23.51
RevenueKč B
11.08
11.81
12.75
13.73
14.92
15.67
16.46
17.92
19.14
20.37
25.72
6.43%
7.22%
36
15.26
Revenue growth%
16.11
13.40
11.52
11.55
9.83
11.85
9.35
9.14
6.99
8.56
22.65
9.14
10.67
59
25.34
NIM%
0.40
0.40
3.36
1.16
0.40
2.91
2.45
1.62
1.31
1.77
15.28
1.77
1.46
46
19.55
Effic. R.%
6.54
7.20
9.56
11.00
10.60
8.76
10.45
9.11
6.52
6.61
21.15
8.76
8.94
70
11.89
Net margin%
15.32
12.89
14.13
11.53
10.92
10.89
12.94
12.30
10.36
10.84
28.53
10.89
11.92
31
28.55
P/E ratio (avg)x
24.09
27.27
28.20
28.09
31.81
34.23
37.35
41.18
41.55
46.77
13.00
41.18
33.02
67
23.49
P/TBVx
15.99
17.49
16.90
20.22
22.37
25.11
28.81
34.48
38.70
41.98
25.26
34.48
23.74
12
21.58
P/Bx
22.79
22.64
21.96
24.99
25.16
24.58
26.79
30.84
35.33
35.31
34.13
30.84
25.08
85
25.00
NIIKč B
7.242
7.916
8.393
9.189
9.832
10.45
10.87
11.88
12.59
13.33
1.172
6.28%
7.12%
—
15.47
NII grth%
8.02
7.01
7.78
6.77
4.61
4.05
4.23
5.69
4.85
4.58
19.49
4.58
5.27
22
21.60
ROTE%
29.38
32.23
30.99
33.11
31.47
33.38
34.86
36.79
35.45
37.14
6.49
35.45
33.24
55
23.95
Return on equity%
7.26
6.65
8.68
6.26
5.03
3.65
3.36
6.32
7.06
8.55
16.13
6.32
6.49
51
12.57
Return on assets%
13.37
14.32
17.09
19.09
19.67
21.67
23.12
20.65
22.28
22.59
10.83
22.28
20.16
41
21.01
EPSKč
14.36
17.07
17.74
18.38
18.06
19.32
23.10
24.73
24.90
29.18
21.71
10.08%
7.82%
—
26.78
EPS growth%
22.21
25.17
26.88
27.65
28.57
27.89
24.98
27.74
29.91
32.35
11.68
27.89
27.69
64
17.15
Bookvalue per shKč
14.42
14.63
15.83
18.44
17.96
17.95
17.51
17.63
19.77
19.90
5.44
2.07%
4.53%
—
19.20
TBV/shKč
19.49
18.30
19.05
20.38
22.70
24.21
26.21
27.73
30.19
35.20
20.55
9.17%
7.16%
—
4.64
Dividend per shKč
5.74
6.48
6.03
6.87
7.15
6.63
7.01
6.78
7.28
7.59
11.73
1.20%
2.09%
—
13.29
Div yield (avg)%
2.89
5.58
6.45
7.29
7.62
10.09
10.80
11.69
10.50
11.34
7.21
10.80
8.85
57
23.03
Payout ratio%
22.35
24.16
22.04
20.49
22.16
21.07
23.62
22.19
19.35
21.64
13.62
21.64
22.10
28
500.8
Shares (diluted)M
429.0
461.3
443.8
379.5
363.1
322.8
326.3
297.2
298.5
292.0
514.1
(4.26%)
(4.36%)
42
24.44
Buyback yield%
9.19
11.42
10.10
9.23
7.54
4.86
2.97
1.06
0.40
0.40
4.53
1.06
6.20
31
90.32
Eq/Assets%
156.65
180.95
203.22
191.80
200.24
225.96
237.27
247.41
284.65
321.54
95.69
247.41
214.59
85
6.451
AssetsKč B
78.56
84.28
97.17
102.4
108.3
115.8
127.2
133.6
147.6
162.7
23.17
8.48%
8.46%
39
3.173
LT debtKč B
38.86
43.14
46.40
45.03
43.42
42.83
45.46
46.67
46.06
50.95
1.853
3.25%
3.69%
73
Non-interest expense
7.24%
1.00×
Net interest income
65.44%
Non-interest income
34.56%