8.983
Revenue¥B
9.980
10.68
11.13
11.53
12.41
13.14
13.61
14.54
15.68
16.37
9.704
5.69%
5.87%
27
24.29
Revenue growth%
19.34
20.91
22.52
24.50
25.08
24.57
25.97
25.80
25.61
27.09
24.63
25.80
24.82
65
29.20
NIM%
29.59
28.62
28.78
28.36
29.49
28.52
29.16
31.98
33.98
33.36
29.01
31.98
29.33
11
23.98
Effic. R.%
10.06
7.23
9.01
7.51
8.41
8.34
6.43
7.11
5.46
3.85
24.46
6.43
7.37
55
7.34
Net margin%
6.86
4.76
2.51
1.45
1.85
2.72
4.72
5.48
4.76
4.81
17.56
4.76
4.74
6
11.00
P/E ratio (avg)x
36.47
39.15
44.52
49.09
46.46
46.90
48.34
51.63
57.08
63.43
32.69
51.63
47.62
65
29.35
P/TBVx
23.66
22.47
21.26
23.07
24.41
24.37
22.78
22.36
22.04
23.55
34.35
22.78
22.93
86
25.34
P/Bx
28.29
27.54
26.60
27.65
29.51
29.78
31.93
30.43
26.05
22.94
13.23
29.78
27.97
58
5.088
NII¥B
6.804
7.306
7.670
7.816
8.365
8.905
9.194
10.02
10.75
11.17
3.855
5.95%
5.73%
—
21.71
NII grth%
23.89
24.67
26.33
28.95
31.48
33.58
34.18
34.87
33.64
34.03
4.59
34.03
32.53
83
19.63
ROTE%
19.99
17.53
16.81
19.36
21.95
21.41
22.09
22.52
22.14
21.24
13.85
22.09
21.33
23
7.17
Return on equity%
28.01
25.37
22.97
25.30
27.37
26.23
26.68
28.79
25.96
27.61
13.04
26.68
26.46
90
12.03
Return on assets%
26.51
24.74
24.77
26.21
23.48
20.62
19.06
16.36
17.22
18.94
25.21
18.94
22.05
47
190.23
EPS¥
47.00
49.31
56.84
66.33
64.12
75.57
74.88
74.07
80.04
81.48
199.46
4.91%
6.72%
—
13.94
EPS growth%
10.88
13.18
14.02
14.37
14.98
12.69
9.92
11.63
13.93
13.82
7.05
12.69
13.50
43
42.14
Bookvalue per sh¥
285.54
329.18
354.22
364.58
378.51
412.04
462.66
458.54
543.02
653.50
172.04
11.54%
10.70%
—
225.17
TBV/sh¥
70.65
64.66
65.37
56.84
61.14
63.47
58.94
51.14
47.26
51.54
162.92
(3.36%)
(4.15%)
—
119.48
Dividend per sh¥
86.56
94.98
89.71
83.98
88.33
84.29
75.58
78.01
75.60
80.14
153.67
(1.93%)
(1.85%)
—
28.39
Div yield (avg)%
3.77
3.90
1.71
4.43
2.39
0.40
1.95
3.99
5.34
6.30
21.09
3.99
3.84
8
22.94
Payout ratio%
10.15
7.88
5.44
5.69
7.15
10.03
10.78
11.96
11.39
13.02
25.97
11.39
10.09
27
65.94
Shares (diluted)M
79.48
84.22
75.76
76.86
84.57
84.79
90.70
84.45
93.73
102.7
66.37
3.95%
2.40%
91
18.56
Buyback yield%
24.86
22.56
19.76
20.52
21.35
19.91
18.00
19.37
20.75
20.79
10.99
19.91
20.63
66
136.59
Eq/Assets%
93.00
80.17
79.48
84.82
83.70
90.37
79.68
77.96
73.66
72.37
47.01
77.96
79.92
29
5.538
Assets¥B
31.66
33.03
38.01
41.10
44.41
49.70
56.33
61.20
69.00
73.48
3.850
10.59%
9.89%
59
5.644
LT debt¥B
7.380
6.824
7.860
8.364
8.559
9.396
10.13
9.540
10.75
10.97
8.776
5.10%
3.61%
34
Total assets
¥73.48B
9.89%
1.45×
Revenue
¥16.37B
5.87%
1.00×
Non-interest expense
¥8.411B
5.77%
0.99×
Net interest income
68.23%
Non-interest income
31.77%