3.859
RevenueSR B
5.383
5.552
5.624
5.669
5.947
6.142
6.183
6.484
6.538
6.640
4.064
2.23%
2.25%
68
29.00
Revenue growth%
25.22
23.27
25.38
27.35
26.09
24.92
26.40
25.00
26.60
26.02
29.32
26.02
25.70
52
18.92
NIM%
4.08
4.49
3.29
2.63
4.51
6.26
8.47
5.95
4.37
2.46
19.36
5.95
4.43
15
25.47
Effic. R.%
11.93
14.26
13.75
12.59
12.08
12.68
10.59
9.43
10.30
7.84
3.72
10.30
12.01
72
21.79
Net margin%
23.73
22.74
23.44
22.81
23.30
25.14
25.10
26.98
28.81
30.42
6.13
26.98
24.41
17
14.15
P/E ratio (avg)x
18.25
16.16
17.49
18.79
18.89
19.17
19.40
18.61
18.62
18.38
19.30
18.62
18.61
18
13.98
P/TBVx
41.71
41.85
36.39
35.02
33.76
35.11
33.80
33.06
31.62
34.80
31.99
33.80
34.91
51
29.82
P/Bx
54.95
59.99
70.99
85.80
98.57
101.5
107.9
130.4
136.2
134.3
12.19
130.4
100.1
41
0.971
NIISR B
4.208
4.363
4.411
4.391
4.678
4.851
4.854
5.089
5.083
5.148
4.369
1.94%
2.28%
—
21.04
NII grth%
0.40
1.97
0.40
2.56
0.45
0.40
0.40
2.17
5.11
2.18
21.44
2.17
1.21
59
28.15
ROTE%
19.92
22.85
20.75
21.07
18.26
17.46
15.90
15.24
13.57
14.20
29.66
15.24
17.86
91
26.64
Return on equity%
33.36
33.40
32.42
31.50
31.22
30.78
31.64
31.98
34.48
36.19
17.14
31.98
32.20
51
28.62
Return on assets%
1.77
0.96
3.13
3.11
1.68
3.31
5.82
8.26
7.09
5.52
23.12
5.82
3.22
66
1.60
EPSSR
2.37
2.69
2.69
3.00
3.25
3.42
3.91
3.63
3.64
3.67
1.64
2.45%
4.15%
—
26.72
EPS growth%
31.00
33.24
33.18
35.31
35.46
33.93
34.83
33.41
36.09
35.76
27.73
34.83
34.38
88
1.84
Bookvalue per shSR
1.28
1.23
1.34
1.22
1.27
1.16
1.12
1.21
1.29
1.42
1.22
2.21%
1.08%
—
0.47
TBV/shSR
1.56
1.45
1.48
1.34
1.26
1.15
1.09
1.22
1.39
1.32
2.64
0.92%
(1.87%)
—
2.31
Dividend per shSR
1.02
1.06
1.04
1.13
1.15
1.21
1.12
1.14
1.20
1.33
1.65
2.95%
2.99%
—
25.48
Div yield (avg)%
28.46
29.29
32.11
31.53
33.25
33.40
33.62
30.67
31.87
32.97
5.69
32.97
31.99
45
28.86
Payout ratio%
25.88
26.06
25.58
26.79
29.11
30.50
30.41
31.37
32.25
31.94
21.00
31.37
29.76
42
1.540
Shares (diluted)B
1.276
1.274
1.181
1.155
1.285
1.203
1.355
1.488
1.530
1.390
1.501
1.59%
(0.13%)
69
10.10
Buyback yield%
5.29
3.99
6.57
4.34
3.55
1.98
3.23
3.65
5.57
5.83
14.12
3.65
4.17
13
148.17
Eq/Assets%
46.88
42.43
44.41
47.60
53.22
58.32
56.10
55.15
51.76
55.56
142.69
55.56
52.49
93
3.245
AssetsSR B
2.225
2.547
2.759
3.048
3.352
3.509
3.916
4.099
4.408
4.604
1.391
6.55%
8.65%
91
3.235
LT debtSR B
3.893
3.691
4.259
4.665
5.291
5.480
6.194
6.322
6.465
7.434
0.784
7.04%
7.98%
72
Non-interest expense
2.32%
1.01×
Net interest income
77.54%
Non-interest income
22.46%
Return on capital
141.94%