3.675
Revenue¥B
4.217
4.411
4.678
5.069
5.444
5.735
6.073
6.516
6.965
7.468
4.071
6.53%
6.44%
72
2.29
Revenue growth%
15.46
14.74
15.22
14.13
12.61
11.81
10.75
12.66
10.59
11.08
2.68
11.08
12.64
58
4.70
NIM%
21.76
23.43
24.61
27.47
25.19
23.54
23.72
23.94
25.95
24.61
7.07
23.94
24.28
81
6.09
Effic. R.%
15.55
16.21
14.54
16.59
14.55
17.31
20.25
20.96
18.54
19.95
22.94
19.95
16.95
67
6.77
Net margin%
6.12
6.58
9.20
11.34
12.91
12.73
11.15
11.39
14.35
14.83
9.45
12.73
11.36
17
28.98
P/E ratio (avg)x
39.12
41.08
42.28
44.83
44.77
49.86
54.82
61.75
61.06
59.87
19.60
59.87
47.35
7
16.09
P/TBVx
13.97
14.71
16.23
15.51
14.28
13.34
12.56
11.51
11.92
12.12
27.49
12.12
13.66
52
29.63
P/Bx
39.18
41.16
44.57
43.83
45.80
53.45
59.33
57.44
62.61
65.63
20.90
59.33
49.62
20
7.197
NII¥B
2.931
3.106
3.304
3.566
3.873
4.092
4.252
4.603
4.856
5.318
3.679
6.55%
6.45%
—
7.01
NII grth%
13.07
13.83
14.30
13.80
10.82
12.16
10.65
9.94
8.21
6.59
4.04
9.94
11.49
88
13.72
ROTE%
13.35
15.03
14.93
12.73
14.69
14.84
12.21
13.25
15.91
14.89
17.20
14.84
14.76
83
22.34
Return on equity%
21.42
24.10
26.81
27.30
26.04
26.49
25.94
27.71
30.56
33.40
10.71
27.71
26.65
77
28.44
Return on assets%
23.76
26.34
25.24
23.44
26.33
29.08
31.02
29.35
29.06
30.26
13.77
29.35
27.70
88
157.87
EPS¥
166.64
176.74
186.29
176.16
178.05
191.77
182.70
199.44
191.76
175.55
169.00
(0.28%)
(0.65%)
—
27.46
EPS growth%
19.33
17.26
15.40
17.17
18.40
18.94
16.21
17.61
18.24
19.22
21.77
18.24
17.92
14
256.26
Bookvalue per sh¥
242.53
256.27
272.99
262.88
242.08
212.90
187.86
205.63
182.51
199.49
262.31
(3.80%)
(2.64%)
—
147.51
TBV/sh¥
201.67
182.18
171.89
179.46
157.16
145.77
160.37
139.57
125.35
117.06
141.67
(5.72%)
(4.47%)
—
258.36
Dividend per sh¥
108.67
98.43
84.87
72.42
77.05
67.89
66.34
66.00
57.01
53.88
197.83
(6.90%)
(6.84%)
—
8.17
Div yield (avg)%
25.19
25.42
24.02
23.56
25.48
28.48
26.44
25.89
24.72
22.30
13.06
25.89
25.31
12
7.38
Payout ratio%
3.56
6.22
3.32
0.94
1.21
0.40
0.58
2.07
0.40
2.46
25.47
0.58
1.64
94
11.34
Shares (diluted)M
10.26
11.31
10.12
10.00
10.98
11.85
11.49
12.30
12.16
12.35
11.16
2.39%
0.79%
16
22.92
Buyback yield%
12.97
14.10
11.77
12.79
11.05
8.74
7.90
6.21
6.44
7.45
14.66
7.45
9.89
10
18.74
Eq/Assets%
154.53
155.16
162.12
169.59
182.73
175.64
163.82
144.86
154.79
169.59
137.60
163.82
162.97
36
5.708
Assets¥B
4.692
5.186
5.655
5.965
6.460
7.071
7.586
8.452
9.154
9.735
4.222
8.55%
8.11%
13
0.403
LT debt¥B
8.735
9.798
10.18
11.63
10.95
12.20
11.88
11.22
10.88
12.30
8.302
2.35%
3.22%
33
Total assets
¥9.735B
8.11%
1.17×
Revenue
¥7.468B
6.44%
1.00×
Non-interest expense
¥3.905B
6.52%
1.01×
Net interest income
71.22%
Non-interest income
28.78%