9.214
Revenuekr B
11.50
11.96
12.69
13.22
13.73
14.06
14.36
15.10
15.80
16.53
10.02
3.77%
3.93%
68
28.78
Revenue growth%
9.66
10.55
12.58
15.18
18.10
15.24
14.44
14.99
17.08
14.83
11.02
14.99
14.91
11
23.33
NIM%
23.53
22.91
23.15
21.58
20.52
18.32
19.90
17.89
19.58
20.85
19.60
19.58
20.68
16
5.43
Effic. R.%
14.15
13.83
14.34
16.20
19.10
19.95
19.56
22.13
22.68
24.87
17.62
22.13
19.33
47
14.45
Net margin%
8.82
8.33
8.96
9.42
10.15
7.87
5.82
8.50
11.40
11.84
4.98
8.50
8.89
21
20.71
P/E ratio (avg)x
40.73
46.38
54.88
57.77
66.21
66.39
77.85
93.95
96.15
111.1
35.52
93.95
66.30
71
15.69
P/TBVx
16.66
18.61
20.82
21.50
22.67
22.20
24.97
26.32
29.19
27.75
17.34
26.32
22.44
31
22.55
P/Bx
32.50
31.81
35.28
36.38
37.59
41.29
36.50
39.80
41.13
45.97
17.98
41.13
37.05
27
6.706
NIIkr B
7.355
7.707
8.275
8.537
8.990
9.113
9.331
9.691
10.14
10.65
3.779
3.44%
3.93%
—
3.58
NII grth%
23.34
25.82
27.43
26.37
26.84
24.51
25.66
24.89
23.51
26.09
13.97
24.89
25.74
10
28.87
ROTE%
19.41
16.69
15.58
18.48
16.19
18.30
20.85
22.89
24.08
26.83
9.05
22.89
18.95
26
9.76
Return on equity%
26.32
28.24
29.19
27.94
30.49
31.09
31.72
33.32
35.43
35.35
17.31
33.32
30.79
49
5.34
Return on assets%
22.57
21.43
22.31
23.84
26.68
24.43
23.36
21.87
21.99
23.08
22.77
23.08
22.82
58
10.25
EPSkr
3.77
3.84
3.57
3.49
3.33
3.07
3.05
2.95
2.89
3.06
10.75
(1.63%)
(1.63%)
—
19.28
EPS growth%
19.39
16.65
18.10
15.28
17.62
20.30
22.17
20.99
20.68
22.71
9.75
20.99
19.84
42
9.54
Bookvalue per shkr
42.61
50.06
51.17
57.42
55.73
62.83
68.09
73.13
74.69
77.27
13.56
6.76%
7.24%
—
19.08
TBV/shkr
15.44
13.49
13.14
12.67
11.65
11.95
12.91
13.47
12.87
13.85
3.49
3.51%
(2.02%)
—
8.15
Dividend per shkr
13.91
13.03
14.09
16.13
15.55
17.64
16.42
18.47
18.67
21.53
7.13
6.73%
3.55%
—
2.62
Div yield (avg)%
11.00
12.68
10.60
11.62
11.01
12.41
13.72
12.59
12.98
12.89
7.52
12.89
12.50
52
22.03
Payout ratio%
30.82
32.47
32.59
34.63
33.58
35.28
37.69
40.61
41.35
40.10
24.69
40.10
34.95
66
172.3
Shares (diluted)M
213.5
221.9
247.0
250.0
268.0
263.0
294.5
268.5
269.3
282.4
169.4
1.05%
2.60%
21
9.61
Buyback yield%
29.32
29.53
27.40
26.54
28.17
29.60
32.51
34.65
34.61
36.24
21.24
34.61
29.56
61
69.43
Eq/Assets%
46.23
44.92
42.73
50.16
53.83
59.36
56.60
53.87
61.50
62.16
93.92
59.36
53.85
24
16.29
Assetskr B
45.97
52.41
56.17
59.98
67.73
70.84
77.42
81.11
90.12
100.2
15.79
8.15%
8.61%
50
14.93
LT debtkr B
2.851
2.987
3.052
3.303
3.263
3.107
2.980
2.720
2.883
2.571
1.233
(4.65%)
(1.70%)
34
Non-interest expense
3.95%
1.00×
Net interest income
64.43%
Non-interest income
35.57%