5.995
Revenue¥B
5.559
6.017
6.432
6.874
7.465
7.992
8.660
9.294
10.00
10.93
6.428
7.93%
7.84%
74
7.11
Revenue growth%
26.18
24.50
26.75
24.06
23.58
24.52
26.97
28.04
25.68
25.31
22.53
25.68
25.49
24
15.16
NIM%
26.94
25.82
26.33
24.81
24.54
27.45
25.89
25.73
27.19
24.65
15.52
25.89
25.85
47
2.81
Effic. R.%
21.58
21.20
21.40
23.80
21.55
24.38
23.99
26.70
24.53
26.36
9.89
24.53
23.90
59
21.53
Net margin%
14.27
15.24
15.45
17.71
20.63
20.76
23.65
23.92
21.64
21.32
5.33
21.64
20.70
26
28.12
P/E ratio (avg)x
37.20
41.25
40.23
37.43
40.29
40.52
40.27
46.36
46.28
52.47
20.23
46.28
40.41
79
27.54
P/TBVx
23.24
23.93
25.64
28.11
31.35
27.78
26.19
25.79
25.18
26.74
19.85
26.19
25.99
67
24.28
P/Bx
39.07
44.43
51.16
57.87
58.15
66.06
72.57
77.93
84.55
102.3
8.883
77.93
62.10
73
3.480
NII¥B
3.843
4.125
4.440
4.722
5.148
5.432
5.965
6.378
6.949
7.540
6.449
7.93%
7.73%
—
4.21
NII grth%
24.37
22.94
22.29
22.93
25.29
26.73
27.42
25.33
25.87
27.12
18.43
26.73
25.31
8
8.35
ROTE%
4.63
1.81
0.40
1.36
0.40
0.40
2.93
4.42
5.41
5.00
6.88
4.42
2.37
86
22.89
Return on equity%
35.40
37.78
35.59
33.70
32.08
31.73
33.31
30.65
27.70
28.69
20.24
30.65
32.69
59
6.96
Return on assets%
8.38
8.85
11.62
14.19
12.78
11.37
9.87
9.79
9.60
9.59
24.55
9.79
9.83
82
50.18
EPS¥
131.90
123.13
134.98
142.56
133.09
134.05
136.91
138.05
131.52
132.08
55.50
(0.15%)
0.36%
—
9.53
EPS growth%
23.74
24.76
22.75
19.98
22.79
22.57
22.79
23.10
21.55
19.85
11.69
22.57
22.77
51
203.28
Bookvalue per sh¥
227.97
245.67
236.36
274.04
298.88
344.39
376.09
377.82
392.07
450.96
124.79
8.57%
6.66%
—
102.70
TBV/sh¥
218.65
233.57
232.51
263.92
293.75
340.50
319.73
314.29
364.06
360.51
149.36
4.18%
6.50%
—
50.84
Dividend per sh¥
97.56
85.97
92.12
95.61
93.81
87.32
76.10
73.83
76.43
84.35
54.52
(2.10%)
(2.36%)
—
25.62
Div yield (avg)%
23.09
25.50
26.64
29.28
31.40
29.49
31.59
29.76
29.13
31.10
2.52
29.76
29.39
62
3.97
Payout ratio%
4.15
6.19
4.89
3.03
4.22
2.42
4.04
5.66
3.78
6.20
18.77
4.04
4.19
82
31.41
Shares (diluted)M
55.55
56.51
57.68
59.49
61.45
68.68
69.38
74.90
82.93
97.16
31.02
9.60%
7.00%
41
23.75
Buyback yield%
26.99
28.75
26.66
25.17
25.35
23.26
23.89
24.52
24.06
26.63
4.94
24.06
25.26
81
65.45
Eq/Assets%
216.76
229.76
269.31
267.35
316.75
341.29
351.11
371.14
421.26
499.22
30.93
371.14
329.02
19
9.646
Assets¥B
22.04
23.47
25.28
27.40
31.19
32.96
35.15
38.50
43.01
48.69
8.271
9.32%
9.59%
6
2.221
LT debt¥B
8.872
8.782
9.226
9.113
9.590
10.50
10.37
12.05
13.83
14.68
9.736
8.89%
4.73%
7
Total assets
¥48.69B
9.59%
1.17×
Revenue
¥10.93B
7.84%
1.00×
Non-interest expense
¥6.309B
7.83%
1.00×
Net interest income
68.96%
Non-interest income
31.04%