3.302
Revenue¥B
2.254
2.396
2.495
2.650
2.719
2.797
2.949
3.067
3.140
3.294
3.470
3.91%
4.55%
73
29.56
Revenue growth%
11.63
14.38
14.11
11.32
9.10
8.06
8.58
8.58
8.60
10.54
5.38
8.58
9.82
40
21.78
NIM%
0.40
0.61
0.40
0.40
0.51
2.43
1.74
0.92
1.26
0.77
22.78
1.26
0.69
18
20.28
Effic. R.%
21.23
19.85
20.71
18.88
15.92
16.06
18.32
19.09
16.48
18.44
3.54
18.32
18.66
52
3.70
Net margin%
25.29
25.63
23.66
21.89
22.34
22.93
22.48
20.94
20.14
18.14
12.86
20.94
22.41
17
6.866
P/E ratio (avg)x
15.97
16.14
17.91
18.66
16.58
15.35
15.17
15.72
17.41
15.62
14.56
15.62
16.06
46
11.72
P/TBVx
16.04
15.09
15.05
14.82
14.42
14.60
15.72
16.96
14.71
12.90
29.49
14.71
14.93
30
26.31
P/Bx
32.94
36.96
36.51
40.81
40.99
44.16
42.06
40.08
41.58
47.29
29.59
42.06
40.90
60
3.361
NII¥B
1.350
1.455
1.476
1.585
1.653
1.676
1.780
1.859
1.857
1.963
0.488
3.49%
4.52%
—
16.15
NII grth%
6.27
8.54
6.93
6.70
3.91
2.54
2.80
0.58
1.41
3.30
28.78
2.54
3.61
92
10.56
ROTE%
4.36
5.59
2.88
2.38
0.40
0.40
3.28
5.28
5.95
8.31
11.69
5.28
3.82
47
14.42
Return on equity%
0.40
1.02
0.40
2.02
3.44
0.56
2.64
1.72
2.93
1.87
12.87
1.87
1.79
29
7.77
Return on assets%
0.40
0.40
0.40
2.88
3.19
5.11
7.46
6.11
8.69
6.42
22.14
6.42
4.15
10
2,273
EPS¥
1,137
1,122
1,220
1,223
1,247
1,160
1,251
1,336
1,250
1,387
2,443
2.15%
2.90%
—
7.50
EPS growth%
13.91
12.57
12.24
9.30
9.87
8.72
10.52
10.15
7.46
5.83
6.97
8.72
10.01
29
2,556
Bookvalue per sh¥
847.70
1,000
1,028
1,070
1,116
1,111
1,136
1,256
1,224
1,301
2,919
3.12%
5.26%
—
1,942
TBV/sh¥
1,952
1,900
2,207
2,254
2,201
2,315
2,205
2,403
2,693
2,660
2,348
3.86%
2.70%
—
2,710
Dividend per sh¥
3,604
3,533
3,738
3,649
4,112
4,335
4,404
5,222
5,289
5,547
3,056
6.17%
5.38%
—
11.32
Div yield (avg)%
23.62
22.19
23.21
20.93
18.69
21.22
22.61
22.08
20.57
20.81
21.54
21.22
21.65
5
18.82
Payout ratio%
25.02
26.86
28.59
29.75
32.48
31.18
30.57
32.81
31.01
31.89
22.81
31.18
30.79
19
1.018
Shares (diluted)M
1.039
1.012
1.134
1.308
1.335
1.529
1.804
2.070
2.150
2.499
1.013
13.36%
9.05%
61
26.83
Buyback yield%
26.24
28.82
28.16
25.82
25.19
27.18
29.33
32.29
35.02
32.69
25.98
32.29
28.49
89
175.78
Eq/Assets%
101.46
121.32
143.23
144.11
171.83
186.41
183.42
207.57
207.10
245.27
112.84
207.10
177.62
33
1.618
Assets¥B
12.66
14.00
15.01
16.21
17.58
18.41
19.98
20.75
23.28
25.57
3.207
7.78%
8.15%
86
2.564
LT debt¥B
2.625
2.705
2.990
2.753
2.700
2.627
2.329
2.224
2.100
1.889
3.393
(6.90%)
(4.46%)
19
Total assets
¥25.57B
8.15%
1.40×
Revenue
¥3.294B
4.55%
1.00×
Non-interest expense
¥1.856B
4.71%
1.02×
Net interest income
59.58%
Non-interest income
40.42%