18.54
Revenue$M
73.10
74.45
78.35
81.75
84.00
86.15
87.28
87.91
89.95
92.26
19.24
1.89%
2.47%
27
4.35
Revenue growth%
15.27
17.61
20.43
17.84
17.35
17.53
15.64
16.79
19.34
20.95
14.14
17.53
17.57
75
19.78
NIM%
21.51
20.67
22.37
23.62
21.49
19.32
16.97
19.02
21.13
22.20
5.71
19.32
21.31
89
14.43
Effic. R.%
10.39
9.15
10.88
10.96
13.66
16.13
15.15
12.45
14.43
13.92
18.10
14.43
13.06
37
23.96
Net margin%
12.96
14.68
14.65
12.95
12.14
10.69
11.40
10.79
8.26
11.18
20.20
10.79
11.77
57
34.16
P/E ratio (avg)x
34.58
33.50
35.94
32.98
33.84
30.96
30.77
31.55
34.84
38.82
33.76
31.55
33.67
68
12.48
P/TBVx
24.17
22.38
21.40
20.27
21.10
22.90
24.67
22.87
25.61
28.62
17.87
24.67
22.88
48
37.25
P/Bx
8.808
9.387
9.253
9.384
9.078
10.29
11.24
10.55
11.36
11.70
26.47
11.24
9.839
93
36.05
NII$M
52.83
53.73
55.57
58.96
60.67
62.31
61.90
62.21
63.70
65.55
17.67
1.56%
2.28%
—
3.59
NII grth%
12.93
11.36
10.46
7.61
7.79
8.35
5.76
5.94
7.68
9.31
24.36
7.68
8.07
61
29.77
ROTE%
23.24
25.77
23.46
25.71
26.79
25.63
23.66
21.87
18.96
20.32
29.45
21.87
23.56
77
14.51
Return on equity%
8.45
8.11
8.25
10.61
10.20
12.22
11.01
8.45
6.49
3.77
22.45
8.45
8.45
68
15.46
Return on assets%
30.67
31.18
29.63
26.67
25.67
24.47
25.67
22.98
23.80
23.74
3.88
23.80
25.67
51
1.09
EPS$
2.02
2.04
1.90
1.95
2.22
2.10
2.05
2.33
2.39
2.47
1.21
2.14%
3.15%
—
7.93
EPS growth%
6.30
5.61
5.79
4.96
2.53
0.40
2.85
1.83
0.40
0.40
16.95
0.40
2.69
7
0.98
Bookvalue per sh$
1.01
1.04
1.14
1.22
1.18
1.26
1.25
1.37
1.39
1.29
0.63
1.81%
1.82%
—
1.37
TBV/sh$
1.06
1.21
1.41
1.50
1.41
1.56
1.47
1.50
1.71
1.77
0.67
4.61%
5.65%
—
1.32
Dividend per sh$
0.45
0.42
0.45
0.38
0.34
0.32
0.29
0.29
0.30
0.26
0.52
(4.69%)
(5.77%)
—
16.15
Div yield (avg)%
18.34
15.47
13.25
12.88
15.37
17.92
20.23
19.30
21.76
23.34
2.10
20.23
18.13
38
5.70
Payout ratio%
34.21
33.30
31.70
32.03
30.68
31.76
29.48
27.62
25.86
26.30
26.75
27.62
31.19
66
18.92
Shares (diluted)M
22.03
23.33
26.49
30.82
36.54
35.01
40.31
40.22
41.99
47.15
18.76
5.23%
8.63%
75
2.42
Buyback yield%
21.95
21.07
18.45
20.33
21.85
23.76
22.03
22.54
23.10
22.53
26.19
22.54
21.99
81
56.04
Eq/Assets%
66.89
67.45
58.38
59.84
55.60
51.65
49.16
46.03
47.54
41.60
54.22
47.54
53.63
38
69.32
Assets$M
332.1
373.0
384.9
419.8
467.1
480.0
545.3
575.0
612.5
675.2
56.03
7.65%
8.61%
27
48.40
LT debt$M
43.30
40.60
38.67
41.77
48.35
50.54
48.34
53.69
56.37
63.30
6.273
5.54%
4.44%
7
Total assets
$675.2M
8.61%
1.79×
Revenue
$92.26M
2.47%
1.00×
Non-interest expense
$47.47M
2.27%
0.98×
Net interest income
71.04%
Non-interest income
28.96%