7.760
Revenue฿B
15.27
15.94
17.11
18.12
19.53
20.79
21.70
23.24
24.87
26.44
8.567
6.25%
6.09%
61
11.70
Revenue growth%
20.92
22.57
24.04
26.23
23.68
22.07
19.18
21.34
21.86
23.63
18.99
21.86
22.32
33
14.25
NIM%
8.70
7.39
10.23
8.77
10.44
8.53
6.37
3.88
2.53
1.62
15.51
3.88
7.96
86
10.11
Effic. R.%
9.11
9.66
11.20
12.15
9.94
10.56
13.55
12.89
10.87
12.17
2.47
12.17
11.03
8
12.31
Net margin%
21.12
19.17
17.20
19.97
20.81
19.93
19.76
21.30
19.70
19.45
25.44
19.76
19.84
53
22.97
P/E ratio (avg)x
27.60
27.53
31.93
34.28
33.57
31.60
33.43
31.89
34.65
37.09
37.40
33.43
32.68
68
15.98
P/TBVx
41.31
45.77
51.92
53.97
59.48
69.07
68.48
66.87
69.21
79.58
24.61
69.07
63.18
42
13.37
P/Bx
17.53
16.03
17.33
17.62
18.95
19.06
18.57
20.35
21.84
20.40
6.174
20.35
18.76
86
23.12
NII฿B
10.02
10.23
11.25
11.72
12.86
13.59
13.94
15.17
16.27
17.42
30.34
6.26%
6.28%
—
28.05
NII grth%
28.11
28.87
27.65
30.65
29.06
27.82
24.90
24.47
26.49
25.46
23.15
25.46
27.73
32
2.84
ROTE%
18.78
20.50
21.72
18.73
16.71
15.65
15.05
15.47
13.98
11.72
19.49
15.05
16.18
67
22.82
Return on equity%
21.60
23.36
20.69
22.78
23.95
22.22
23.67
26.07
23.47
23.64
2.03
23.64
23.41
87
13.82
Return on assets%
26.00
28.59
31.30
31.03
28.91
28.66
29.85
31.17
32.41
35.22
15.09
31.17
30.44
49
16.72
EPS฿
27.78
27.33
30.11
29.38
29.78
33.65
35.77
37.12
42.24
42.13
17.76
7.18%
5.20%
—
25.41
EPS growth%
23.40
23.00
25.92
24.41
27.20
26.28
26.27
24.14
21.29
18.52
7.35
24.14
24.28
87
21.61
Bookvalue per sh฿
27.49
32.40
36.28
34.78
33.03
38.37
42.76
42.87
46.51
45.46
18.51
6.59%
5.92%
—
5.50
TBV/sh฿
23.44
22.47
22.27
23.55
25.57
26.70
29.97
32.15
31.35
35.52
10.40
6.80%
4.04%
—
6.76
Dividend per sh฿
16.09
15.27
14.43
15.39
16.54
19.09
22.00
22.85
25.95
25.21
25.08
8.80%
4.33%
—
28.76
Div yield (avg)%
21.51
23.46
21.98
22.62
25.02
22.25
20.18
19.78
19.80
18.26
5.49
19.80
21.74
36
3.09
Payout ratio%
25.56
23.90
24.36
23.57
26.55
24.29
23.79
24.11
22.60
20.16
12.68
23.79
24.01
67
0.840
Shares (diluted)B
0.999
1.033
1.161
1.102
0.991
1.023
0.949
0.960
0.995
0.990
0.886
(0.03%)
(0.38%)
93
22.96
Buyback yield%
0.40
2.31
2.66
4.17
5.61
3.37
6.00
5.01
2.76
0.40
24.82
3.37
3.06
74
24.61
Eq/Assets%
26.81
26.06
24.93
27.23
29.88
31.97
34.89
37.69
34.95
36.33
42.32
34.95
30.92
66
31.71
Assets฿B
104.5
112.5
121.9
125.5
139.6
148.5
165.3
175.0
193.8
204.9
7.825
7.97%
7.36%
53
20.73
LT debt฿B
25.24
22.89
25.10
25.19
24.52
25.09
22.23
20.27
21.69
21.94
27.09
(2.20%)
(2.32%)
77
Total assets
฿204.9B
7.36%
1.13×
Revenue
฿26.44B
6.09%
1.00×
Non-interest expense
฿16.17B
6.11%
1.00×
Net interest income
65.87%
Non-interest income
34.13%