54.28
Revenue¥B
71.98
73.13
74.50
76.32
78.32
77.15
79.57
78.27
78.13
78.92
60.26
0.15%
1.20%
53
19.28
Revenue growth%
6.33
6.78
7.49
6.94
7.55
10.00
12.47
13.60
13.97
13.59
23.97
13.59
8.77
93
15.74
NIM%
29.32
30.21
30.88
31.16
28.44
29.28
28.76
28.26
30.40
31.42
9.87
29.28
29.76
56
7.22
Effic. R.%
5.20
2.30
3.56
5.75
2.97
4.53
2.67
0.40
1.33
0.40
28.90
1.33
2.82
68
25.98
Net margin%
22.50
20.98
23.55
26.18
28.13
27.51
25.51
26.06
25.66
27.03
16.93
26.06
25.86
85
29.96
P/E ratio (avg)x
13.84
14.36
15.39
16.37
15.45
15.72
16.63
15.78
16.99
16.75
36.98
16.63
15.75
95
24.79
P/TBVx
8.842
9.371
10.41
10.33
9.653
9.851
9.957
9.628
9.661
10.17
29.59
9.851
9.756
72
16.69
P/Bx
3.979
3.675
3.721
3.746
3.965
3.976
3.634
3.807
3.810
3.289
12.40
3.807
3.777
28
38.85
NII¥B
44.53
46.03
46.84
47.74
49.03
48.61
48.80
49.22
48.92
48.71
65.69
(0.13%)
1.18%
—
11.36
NII grth%
18.58
21.55
19.96
19.94
18.12
17.94
16.80
17.22
16.09
14.27
20.53
16.80
18.03
20
5.37
ROTE%
2.49
0.40
0.40
0.40
0.40
2.81
3.44
4.29
6.75
8.81
23.16
4.29
2.65
17
24.69
Return on equity%
30.96
30.76
32.39
30.37
31.07
32.51
32.31
29.64
26.66
24.80
10.22
29.64
30.86
85
16.35
Return on assets%
10.29
12.60
10.16
11.78
13.01
11.33
8.86
6.63
7.30
8.63
16.64
8.63
10.23
12
60.90
EPS¥
57.98
57.88
61.65
65.03
70.38
70.37
78.38
80.59
86.36
92.09
62.56
5.52%
5.17%
—
17.05
EPS growth%
9.18
9.20
6.97
6.53
7.03
5.53
3.93
2.29
3.68
5.94
16.84
3.93
6.24
7
61.06
Bookvalue per sh¥
21.23
20.18
17.76
15.68
13.99
14.72
14.85
13.64
12.60
12.63
59.99
(2.03%)
(4.96%)
—
101.02
TBV/sh¥
21.50
21.43
22.97
26.64
27.36
29.93
34.98
36.10
35.05
39.61
41.84
7.68%
6.14%
—
108.71
Dividend per sh¥
21.86
21.39
19.47
19.41
19.76
21.47
20.61
19.21
16.90
18.33
25.49
(1.50%)
(1.10%)
—
2.10
Div yield (avg)%
5.00
7.36
8.16
10.81
11.55
11.99
13.87
14.19
12.08
9.49
19.99
12.08
11.18
49
24.01
Payout ratio%
16.33
13.56
14.96
15.22
12.90
14.81
17.19
18.51
18.45
18.77
24.72
18.45
15.77
78
258.0
Shares (diluted)M
282.5
322.7
354.0
401.8
471.1
501.4
522.4
516.2
607.0
643.3
248.0
6.43%
8.55%
64
29.69
Buyback yield%
2.18
3.73
1.79
1.24
3.63
3.23
0.70
0.40
3.29
3.48
20.50
3.23
2.70
53
17.46
Eq/Assets%
74.33
76.76
82.71
72.67
77.41
71.68
65.00
63.72
58.27
56.00
113.09
63.72
72.17
88
46.02
Assets¥B
24.02
26.27
29.22
31.59
34.37
36.96
39.64
42.14
45.16
46.91
51.48
6.42%
7.49%
93
68.66
LT debt¥B
56.59
59.18
53.63
49.93
47.53
51.59
53.34
59.90
55.76
57.91
7.434
4.03%
(0.28%)
80
Total assets
¥46.91B
7.49%
1.83×
Revenue
¥78.92B
1.20%
1.00×
Non-interest expense
¥38.52B
1.22%
1.00×
Net interest income
61.72%
Non-interest income
38.28%
Return on capital
164.59%