1.757
Revenue¥B
1.063
1.157
1.235
1.318
1.415
1.527
1.612
1.691
1.843
1.992
1.889
7.08%
7.41%
35
2.31
Revenue growth%
19.76
18.86
18.20
16.58
16.38
17.53
16.24
14.55
12.20
10.33
20.32
14.55
16.48
23
14.31
NIM%
31.06
31.70
29.25
29.36
28.70
27.59
27.06
27.39
27.32
29.02
9.87
27.39
28.86
27
28.04
Effic. R.%
13.66
11.45
13.49
13.19
11.48
9.25
10.30
12.84
12.04
14.59
28.40
12.04
12.44
35
19.56
Net margin%
18.01
16.33
18.42
21.12
24.11
25.13
23.84
22.43
19.45
17.12
20.35
22.43
20.29
55
7.628
P/E ratio (avg)x
10.47
11.65
11.66
13.37
15.25
15.40
15.73
16.43
16.87
18.87
31.72
16.43
15.32
57
8.108
P/TBVx
16.48
16.86
14.58
12.95
12.19
13.17
12.15
12.86
13.60
13.81
22.88
13.17
13.39
63
10.33
P/Bx
14.14
13.32
12.48
12.81
14.00
14.24
15.53
15.09
14.96
13.77
25.89
14.96
14.07
41
1.158
NII¥B
0.596
0.643
0.680
0.728
0.773
0.841
0.879
0.933
1.023
1.123
0.545
7.74%
7.59%
—
22.67
NII grth%
26.65
27.75
26.75
29.74
31.74
29.36
26.91
24.02
22.21
22.17
3.66
24.02
26.83
25
27.33
ROTE%
13.58
12.94
15.85
17.43
18.76
17.35
15.37
16.91
15.47
14.48
12.66
15.47
15.66
68
14.77
Return on equity%
22.43
23.11
25.49
24.47
27.36
27.85
25.74
24.74
23.96
24.84
16.33
24.84
24.79
65
22.81
Return on assets%
12.00
13.32
10.50
13.35
11.46
10.28
10.87
8.71
9.44
10.57
20.82
10.28
10.72
32
41.33
EPS¥
10.74
10.88
11.84
12.74
12.35
12.24
12.28
11.10
9.85
10.37
44.80
(3.43%)
(1.11%)
—
7.87
EPS growth%
19.04
18.08
18.55
16.92
15.06
16.17
13.51
15.54
14.32
14.89
17.99
14.89
15.86
42
14.61
Bookvalue per sh¥
34.15
35.08
35.99
38.25
40.91
38.92
43.05
45.63
48.36
51.78
24.52
4.83%
5.09%
—
40.80
TBV/sh¥
59.83
60.57
59.19
64.49
75.01
73.28
75.03
81.47
94.18
98.45
18.69
5.59%
5.23%
—
24.80
Dividend per sh¥
59.47
63.20
65.14
72.84
76.70
89.69
88.69
98.41
116.12
116.63
43.47
8.74%
6.88%
—
25.96
Div yield (avg)%
18.57
20.61
21.54
23.64
23.83
26.20
23.82
21.03
19.09
18.07
13.80
21.03
21.28
77
16.45
Payout ratio%
26.01
24.24
27.08
28.80
31.31
33.14
33.10
34.13
36.36
38.74
5.96
34.13
32.21
55
34.27
Shares (diluted)M
43.74
46.76
46.83
48.40
52.13
53.77
53.94
54.31
65.60
70.49
34.95
6.22%
5.62%
89
24.14
Buyback yield%
19.08
16.88
18.16
17.63
17.67
18.59
17.10
14.80
12.73
13.17
7.11
14.80
17.37
42
62.75
Eq/Assets%
132.31
125.20
127.78
120.45
125.41
136.87
157.94
183.39
173.22
179.37
95.61
173.22
134.59
58
0.405
Assets¥B
4.958
5.107
5.422
6.053
6.417
6.901
7.596
8.187
8.816
9.905
1.108
9.07%
8.44%
20
1,854
LT debt¥M
653.6
725.4
740.3
748.5
793.6
782.6
722.8
679.1
652.7
588.5
629.5
(5.80%)
0.25%
53
Total assets
¥9.905B
8.44%
1.10×
Revenue
¥1.992B
7.41%
1.00×
Non-interest expense
¥1.146B
7.55%
1.01×
Net interest income
56.37%
Non-interest income
43.63%