23.64
Revenue¥B
30.97
31.81
32.98
34.62
36.18
37.72
39.54
40.70
42.66
45.57
25.73
4.72%
4.40%
88
27.64
Revenue growth%
24.38
24.49
21.72
20.71
22.86
24.45
25.57
25.77
24.04
26.49
7.44
25.57
24.41
77
29.25
NIM%
13.13
12.09
14.55
16.01
16.91
17.54
19.16
17.17
16.36
16.72
27.73
17.17
16.54
26
21.95
Effic. R.%
0.40
0.40
1.46
1.92
1.80
2.80
5.43
3.85
3.10
3.10
28.62
3.10
2.36
25
24.61
Net margin%
14.43
14.66
16.32
14.50
13.72
15.28
14.21
12.72
10.82
9.37
8.30
12.72
14.32
48
21.83
P/E ratio (avg)x
14.26
15.62
16.39
18.40
18.83
18.43
20.19
18.86
19.80
20.43
23.06
19.80
18.63
34
7.510
P/TBVx
18.94
17.34
15.33
15.49
13.76
14.79
12.74
11.39
10.96
10.64
26.74
11.39
14.27
54
28.72
P/Bx
37.34
36.95
34.43
31.71
33.99
37.80
36.55
38.34
40.56
40.37
21.32
38.34
37.15
56
11.46
NII¥B
20.43
20.74
21.59
22.94
24.08
24.72
26.09
27.03
28.31
30.24
13.84
4.66%
4.45%
—
23.11
NII grth%
4.82
4.32
3.02
3.26
4.43
7.41
9.71
8.45
8.98
10.47
21.77
8.98
6.11
85
27.22
ROTE%
30.10
31.34
33.33
35.89
34.01
36.73
36.44
36.73
39.38
38.62
9.59
36.73
36.17
10
26.65
Return on equity%
28.95
26.48
23.50
22.65
24.48
23.49
24.36
21.63
23.46
25.80
23.03
23.49
23.93
35
17.36
Return on assets%
4.05
4.68
4.36
1.88
0.40
0.40
3.10
2.23
0.93
1.73
7.60
1.73
2.05
66
88.00
EPS¥
105.14
115.31
106.88
101.40
105.15
114.37
110.09
116.63
120.80
108.05
97.46
0.54%
0.92%
—
6.94
EPS growth%
10.92
13.74
16.14
15.49
15.57
18.53
21.35
22.57
20.93
20.97
25.52
20.97
17.33
12
74.23
Bookvalue per sh¥
182.68
206.43
200.27
216.20
222.47
256.95
271.44
319.18
328.81
327.38
67.41
8.03%
7.48%
—
136.26
TBV/sh¥
174.50
187.34
185.45
203.10
187.53
212.83
195.12
205.24
192.85
200.17
207.50
1.31%
1.88%
—
166.64
Dividend per sh¥
167.20
175.77
167.78
161.13
157.82
167.48
169.25
177.07
186.47
200.19
118.28
4.87%
0.85%
—
5.57
Div yield (avg)%
3.04
0.60
0.40
1.49
3.52
0.66
3.58
4.40
2.59
2.26
28.65
2.59
2.42
50
8.25
Payout ratio%
23.98
24.69
22.39
22.76
22.66
20.64
17.89
18.08
16.48
18.43
4.50
18.08
21.51
21
83.80
Shares (diluted)M
83.25
77.88
78.39
70.03
68.87
70.51
67.73
69.51
72.51
70.67
84.16
0.52%
(1.02%)
33
10.74
Buyback yield%
21.36
22.18
25.01
25.21
23.08
22.70
20.24
20.65
19.45
17.43
27.79
20.24
21.77
51
69.21
Eq/Assets%
64.19
58.64
56.99
60.25
61.29
63.62
62.20
65.08
59.52
66.23
18.28
63.62
61.75
45
28.47
Assets¥B
95.43
104.2
115.8
127.3
142.4
147.1
162.3
175.3
185.9
200.0
15.72
7.04%
8.28%
88
14.74
LT debt¥B
25.47
26.41
26.94
26.08
30.27
34.39
40.67
44.18
45.04
43.28
13.46
7.41%
5.97%
63
Total assets
¥200.0B
8.28%
1.44×
Revenue
¥45.57B
4.40%
1.00×
Non-interest expense
¥27.50B
4.60%
1.02×
Net interest income
66.36%
Non-interest income
33.64%