5.254
Revenuekr B
4.397
4.569
4.677
4.799
4.979
5.014
5.025
5.193
5.388
5.459
5.485
1.86%
2.31%
46
17.15
Revenue growth%
9.94
12.80
14.44
17.41
19.67
19.23
16.29
17.44
15.74
13.51
19.64
16.29
16.02
63
28.86
NIM%
24.16
25.74
22.90
22.11
21.57
18.73
18.56
20.60
22.16
19.79
17.49
19.79
21.84
59
22.11
Effic. R.%
6.46
5.22
7.20
8.26
7.47
5.03
7.39
7.31
9.01
9.76
4.05
7.39
7.35
88
23.47
Net margin%
14.22
15.62
15.30
18.09
17.14
17.34
19.10
21.22
21.32
20.49
15.53
20.49
17.72
35
29.66
P/E ratio (avg)x
15.90
17.08
15.12
14.27
14.37
13.53
14.00
14.61
14.29
12.39
6.043
14.00
14.33
87
19.13
P/TBVx
18.82
21.36
23.31
26.44
30.00
29.09
31.75
29.40
27.70
28.34
8.638
29.09
28.02
42
28.47
P/Bx
12.44
11.12
10.25
9.325
8.997
9.201
9.748
10.21
9.369
8.249
19.59
9.369
9.558
34
0.571
NIIkr B
3.495
3.638
3.744
3.826
3.939
3.981
3.991
4.151
4.306
4.395
3.175
2.21%
2.41%
—
26.81
NII grth%
1.73
1.39
0.40
0.40
2.97
2.98
3.34
2.74
1.51
0.40
12.57
2.74
1.62
86
23.93
ROTE%
9.78
11.88
14.22
12.40
9.49
6.60
9.11
9.10
11.63
8.94
22.88
9.10
9.63
92
18.91
Return on equity%
7.02
6.96
5.36
3.45
4.76
4.87
3.39
1.33
0.40
3.16
15.33
3.16
4.11
48
7.18
Return on assets%
6.11
3.76
1.78
0.40
1.81
1.52
3.56
3.50
0.93
2.27
3.64
2.27
2.04
39
23.39
EPSkr
31.71
35.29
34.54
38.70
45.08
51.75
62.19
62.88
71.89
73.14
25.60
10.16%
9.59%
—
18.38
EPS growth%
31.19
31.64
34.15
31.74
28.97
29.96
29.25
29.85
28.94
30.79
26.56
29.85
30.37
54
19.33
Bookvalue per shkr
12.13
13.14
12.11
11.77
13.04
12.25
13.01
13.08
12.14
12.31
24.29
(1.16%)
(0.79%)
—
14.01
TBV/shkr
18.70
19.11
19.53
21.60
21.02
20.18
21.18
20.23
19.85
21.40
9.78
0.35%
0.95%
—
4.67
Dividend per shkr
7.74
7.59
7.11
7.05
7.11
6.31
6.50
6.77
6.10
6.67
14.83
(1.28%)
(0.81%)
—
22.67
Div yield (avg)%
16.41
17.44
16.77
19.50
22.35
22.77
21.13
19.37
20.77
18.35
21.76
20.77
19.44
25
25.24
Payout ratio%
9.03
11.76
11.62
9.59
11.27
10.26
13.01
12.68
11.00
10.18
27.92
11.00
11.14
64
132.4
Shares (diluted)M
171.4
180.8
182.3
176.9
201.1
191.8
217.8
224.9
253.2
245.4
132.7
4.06%
3.48%
57
17.08
Buyback yield%
8.25
5.45
2.96
0.40
0.40
0.40
0.40
2.54
2.17
4.84
17.93
2.17
2.36
70
23.06
Eq/Assets%
143.52
138.56
120.73
129.99
131.73
121.59
121.83
130.56
130.86
115.99
152.42
121.83
130.28
29
5.985
Assetskr B
12.64
14.06
14.93
16.03
17.21
19.47
20.75
22.38
24.74
27.91
0.898
10.15%
9.04%
87
7.150
LT debtkr B
1.015
0.965
0.928
1.065
1.022
1.010
1.122
1.262
1.364
1.517
6.490
8.22%
4.37%
39
Non-interest expense
2.21%
0.99×
Net interest income
80.52%
Non-interest income
19.48%