456.4
Revenue¥M
644.0
655.3
664.3
691.2
704.7
726.9
729.6
745.3
778.4
817.7
500.3
3.02%
2.61%
29
21.33
Revenue growth%
9.36
9.16
12.05
12.10
9.46
10.29
12.07
11.87
12.99
10.56
18.09
11.87
11.22
90
13.16
NIM%
21.38
22.23
20.42
20.64
19.40
16.90
16.81
15.37
15.07
13.73
27.02
15.37
18.15
42
29.43
Effic. R.%
10.46
9.38
8.32
5.59
8.29
5.99
7.09
5.26
3.32
1.40
9.98
5.26
6.54
71
9.48
Net margin%
24.76
27.36
27.17
25.75
26.80
28.18
26.36
24.03
22.68
23.62
13.13
24.03
26.05
46
9.570
P/E ratio (avg)x
39.42
39.00
43.74
51.55
54.87
62.26
71.79
84.09
80.16
76.67
9.353
76.67
58.56
88
14.84
P/TBVx
28.11
28.72
29.52
31.46
33.93
36.86
33.50
29.84
25.82
26.77
12.47
29.84
29.68
7
14.40
P/Bx
24.01
24.24
26.81
25.77
24.63
23.92
25.29
25.13
26.60
25.01
12.70
25.13
25.07
31
384.5
NII¥M
480.1
489.8
488.1
518.7
525.2
548.1
544.4
561.0
575.2
606.1
94.89
2.91%
2.67%
—
14.80
NII grth%
2.80
3.20
3.08
1.57
4.29
5.27
7.11
6.97
7.93
8.32
24.76
7.11
4.78
59
22.10
ROTE%
1.48
1.27
0.40
0.40
0.40
3.33
5.81
6.58
7.11
8.00
11.69
6.58
2.41
82
19.72
Return on equity%
18.75
19.45
20.89
19.86
18.50
17.39
14.92
16.91
17.62
16.93
15.15
16.93
18.06
60
8.10
Return on assets%
12.00
11.59
12.22
9.50
11.64
10.01
11.51
12.31
13.44
13.54
10.93
12.31
11.82
9
43.16
EPS¥
29.89
27.25
29.94
32.50
29.46
26.16
26.53
29.14
29.02
28.89
47.81
(0.39%)
(1.10%)
—
10.73
EPS growth%
20.17
20.80
19.70
19.17
19.41
17.34
14.46
17.16
16.06
17.82
26.60
17.16
18.50
64
12.37
Bookvalue per sh¥
22.68
24.07
23.71
24.04
22.52
22.18
21.32
22.54
23.45
21.56
46.20
(0.86%)
(0.11%)
—
40.40
TBV/sh¥
52.10
53.02
61.27
68.48
66.64
71.59
79.84
84.91
93.40
98.34
23.83
8.09%
7.43%
—
15.54
Dividend per sh¥
58.13
64.99
67.56
73.05
80.37
88.11
95.13
100.33
97.78
105.45
15.82
5.58%
5.88%
—
23.08
Div yield (avg)%
16.03
14.51
15.20
15.39
17.34
17.69
15.07
16.90
15.90
14.09
18.41
15.90
15.65
13
9.12
Payout ratio%
5.07
5.99
6.93
4.72
5.70
3.48
1.69
0.40
1.40
1.82
14.51
1.69
4.10
88
8.382
Shares (diluted)M
8.100
8.265
9.179
9.399
10.20
10.61
9.346
8.767
8.939
9.433
8.462
(1.55%)
2.11%
15
21.94
Buyback yield%
26.49
27.52
29.48
32.06
29.33
32.26
31.35
31.68
34.55
33.52
28.01
32.26
31.51
61
60.56
Eq/Assets%
48.38
49.83
51.24
51.03
55.91
52.46
50.09
54.23
56.52
61.50
80.75
54.23
51.85
79
0.690
Assets¥B
1.082
1.191
1.290
1.432
1.573
1.682
1.724
1.970
2.149
2.438
0.682
9.16%
9.30%
85
246.0
LT debt¥M
772.0
792.3
770.8
812.6
739.2
739.4
790.9
728.8
676.7
665.0
253.1
(2.10%)
(0.58%)
62
Total assets
¥2.438B
9.30%
1.88×
Revenue
¥817.7M
2.61%
1.00×
Non-interest expense
¥484.3M
2.55%
0.99×
Net interest income
74.13%
Non-interest income
25.87%