47.38
Revenue$M
47.22
47.94
49.87
50.19
50.93
52.03
52.74
54.46
54.72
56.39
51.18
2.06%
1.92%
89
16.70
Revenue growth%
28.18
29.69
30.35
31.75
29.49
28.20
28.34
30.87
31.47
32.09
16.68
30.87
30.02
41
27.94
NIM%
16.28
14.64
13.84
12.29
14.73
13.89
13.40
12.70
11.49
12.57
7.04
12.70
13.62
88
2.99
Effic. R.%
0.66
0.40
1.95
0.74
0.40
3.36
6.21
8.73
9.91
12.25
15.95
8.73
2.66
18
29.30
Net margin%
25.72
26.67
25.66
23.21
20.79
23.01
24.75
27.28
25.06
25.71
8.45
25.06
25.36
23
13.77
P/E ratio (avg)x
51.37
48.29
49.76
54.29
53.14
53.94
51.04
56.38
63.96
67.30
35.59
56.38
53.54
70
29.43
P/TBVx
11.83
12.15
13.94
12.88
14.17
15.15
14.90
16.58
17.56
19.95
16.47
16.58
14.54
93
6.851
P/Bx
18.85
18.93
18.15
17.45
16.04
16.58
17.48
16.36
17.03
16.42
32.81
16.58
17.24
75
16.92
NII$M
30.74
31.83
32.43
32.47
33.13
33.68
34.49
35.90
36.34
36.85
42.73
2.15%
1.87%
—
6.49
NII grth%
5.31
7.44
8.76
11.61
10.68
8.66
6.19
6.54
5.25
6.42
23.25
6.42
6.99
60
19.02
ROTE%
5.19
5.50
6.15
5.79
3.21
3.06
4.91
4.49
5.75
4.62
10.18
4.62
5.05
22
10.30
Return on equity%
2.44
5.43
4.72
4.55
3.79
1.39
0.76
0.40
2.47
5.31
27.79
1.39
3.13
14
16.33
Return on assets%
0.40
0.40
0.40
0.69
0.40
2.44
1.40
1.37
3.23
4.31
24.03
2.44
1.03
7
2.74
EPS$
2.95
2.75
2.40
2.58
2.25
2.06
1.79
1.97
1.72
1.51
2.93
(7.66%)
(6.55%)
—
22.09
EPS growth%
3.90
6.77
8.50
10.12
7.24
6.61
8.67
7.71
7.12
7.60
20.43
7.60
7.42
32
2.27
Bookvalue per sh$
0.44
0.46
0.39
0.38
0.36
0.34
0.30
0.27
0.25
0.23
2.73
(8.68%)
(6.90%)
—
3.12
TBV/sh$
0.86
0.92
1.01
1.13
1.05
1.03
1.03
1.02
1.13
1.25
3.37
3.59%
3.37%
—
1.56
Dividend per sh$
1.36
1.25
1.17
1.08
1.14
1.24
1.20
1.12
1.12
1.16
3.46
0.17%
(2.63%)
—
21.62
Div yield (avg)%
14.86
13.04
10.33
10.40
12.30
11.12
10.89
13.61
14.70
17.33
4.54
13.61
12.67
91
23.63
Payout ratio%
16.36
17.67
16.11
17.46
17.38
17.43
16.07
18.99
21.93
22.15
17.92
18.99
17.44
82
9.059
Shares (diluted)M
8.166
8.270
7.251
6.340
6.207
6.833
7.068
7.541
7.141
7.346
8.882
3.43%
(0.31%)
36
7.71
Buyback yield%
10.64
11.99
11.51
9.41
10.29
7.44
5.46
3.37
4.54
4.28
29.92
4.54
8.43
45
25.83
Eq/Assets%
265.31
277.61
264.13
267.42
284.31
285.11
334.11
389.71
455.04
506.76
30.06
389.71
284.71
77
23.63
Assets$M
128.3
139.7
146.6
157.7
165.8
176.6
196.0
213.8
238.6
264.1
19.97
9.75%
8.09%
40
8.345
LT debt$M
49.30
48.89
49.22
51.46
56.76
53.69
54.75
57.00
53.38
59.97
29.21
1.10%
2.60%
90
Total assets
$264.1M
8.09%
1.80×
Revenue
$56.39M
1.92%
1.00×
Non-interest expense
$33.29M
1.82%
0.99×
Net interest income
65.35%
Non-interest income
34.65%