4.981
Revenue¥B
5.234
5.617
6.053
6.325
6.799
7.146
7.468
7.724
8.281
8.786
5.421
5.26%
6.11%
69
22.99
Revenue growth%
25.32
25.69
23.43
23.98
22.96
24.71
21.89
21.06
18.84
17.22
9.72
21.06
23.20
11
6.69
NIM%
17.08
18.97
17.18
16.57
15.06
12.09
9.93
9.80
10.02
8.73
10.76
9.93
13.58
81
10.18
Effic. R.%
0.40
0.40
1.00
0.40
0.40
0.40
0.40
0.40
0.40
0.40
15.15
0.40
0.40
57
21.72
Net margin%
12.68
10.38
9.95
12.39
13.66
13.68
13.10
11.32
8.99
9.96
4.19
11.32
11.86
47
23.69
P/E ratio (avg)x
18.72
20.38
19.92
22.70
25.07
27.47
33.22
34.47
33.96
38.11
27.91
33.96
26.27
87
8.143
P/TBVx
14.53
13.87
16.29
17.34
17.10
19.33
22.58
25.73
29.35
33.31
7.839
25.73
18.33
34
10.39
P/Bx
15.09
16.08
15.62
16.26
14.90
14.45
12.97
13.31
14.51
15.99
6.816
14.45
15.00
76
7.559
NII¥B
4.104
4.428
4.733
4.978
5.369
5.578
5.781
5.972
6.486
6.811
3.761
4.87%
6.10%
—
4.68
NII grth%
14.76
14.19
16.67
13.83
14.99
17.97
15.20
13.48
10.81
10.43
27.31
13.48
14.48
11
27.80
ROTE%
28.04
28.95
27.28
27.43
29.21
31.64
32.16
30.85
29.66
30.41
8.44
30.85
29.44
67
18.67
Return on equity%
27.42
29.02
30.86
31.80
33.19
33.98
31.50
29.84
28.75
29.01
17.51
29.84
30.35
49
13.96
Return on assets%
4.85
4.05
3.15
1.96
2.15
3.09
4.43
6.42
4.03
6.94
6.99
4.43
4.04
42
147.10
EPS¥
75.54
67.16
71.46
71.90
68.95
72.13
75.99
68.31
74.10
75.80
160.47
1.91%
(0.02%)
—
11.38
EPS growth%
27.83
30.17
32.47
33.44
34.46
31.72
30.05
29.62
32.45
32.52
5.03
31.72
32.09
88
71.99
Bookvalue per sh¥
212.68
241.15
247.24
290.76
325.69
333.01
369.90
413.80
462.29
448.47
105.29
6.61%
8.28%
—
47.80
TBV/sh¥
66.31
62.29
67.76
61.05
65.11
72.93
78.02
84.20
87.28
80.44
74.07
4.32%
1.54%
—
58.40
Dividend per sh¥
75.39
77.18
79.55
71.30
74.39
75.75
68.24
63.13
62.11
58.54
81.16
(4.68%)
(2.62%)
—
27.93
Div yield (avg)%
15.20
15.96
16.93
19.55
17.94
16.21
17.62
19.80
17.06
15.58
23.09
17.06
16.99
48
10.07
Payout ratio%
20.68
22.15
22.40
23.76
21.01
18.81
21.05
21.86
24.18
25.60
13.32
21.86
22.01
94
35.26
Shares (diluted)M
47.64
52.10
59.75
58.13
68.06
76.45
79.95
75.74
87.51
102.8
36.60
8.60%
8.56%
56
8.93
Buyback yield%
14.26
14.01
16.82
14.40
11.86
14.23
12.55
13.00
14.75
13.76
17.45
13.76
14.12
73
113.12
Eq/Assets%
142.70
123.86
132.01
133.43
117.79
121.01
131.71
141.62
131.68
115.89
31.45
131.68
131.70
52
5.184
Assets¥B
27.69
30.44
32.58
37.34
38.74
43.04
47.82
50.87
55.37
57.56
0.373
8.24%
8.49%
10
7.036
LT debt¥B
2.380
2.535
2.841
2.560
2.465
2.764
2.693
2.913
2.615
2.641
5.169
1.39%
2.01%
19
Total assets
¥57.56B
8.49%
1.25×
Revenue
¥8.786B
6.11%
1.00×
Non-interest expense
¥4.776B
6.17%
1.01×
Net interest income
77.52%
Non-interest income
22.48%