0.599
Revenue¥B
9.515
9.707
10.01
10.40
10.62
10.70
10.68
10.98
11.31
11.47
0.657
1.56%
2.16%
37
11.46
Revenue growth%
26.48
24.60
27.30
29.36
32.28
31.29
30.75
29.98
27.96
28.89
14.39
29.98
29.13
46
19.81
NIM%
4.86
5.18
3.96
3.18
2.79
3.42
2.60
0.40
3.33
4.05
23.54
3.33
3.38
88
2.66
Effic. R.%
18.71
18.21
19.08
19.05
18.76
20.08
18.28
17.44
19.65
16.65
5.55
18.28
18.73
51
28.39
Net margin%
9.80
8.85
11.02
8.63
7.36
7.05
4.96
5.47
3.16
1.67
24.24
4.96
7.21
28
8.639
P/E ratio (avg)x
10.65
11.50
12.09
13.27
12.35
11.12
11.12
10.51
9.409
8.715
9.460
10.51
11.12
93
21.09
P/TBVx
39.19
43.85
42.60
43.63
45.87
52.98
54.63
58.45
65.05
72.25
36.83
58.45
49.43
61
24.70
P/Bx
47.34
49.19
57.31
61.46
68.93
77.75
86.58
103.7
118.3
136.8
11.13
103.7
73.34
58
9.216
NII¥B
7.035
7.069
7.467
7.659
7.737
7.824
7.967
8.015
8.374
8.394
2.016
1.64%
2.09%
—
9.82
NII grth%
23.38
20.79
20.39
22.47
20.85
18.71
18.67
16.69
16.28
17.43
24.85
17.43
19.55
49
14.82
ROTE%
32.23
29.33
30.35
30.47
29.70
31.41
28.47
27.14
25.32
27.49
6.03
27.49
29.52
68
19.78
Return on equity%
25.99
23.44
22.95
25.23
26.19
26.24
28.92
31.67
29.67
29.16
21.97
29.16
26.22
82
16.94
Return on assets%
2.98
4.35
5.39
3.16
2.74
4.02
4.47
6.22
6.60
3.77
5.72
4.47
4.18
29
94.66
EPS¥
37.62
38.70
35.41
32.49
29.63
32.14
34.27
36.58
34.77
31.00
100.94
0.91%
(2.76%)
—
21.52
EPS growth%
7.98
9.54
7.87
7.36
6.61
4.58
3.98
3.58
3.58
5.97
4.35
3.98
6.29
21
22.86
Bookvalue per sh¥
127.26
133.64
129.29
140.91
151.06
166.25
169.46
194.34
214.87
200.16
63.60
5.79%
5.65%
—
81.65
TBV/sh¥
73.59
67.22
61.90
55.98
56.47
51.16
54.20
58.39
56.65
61.79
92.33
1.82%
(2.02%)
—
19.09
Dividend per sh¥
64.85
60.63
57.58
55.86
58.23
57.96
56.98
52.08
56.18
50.05
30.85
(2.98%)
(3.67%)
—
10.43
Div yield (avg)%
20.40
20.28
20.13
22.74
22.94
20.72
18.31
16.00
18.60
19.58
6.66
18.60
20.20
84
8.83
Payout ratio%
6.22
4.32
2.54
2.68
2.20
4.56
3.06
3.75
2.84
4.84
12.69
3.75
3.41
8
66.67
Shares (diluted)M
124.0
121.5
124.2
128.9
138.4
138.3
139.3
152.5
152.1
153.6
68.67
2.10%
3.48%
37
14.95
Buyback yield%
15.35
16.38
14.99
17.39
17.11
19.18
16.39
15.63
18.00
20.81
10.19
18.00
16.75
80
108.47
Eq/Assets%
87.93
94.14
106.26
115.03
129.26
144.51
150.62
145.07
160.29
151.41
72.64
150.62
136.88
9
2.650
Assets¥B
22.79
24.62
26.18
28.80
31.17
34.88
37.63
39.71
41.90
47.34
1.763
8.72%
8.62%
43
11.61
LT debt¥B
9.530
8.746
9.250
9.295
9.721
8.952
9.371
9.385
9.718
9.152
8.904
(1.20%)
0.65%
12
Total assets
¥47.34B
8.62%
1.85×
Revenue
¥11.47B
2.16%
1.00×
Non-interest expense
¥6.122B
2.29%
1.01×
Net interest income
73.17%
Non-interest income
26.83%