1.310
Revenue¥B
2.765
2.712
2.708
2.738
2.791
2.784
2.801
2.850
2.830
2.874
1.449
0.59%
0.52%
91
29.52
Revenue growth%
19.52
19.19
20.69
21.57
23.32
21.48
20.35
22.93
20.09
18.57
24.14
20.35
20.52
35
9.17
NIM%
19.71
20.54
21.40
24.12
21.57
19.84
18.14
17.36
14.60
13.57
11.01
17.36
19.78
85
10.87
Effic. R.%
18.75
18.10
19.53
21.93
23.10
23.19
21.89
21.48
19.85
19.91
20.32
21.48
20.69
45
23.62
Net margin%
22.71
21.99
23.03
22.60
25.45
27.09
24.21
25.52
26.26
27.54
18.99
26.26
24.83
61
6.706
P/E ratio (avg)x
21.76
24.96
25.43
24.66
24.74
22.96
23.61
25.77
24.42
25.15
14.06
24.42
24.70
77
30.82
P/TBVx
41.15
41.41
41.40
45.81
53.57
57.04
64.26
62.86
69.01
78.72
18.70
64.26
55.31
67
17.85
P/Bx
24.43
25.19
26.68
23.96
22.83
20.19
20.19
19.40
20.76
17.67
21.93
20.19
21.80
27
0.210
NII¥B
2.043
1.963
1.979
2.032
2.018
2.062
2.056
2.081
2.045
2.082
0.684
0.63%
0.30%
—
15.12
NII grth%
25.24
27.91
26.55
27.05
27.19
26.65
27.50
29.53
31.22
30.72
29.32
29.53
27.35
11
17.23
ROTE%
18.79
19.77
19.33
16.61
17.35
18.70
19.37
16.44
18.72
17.94
8.96
18.70
18.71
22
22.85
Return on equity%
19.79
17.50
15.96
17.93
20.08
18.26
20.49
18.54
18.98
17.38
2.51
18.54
18.40
47
15.15
Return on assets%
25.24
27.95
30.65
30.83
31.37
34.20
31.40
29.52
29.66
30.78
22.72
30.78
30.72
46
73.07
EPS¥
215.48
206.18
230.60
216.77
223.96
215.93
235.13
238.32
262.41
244.97
80.45
1.81%
1.59%
—
2.73
EPS growth%
25.99
28.43
30.85
28.74
28.60
26.63
26.26
23.65
21.92
21.08
7.29
23.65
26.44
40
261.44
Bookvalue per sh¥
144.53
153.73
158.68
157.08
156.72
139.81
141.72
144.12
148.84
142.34
45.46
(1.91%)
0.43%
—
277.36
TBV/sh¥
127.47
126.59
115.00
106.27
112.34
111.42
120.41
112.99
118.81
132.10
172.17
3.29%
0.45%
—
291.25
Dividend per sh¥
211.64
206.60
213.40
193.50
186.73
183.28
197.47
214.90
232.29
235.14
49.26
4.72%
0.49%
—
4.99
Div yield (avg)%
1.97
1.95
1.51
1.18
3.66
2.51
3.77
3.65
6.25
4.73
7.30
3.77
3.08
48
17.64
Payout ratio%
8.67
9.37
10.45
10.06
9.12
11.20
10.44
8.53
6.94
4.65
2.80
8.53
9.25
69
5.272
Shares (diluted)M
7.568
8.689
9.712
11.09
11.94
13.13
15.00
13.72
15.30
14.49
5.195
3.95%
6.84%
63
6.89
Buyback yield%
18.93
21.72
20.42
20.14
20.32
19.46
21.70
23.30
23.89
22.80
22.24
22.80
21.06
15
106.64
Eq/Assets%
194.99
210.31
217.43
237.90
248.12
271.42
274.81
288.15
314.56
351.67
10.66
288.15
259.77
25
2.128
Assets¥B
5.326
5.756
6.429
7.025
7.616
8.037
8.899
9.704
10.27
11.53
2.122
8.64%
8.90%
10
1.079
LT debt¥B
1.703
1.731
1.982
2.075
1.906
2.015
2.059
2.071
1.890
1.916
0.828
0.11%
0.65%
75
Total assets
¥11.53B
8.90%
2.23×
Revenue
¥2.874B
0.52%
1.00×
Non-interest expense
¥1.406B
0.22%
0.97×
Net interest income
72.44%
Non-interest income
27.56%
Spread over hurdle
29.21%