1.712
Revenue¥B
2.420
2.484
2.594
2.687
2.862
3.009
3.096
3.255
3.465
3.668
1.758
5.09%
5.01%
89
18.05
Revenue growth%
9.15
9.51
10.69
11.37
8.92
6.14
6.46
5.97
3.86
6.71
12.84
6.14
7.82
69
10.45
NIM%
17.30
18.90
16.04
16.23
17.60
20.50
20.02
21.71
19.00
16.30
12.20
20.02
18.25
76
10.56
Effic. R.%
25.15
24.49
26.84
27.72
30.21
29.68
30.33
27.47
27.43
25.60
25.74
27.47
27.45
52
15.11
Net margin%
18.71
15.81
15.58
14.64
14.87
12.07
9.69
11.41
12.56
12.06
16.08
12.06
13.60
33
24.75
P/E ratio (avg)x
25.25
26.74
27.31
25.02
26.53
23.27
24.24
24.94
24.18
23.76
9.934
24.18
24.98
92
7.267
P/TBVx
30.49
27.04
29.49
32.55
34.98
35.12
31.77
28.54
30.00
31.37
36.65
31.37
30.93
83
13.04
P/Bx
18.01
15.48
13.98
12.81
11.10
11.38
10.38
11.14
10.81
9.504
33.91
10.81
11.26
76
1.688
NII¥B
1.904
1.983
2.038
2.113
2.249
2.420
2.442
2.569
2.743
2.936
2.567
5.48%
5.12%
—
4.11
NII grth%
11.71
9.03
10.18
12.35
11.11
11.20
14.16
11.82
13.92
12.44
13.81
12.44
11.77
49
23.99
ROTE%
32.67
30.46
30.28
30.51
29.45
27.68
26.48
26.32
28.07
28.19
24.61
27.68
28.82
81
2.71
Return on equity%
22.52
22.63
21.18
18.45
19.33
20.84
23.62
21.78
21.24
20.29
15.09
21.24
21.21
51
20.25
Return on assets%
24.86
26.45
28.17
27.61
27.62
26.61
29.29
30.36
30.85
32.97
3.15
30.36
27.89
64
31.11
EPS¥
91.41
100.75
112.66
126.14
122.51
124.34
123.47
139.91
163.72
182.88
34.16
8.34%
8.68%
—
23.90
EPS growth%
33.89
35.22
36.62
39.21
37.18
39.84
42.79
45.78
43.54
41.98
21.29
42.79
39.52
15
30.14
Bookvalue per sh¥
84.70
88.18
95.09
102.30
114.22
105.23
117.07
123.68
133.55
138.18
39.78
3.88%
5.31%
—
42.79
TBV/sh¥
44.98
43.90
45.26
43.36
38.62
39.75
42.98
46.66
43.71
43.48
61.45
2.40%
0.29%
—
39.72
Dividend per sh¥
67.86
74.75
85.72
82.75
90.09
86.80
96.23
109.82
121.42
123.29
80.12
6.48%
5.47%
—
21.28
Div yield (avg)%
7.12
6.25
3.77
6.67
9.59
7.54
7.65
8.98
7.64
10.21
18.06
7.65
7.59
61
21.03
Payout ratio%
14.10
15.29
15.46
14.65
14.28
13.40
15.97
15.19
17.92
18.40
23.94
15.97
15.24
24
9.880
Shares (diluted)M
12.18
13.62
14.82
15.24
15.67
15.19
16.01
15.48
17.80
18.23
10.09
3.08%
4.38%
86
29.33
Buyback yield%
11.51
14.26
17.12
14.13
15.50
14.69
16.89
16.13
15.94
13.58
9.26
15.94
15.09
84
66.04
Eq/Assets%
160.82
179.65
177.66
188.95
192.67
190.67
212.59
237.24
218.02
218.01
123.15
218.01
191.67
73
2.076
Assets¥B
7.930
8.728
9.462
10.89
11.74
12.89
13.79
15.22
16.47
17.74
2.424
8.62%
8.79%
22
1.589
LT debt¥B
0.373
0.397
0.404
0.419
0.439
0.416
0.450
0.467
0.543
0.595
2.411
6.29%
5.31%
56
Total assets
¥17.74B
8.79%
1.42×
Revenue
¥3.668B
5.01%
1.00×
Non-interest expense
¥1.799B
4.89%
0.99×
Net interest income
80.04%
Non-interest income
19.96%