16.08
Revenue¥B
8.441
8.957
9.493
10.13
10.99
11.87
13.15
14.47
15.55
17.17
17.84
9.34%
8.29%
81
14.96
Revenue growth%
22.98
20.78
23.77
23.11
20.60
22.66
23.35
22.81
19.93
21.57
8.32
22.66
22.73
62
19.05
NIM%
12.49
12.94
11.84
8.88
6.06
8.55
6.05
7.85
8.96
7.45
8.60
7.85
8.71
9
18.85
Effic. R.%
22.02
21.55
21.68
22.36
22.09
19.63
22.29
21.75
20.41
19.06
4.29
20.41
21.71
70
12.94
Net margin%
18.64
20.99
22.80
19.87
19.19
17.84
16.62
16.59
16.78
16.01
19.15
16.62
18.24
68
9.391
P/E ratio (avg)x
30.81
32.08
35.17
38.04
35.13
31.67
27.84
27.87
26.25
28.27
33.47
27.87
31.24
45
27.81
P/TBVx
13.40
13.78
13.80
13.55
13.34
14.29
15.82
15.30
17.00
16.09
33.92
15.82
14.04
38
27.42
P/Bx
9.409
9.116
10.05
10.36
11.37
10.94
11.80
11.12
11.09
10.40
14.67
11.09
10.67
40
13.26
NII¥B
4.902
5.340
5.521
5.941
6.528
6.922
7.664
8.428
9.184
10.01
6.034
8.93%
8.06%
—
3.30
NII grth%
29.01
27.85
26.11
24.37
23.22
20.99
20.82
21.55
20.76
17.94
6.85
20.82
22.39
87
21.37
ROTE%
12.99
12.99
15.88
18.50
19.61
17.39
16.62
17.94
16.09
17.96
26.48
17.39
17.01
21
28.74
Return on equity%
8.32
9.12
7.55
10.34
8.43
10.57
11.16
10.69
10.65
11.87
14.88
10.69
10.46
51
3.61
Return on assets%
17.91
19.79
18.28
20.02
22.42
22.33
23.39
25.01
25.69
26.25
10.76
25.01
22.38
93
87.66
EPS¥
149.49
151.97
172.55
170.83
191.58
216.27
200.11
180.23
174.94
183.28
90.37
(0.88%)
1.87%
—
3.42
EPS growth%
16.45
13.64
14.97
16.58
17.19
17.80
19.61
17.22
14.91
13.77
10.92
17.22
16.52
49
448.41
Bookvalue per sh¥
324.38
361.74
342.96
313.59
307.22
317.39
290.82
305.68
333.57
319.11
272.35
0.76%
(0.50%)
—
320.32
TBV/sh¥
141.20
142.78
141.85
132.85
132.30
129.35
132.01
123.01
112.48
119.67
398.08
(1.99%)
(0.54%)
—
64.48
Dividend per sh¥
312.09
284.69
288.54
245.14
244.04
225.74
236.42
237.57
245.97
240.08
68.56
(0.33%)
(3.02%)
—
4.85
Div yield (avg)%
14.82
16.65
14.90
17.87
15.60
12.71
12.82
12.80
12.86
14.74
26.32
12.82
14.78
19
29.88
Payout ratio%
18.58
16.90
15.60
14.42
16.12
15.76
14.48
15.74
13.53
15.15
28.68
15.15
15.67
74
24.90
Shares (diluted)M
18.04
17.47
14.92
13.49
11.61
10.03
9.829
8.442
8.833
9.211
24.16
(4.52%)
(7.98%)
26
24.96
Buyback yield%
2.63
1.62
0.43
0.40
2.00
4.00
3.30
5.91
3.82
1.70
24.21
3.82
2.31
58
112.98
Eq/Assets%
189.81
195.33
207.33
201.06
195.34
218.72
246.00
266.18
279.46
310.56
104.11
266.18
213.03
66
10.69
Assets¥B
38.36
41.11
43.08
49.65
52.07
55.59
62.25
68.74
73.76
79.31
3.173
8.78%
8.27%
90
9.594
LT debt¥B
9.786
10.34
8.928
8.812
8.183
8.963
8.830
9.064
8.198
7.575
12.42
(1.53%)
(1.89%)
22
Total assets
¥79.31B
8.27%
1.00×
Revenue
¥17.17B
8.29%
1.00×
Non-interest expense
¥7.966B
8.07%
0.98×
Net interest income
58.32%
Non-interest income
41.68%
Spread over hurdle
14.32%