.14
12.66
15.25
12.84
12.04
13.14
13.40
17
10.20
Return on assets%
20.66
20.69
21.38
22.19
24.19
27.12
29.70
27.82
25.88
28.81
18.54
27.82
25.03
64
104.88
EPS¥
67.72
63.06
66.30
62.47
59.08
53.23
53.70
47.23
44.71
47.93
107.01
(4.10%)
(3.44%)
—
8.52
EPS growth%
19.30
19.69
21.95
22.54
22.23
21.67
20.15
18.55
16.81
19.33
5.88
19.33
19.92
14
208.39
Bookvalue per sh¥
295.21
326.70
337.01
341.45
365.83
366.77
345.49
322.16
319.72
324.78
394.43
(2.35%)
0.49%
—
443.31
TBV/sh¥
127.41
121.00
131.51
132.80
123.00
141.12
145.88
164.98
170.11
168.42
143.22
6.49%
2.34%
—
230.68
Dividend per sh¥
264.85
258.16
254.24
265.15
246.88
258.13
233.89
260.45
262.19
288.08
409.48
3.13%
1.59%
—
3.87
Div yield (avg)%
14.86
16.68
18.38
16.50
14.59
16.57
18.43
19.19
19.75
20.51
8.93
19.19
17.53
24
10.22
Payout ratio%
23.20
26.08
26.00
28.76
30.95
31.37
28.65
29.57
28.55
27.31
15.96
28.65
28.60
59
9.482
Shares (diluted)M
14.29
15.98
17.04
19.35
22.57
23.26
26.20
29.03
31.39
34.37
9.802
8.77%
9.10%
55
19.45
Buyback yield%
3.40
0.87
1.87
0.82
3.63
3.03
5.52
4.81
6.18
6.40
29.02
5.52
3.51
44
170.51
Eq/Assets%
59.28
55.49
50.50
46.08
41.76
43.82
38.91
38.19
38.58
35.66
73.30
38.58
42.79
45
4.211
Assets¥B
2.545
2.637
2.774
3.050
3.383
3.575
3.809
4.243
4.542
4.868
3.039
7.55%
7.89%
83
4.743
LT debt¥B
2.755
2.864
2.863
2.917
2.893
2.753
3.182
3.199
3.037
2.972
2.062
0.54%
0.38%
37
Total assets
¥4.868B
7.89%
1.63×
Revenue
¥4.956B
2.76%
1.00×
Non-interest expense
¥2.826B
2.53%
0.98×
Net interest income
75.66%
Non-interest income
24.34%
Return on capital
116.89%