185.0
Revenue¥M
354.7
354.8
355.0
366.9
376.9
387.0
400.5
402.9
408.7
417.0
193.0
2.04%
1.70%
25
16.07
Revenue growth%
7.18
5.61
4.01
5.69
5.19
6.55
9.44
6.84
5.69
8.30
18.60
6.84
6.12
21
20.53
NIM%
15.57
17.18
19.53
18.69
16.30
17.73
20.35
20.65
18.63
15.66
25.84
18.63
18.18
23
28.94
Effic. R.%
15.64
17.96
18.73
16.09
17.73
18.69
16.12
14.31
14.09
16.31
17.03
16.12
16.21
8
23.91
Net margin%
16.00
13.76
11.14
10.09
9.85
11.13
13.63
16.05
17.65
19.98
17.20
16.05
13.70
86
14.44
P/E ratio (avg)x
8.948
7.983
7.018
5.956
5.601
5.809
6.188
5.791
5.238
4.724
25.04
5.791
5.882
95
37.05
P/TBVx
27.52
27.43
29.29
31.63
34.19
35.89
41.60
39.31
45.58
50.40
9.582
41.60
35.04
85
37.70
P/Bx
28.59
28.54
25.95
24.13
26.12
25.40
27.95
26.93
24.70
26.89
21.70
26.89
26.50
66
263.5
NII¥M
212.1
213.5
218.0
222.5
226.4
236.1
242.2
241.7
247.6
251.0
278.6
2.09%
1.54%
—
19.91
NII grth%
24.29
21.70
24.16
23.39
24.89
27.39
24.64
26.19
28.44
31.15
6.22
27.39
24.76
70
23.29
ROTE%
22.39
25.32
22.67
23.54
25.34
25.05
24.89
25.63
24.26
21.48
29.83
24.89
24.57
37
4.93
Return on equity%
31.42
30.32
29.42
31.56
30.04
27.46
24.87
23.36
20.71
19.92
28.69
23.36
28.44
74
15.81
Return on assets%
8.26
10.72
9.23
11.31
12.96
11.06
8.52
6.79
8.92
9.53
15.97
8.92
9.38
16
153.11
EPS¥
163.62
162.24
189.58
217.25
224.03
233.94
248.43
274.82
279.73
307.94
161.08
6.57%
7.64%
—
17.12
EPS growth%
0.40
0.40
0.40
0.40
1.87
1.92
3.44
4.59
5.00
6.54
21.67
4.59
1.89
52
43.38
Bookvalue per sh¥
47.60
49.41
53.48
49.53
53.53
54.48
58.22
55.70
60.16
65.50
161.62
4.12%
2.75%
—
114.36
TBV/sh¥
39.32
39.81
43.52
40.82
41.88
40.01
43.23
42.41
38.78
41.96
37.95
0.04%
1.22%
—
146.30
Dividend per sh¥
155.25
136.59
122.85
123.55
107.20
104.18
95.86
90.10
95.52
99.88
105.60
(1.40%)
(5.21%)
—
14.53
Div yield (avg)%
3.55
4.70
3.10
1.19
1.61
0.40
1.26
2.02
1.02
0.71
10.47
1.02
1.44
12
20.94
Payout ratio%
0.40
0.40
1.30
0.40
1.08
0.40
0.55
0.40
2.72
5.17
5.28
0.55
0.47
24
1.008
Shares (diluted)M
1.025
0.914
0.942
0.932
0.984
0.965
1.028
1.075
1.149
1.087
0.986
2.00%
1.39%
16
26.30
Buyback yield%
14.18
12.50
13.51
11.37
9.03
10.21
8.87
6.88
6.69
3.84
4.79
6.88
9.62
78
114.11
Eq/Assets%
234.55
281.56
284.51
341.75
333.93
376.47
395.91
437.88
464.36
449.92
131.98
437.88
359.11
77
21.36
Assets¥M
340.0
374.0
406.9
465.5
491.0
565.3
623.6
652.3
711.3
794.5
339.5
10.10%
9.51%
15
305.9
LT debt¥M
214.3
204.3
206.2
221.4
204.6
200.4
190.3
194.7
168.6
165.7
26.50
(4.13%)
(2.01%)
12
Total assets
¥794.5M
9.51%
2.10×
Revenue
¥417.0M
1.70%
1.00×
Non-interest expense
¥197.9M
1.60%
0.99×
Net interest income
60.20%
Non-interest income
39.80%