364.3
Revenue$M
526.0
552.2
578.1
605.8
653.3
704.1
756.4
811.0
860.7
895.8
373.1
6.52%
5.99%
95
8.22
Revenue growth%
22.38
23.82
23.31
23.31
20.81
20.58
22.24
22.28
21.07
23.73
20.18
22.24
22.33
89
8.46
NIM%
20.40
21.27
23.83
26.19
24.20
24.45
27.40
28.11
27.88
30.58
19.66
27.88
25.32
45
23.38
Effic. R.%
14.23
14.89
12.44
11.87
12.94
12.85
15.48
13.17
13.76
15.76
24.38
13.76
13.47
55
5.41
Net margin%
12.55
14.07
16.41
17.81
19.51
17.17
18.36
18.97
21.42
20.43
5.95
18.97
18.08
62
24.56
P/E ratio (avg)x
7.506
7.686
8.262
9.105
9.967
9.583
11.04
12.07
13.16
13.54
37.41
12.07
9.775
71
15.71
P/TBVx
8.303
8.676
7.751
8.417
9.315
8.790
7.838
7.687
8.094
7.800
15.55
7.838
8.199
81
18.71
P/Bx
45.34
53.69
59.28
63.11
68.36
70.41
77.40
84.29
84.19
84.68
19.96
84.19
69.39
76
353.5
NII$M
319.7
335.5
354.3
369.2
394.2
429.4
462.3
483.7
528.3
550.4
870.0
6.90%
6.03%
—
22.37
NII grth%
2.43
5.07
3.57
1.82
4.13
2.13
1.56
4.10
2.15
3.78
14.81
2.15
3.00
42
17.96
ROTE%
9.92
8.43
11.23
8.28
10.34
9.60
10.80
13.37
12.36
14.73
24.52
12.36
10.57
26
8.94
Return on equity%
21.44
24.22
26.81
27.60
25.28
27.21
29.34
28.60
26.73
26.24
8.29
27.21
26.77
11
28.35
Return on assets%
20.80
19.54
20.66
23.34
23.73
22.03
19.71
19.52
18.46
18.13
20.85
19.52
20.18
90
2.45
EPS$
2.53
2.57
2.83
3.24
3.67
3.55
3.96
4.04
4.30
4.42
2.70
3.77%
5.99%
—
9.68
EPS growth%
0.40
0.40
2.65
0.59
0.40
0.40
0.40
0.40
0.40
1.25
20.56
0.40
0.40
81
1.13
Bookvalue per sh$
0.97
0.96
0.93
0.95
0.96
1.02
0.89
0.96
0.86
0.78
4.88
(4.03%)
(2.95%)
—
0.85
TBV/sh$
3.18
3.33
3.11
3.04
2.82
2.90
3.27
3.59
3.59
3.83
2.96
6.35%
3.12%
—
3.29
Dividend per sh$
4.74
5.33
5.19
5.42
5.25
5.21
5.43
5.33
4.95
5.08
3.25
(0.67%)
1.99%
—
15.31
Div yield (avg)%
5.46
3.75
4.72
4.25
2.10
2.53
1.51
1.19
0.40
0.94
18.78
1.19
2.32
33
25.98
Payout ratio%
17.04
15.67
12.90
11.55
13.45
14.13
12.54
9.91
9.26
6.88
24.04
9.91
12.72
32
139.7
Shares (diluted)M
105.8
91.42
95.68
80.72
70.78
68.33
62.05
53.26
57.50
56.60
145.5
(4.37%)
(6.96%)
54
2.64
Buyback yield%
2.80
4.73
1.78
0.40
0.40
2.32
1.92
0.40
2.91
4.28
27.74
2.32
2.12
64
10.14
Eq/Assets%
102.38
95.00
103.44
104.62
110.41
121.80
129.05
117.34
108.36
100.42
29.10
117.34
106.49
26
0.349
Assets$B
2.960
3.253
3.363
3.754
4.038
4.304
4.702
5.067
5.353
6.027
0.644
8.34%
8.57%
56
1,004
LT debt$M
488.0
480.2
519.9
477.5
429.3
418.3
403.3
372.8
395.1
434.5
485.2
0.24%
(1.29%)
7
Total assets
$6.027B
8.57%
1.27×
Revenue
$895.8M
5.99%
1.00×
Non-interest expense
$561.7M
6.02%
1.00×
Net interest income
61.44%
Non-interest income
38.56%