385.7
Revenue$M
388.9
418.1
454.7
489.1
529.0
579.3
625.1
660.1
724.7
776.1
406.4
7.97%
7.82%
64
2.93
Revenue growth%
10.96
8.60
11.37
11.11
13.11
12.90
11.71
8.77
9.65
10.13
25.03
10.13
11.03
34
6.49
NIM%
10.07
9.63
7.73
10.13
11.47
11.50
14.42
14.52
13.05
15.20
27.87
14.42
11.48
22
6.85
Effic. R.%
4.63
6.65
6.61
4.14
4.20
2.82
2.36
1.96
0.97
1.99
18.12
1.99
3.48
73
13.11
Net margin%
18.00
18.42
20.72
19.19
19.66
18.69
16.82
14.45
14.47
12.13
16.58
14.47
18.21
91
35.77
P/E ratio (avg)x
27.65
26.45
26.93
26.07
23.24
23.40
26.19
23.28
24.70
26.70
25.40
24.70
26.13
35
17.03
P/TBVx
30.35
28.96
30.02
28.13
29.40
26.56
25.30
26.80
24.28
26.07
36.35
26.07
27.47
9
21.86
P/Bx
26.52
24.22
25.23
26.10
23.14
23.06
24.63
22.96
24.32
24.05
34.19
24.05
24.27
52
554.6
NII$M
257.0
271.7
298.1
315.8
347.3
381.0
407.1
426.7
478.1
513.0
219.5
8.11%
7.89%
—
25.31
NII grth%
4.00
5.55
7.73
7.94
7.91
9.86
10.03
11.77
11.95
10.59
7.22
10.59
8.90
10
26.41
ROTE%
11.33
8.98
6.09
3.51
0.81
0.56
0.40
0.40
0.40
0.52
10.40
0.40
0.69
76
3.90
Return on equity%
10.32
8.21
7.18
8.34
8.36
8.63
6.98
7.47
9.10
8.14
28.82
8.14
8.27
10
2.78
Return on assets%
8.21
6.38
4.03
1.13
1.85
0.40
2.20
1.77
0.40
0.40
14.97
0.40
1.81
31
4.87
EPS$
6.97
6.44
6.54
7.48
7.34
7.85
8.71
8.62
9.68
10.38
5.19
7.19%
3.10%
—
28.05
EPS growth%
23.12
22.67
20.18
18.20
19.38
17.82
14.91
16.11
14.41
15.88
7.27
15.88
18.01
7
4.34
Bookvalue per sh$
7.76
9.28
9.83
11.51
12.44
14.90
15.38
18.21
20.80
20.72
5.00
10.74%
10.28%
—
6.00
TBV/sh$
7.75
7.82
8.41
8.86
9.20
9.85
9.93
10.03
10.78
12.10
1.84
5.63%
5.40%
—
2.25
Dividend per sh$
2.35
2.46
2.56
2.36
2.18
2.30
2.54
2.73
2.76
2.61
4.12
3.65%
1.49%
—
17.00
Div yield (avg)%
18.31
17.37
16.72
14.32
15.22
18.08
19.61
18.14
19.77
20.53
28.28
19.61
18.11
41
22.27
Payout ratio%
14.06
11.43
11.70
9.94
11.21
11.35
12.83
15.37
14.12
12.64
20.59
12.83
12.17
63
106.5
Shares (diluted)M
148.8
169.9
184.5
192.7
204.9
218.7
249.6
254.1
293.8
331.7
110.1
10.11%
8.42%
18
3.82
Buyback yield%
25.77
24.02
23.66
22.25
22.97
20.35
22.25
22.10
22.61
20.28
16.02
22.10
22.43
93
111.34
Eq/Assets%
127.74
135.25
129.07
129.72
132.33
146.12
166.55
160.72
170.32
197.17
171.95
166.55
140.69
74
0.239
Assets$B
2.423
2.588
2.770
3.017
3.333
3.633
3.930
4.210
4.508
4.638
0.818
6.83%
7.67%
76
189.3
LT debt$M
722.5
660.3
648.0
625.7
622.9
616.3
625.6
662.2
647.3
685.4
93.82
1.93%
(0.56%)
19
Total assets
$4.638B
7.67%
0.99×
Revenue
$776.1M
7.82%
1.00×
Non-interest expense
$471.3M
7.77%
1.00×
Net interest income
66.10%
Non-interest income
33.90%