114.1
RevenueFr M
345.1
360.4
378.9
399.2
423.1
440.3
457.8
471.0
494.7
516.4
121.6
4.07%
4.69%
86
14.61
Revenue growth%
17.65
15.40
18.19
16.95
18.52
16.26
13.99
12.82
11.96
11.88
27.68
12.82
15.83
5
8.02
NIM%
0.40
0.40
2.22
0.40
1.02
3.41
2.82
4.40
3.56
1.17
4.62
3.41
1.70
46
13.83
Effic. R.%
10.93
11.43
9.68
7.15
5.21
5.88
2.98
0.91
3.87
6.23
14.57
3.87
6.06
94
10.69
Net margin%
11.02
8.85
9.80
6.89
5.78
6.10
6.97
5.03
2.04
1.58
19.20
5.03
6.50
18
6.106
P/E ratio (avg)x
20.04
19.68
19.04
17.84
19.75
20.85
21.54
19.89
19.94
21.65
28.70
20.85
19.92
53
31.61
P/TBVx
13.94
13.44
12.28
11.72
11.00
10.63
10.56
9.726
8.519
7.288
16.23
9.726
10.82
46
9.968
P/Bx
13.58
12.28
12.40
11.18
10.18
9.987
9.049
9.617
9.453
9.623
28.88
9.617
10.08
37
510.4
NIIFr M
259.2
270.4
281.2
294.2
314.2
328.4
343.6
351.8
366.8
385.2
537.7
4.16%
4.82%
—
14.03
NII grth%
6.98
7.41
10.37
11.74
9.54
10.98
13.61
10.69
8.04
8.20
3.16
10.69
9.95
79
26.84
ROTE%
23.78
23.16
25.48
25.76
26.95
25.77
23.46
21.62
22.44
24.25
25.17
23.46
24.02
62
29.77
Return on equity%
29.98
31.04
28.20
30.00
31.04
32.52
31.50
33.51
33.01
32.93
26.41
32.93
31.27
59
6.69
Return on assets%
15.14
15.36
15.75
13.41
16.37
17.94
16.54
18.83
18.99
20.88
20.62
18.83
16.46
59
4.17
EPSFr
19.85
22.97
25.65
30.51
34.39
36.89
36.77
37.73
37.76
44.58
4.40
5.33%
9.16%
—
21.61
EPS growth%
12.62
14.06
11.37
8.66
6.41
8.65
6.58
7.75
8.60
8.11
9.15
8.11
8.62
88
4.76
Bookvalue per shFr
3.49
3.67
4.19
4.15
4.18
3.88
4.17
4.62
4.41
4.52
13.09
1.57%
3.67%
—
5.19
TBV/shFr
9.56
10.93
10.40
10.58
10.16
10.44
9.98
11.14
11.50
11.74
3.66
2.93%
1.94%
—
4.15
Dividend per shFr
9.80
10.57
9.29
9.43
8.45
9.04
9.78
9.33
9.38
9.02
2.72
1.31%
0.13%
—
21.20
Div yield (avg)%
12.76
11.75
13.94
11.70
10.76
12.59
9.60
7.30
5.27
5.90
16.67
7.30
11.23
49
3.71
Payout ratio%
28.45
27.33
26.99
28.38
25.70
26.89
27.05
24.58
27.44
26.16
24.79
26.89
27.02
77
29.87
Shares (diluted)M
46.81
47.74
55.45
59.21
57.55
68.87
77.54
81.09
88.91
89.17
30.85
9.15%
6.27%
48
11.75
Buyback yield%
23.38
24.38
22.01
22.09
19.89
19.07
18.82
17.60
16.67
14.01
29.14
17.60
19.48
39
43.09
Eq/Assets%
136.34
145.47
138.62
137.22
129.18
128.49
130.81
124.35
114.58
103.91
81.15
124.35
130.00
32
39.81
AssetsFr M
250.5
269.4
283.2
313.1
327.1
365.8
401.8
421.9
457.9
511.3
368.9
9.35%
8.34%
83
50.14
LT debtFr M
17.44
14.89
15.17
15.24
14.54
14.71
12.54
11.32
11.17
11.70
554.1
(4.26%)
(3.84%)
81
Non-interest expense
4.77%
1.01×
Net interest income
74.60%
Non-interest income
25.40%