19.41
RevenueKč B
34.31
35.46
37.74
39.71
41.27
43.31
45.53
48.99
50.47
53.72
21.60
5.42%
5.00%
8
2.49
Revenue growth%
17.73
14.78
13.93
12.44
13.03
11.78
8.84
7.39
7.95
7.55
24.95
7.95
12.11
31
24.15
NIM%
1.78
4.60
4.78
4.21
3.48
4.19
1.67
0.40
2.56
4.65
9.09
2.56
3.83
86
9.25
Effic. R.%
8.94
10.83
10.24
7.68
8.33
6.37
8.58
10.90
13.47
12.80
12.64
10.90
9.59
37
17.84
Net margin%
6.84
7.03
6.79
5.13
6.61
7.27
8.20
5.39
4.89
3.53
15.57
5.39
6.70
54
20.93
P/E ratio (avg)x
10.59
10.12
10.27
11.01
11.01
10.08
9.109
9.478
8.175
7.460
18.94
9.109
10.10
70
8.235
P/TBVx
34.49
35.73
39.91
45.45
46.36
53.14
52.68
48.54
52.67
52.99
14.81
52.68
47.45
21
33.54
P/Bx
25.82
27.75
26.54
24.48
21.61
21.15
18.75
19.45
17.84
17.11
16.23
18.75
21.38
15
29.46
NIIKč B
25.26
26.42
27.65
29.29
30.18
32.14
33.99
36.34
37.24
39.28
26.93
5.41%
5.00%
—
14.87
NII grth%
27.82
26.09
23.27
22.31
22.73
21.53
22.24
23.07
23.84
22.86
12.36
22.86
22.97
45
7.31
ROTE%
23.55
22.50
21.65
18.80
19.23
17.70
18.74
17.00
16.16
15.62
16.25
17.00
18.77
67
5.91
Return on equity%
26.25
26.20
28.58
27.60
25.30
23.19
24.97
26.42
26.47
28.68
24.93
26.42
26.33
57
12.59
Return on assets%
1.11
1.74
0.40
0.40
0.40
1.08
0.40
0.60
0.40
0.40
25.96
0.40
0.40
32
96.34
EPSKč
99.60
86.35
75.56
70.41
62.22
62.04
61.84
54.11
57.36
61.34
105.58
(0.28%)
(4.57%)
—
4.47
EPS growth%
12.88
14.48
15.78
17.08
17.73
18.32
17.93
16.47
14.27
16.81
8.86
16.81
16.64
64
61.41
Bookvalue per shKč
140.06
136.10
152.39
149.91
149.10
148.42
164.61
187.87
214.34
245.06
26.54
10.45%
6.28%
—
36.55
TBV/shKč
94.11
110.47
113.26
123.37
131.63
154.16
160.50
170.53
185.08
210.75
23.07
9.87%
9.36%
—
25.82
Dividend per shKč
150.52
161.72
175.22
182.51
203.65
222.10
242.15
278.96
291.59
312.63
45.92
8.95%
7.44%
—
23.25
Div yield (avg)%
13.94
11.20
8.34
6.76
8.76
7.99
5.44
3.60
5.48
8.19
9.96
5.48
8.09
18
9.35
Payout ratio%
34.69
32.38
32.09
31.00
29.66
28.28
26.99
26.59
27.53
26.70
20.44
26.99
28.97
45
185.3
Shares (diluted)M
288.3
299.4
345.1
337.6
405.0
481.1
494.3
500.5
581.1
679.3
184.2
10.90%
9.45%
52
25.23
Buyback yield%
16.25
16.62
15.04
13.43
12.51
15.37
17.37
15.19
16.10
15.00
12.85
15.37
15.28
89
158.74
Eq/Assets%
101.60
88.54
78.97
82.19
85.48
84.49
85.77
80.05
71.62
68.56
124.39
80.05
83.34
15
44.58
AssetsKč B
212.8
235.3
259.2
271.6
302.0
320.1
349.1
384.9
424.2
468.5
21.05
9.18%
8.63%
88
53.70
LT debtKč B
15.51
17.66
19.31
20.99
23.27
24.22
28.09
31.23
34.41
37.70
38.16
10.13%
10.59%
86
Non-interest expense
5.04%
1.00×
Net interest income
73.12%
Non-interest income
26.88%