0.537
Revenuekr B
3.520
3.614
3.667
3.801
3.863
3.960
4.000
4.073
4.102
4.140
0.579
1.39%
1.94%
21
18.33
Revenue growth%
16.44
17.51
18.95
19.80
20.86
20.44
18.01
20.00
17.04
14.61
7.37
18.01
18.48
54
25.43
NIM%
4.06
4.77
5.27
3.42
1.46
4.18
4.97
6.59
4.95
3.42
17.13
4.95
4.47
58
4.60
Effic. R.%
22.62
24.34
26.76
23.95
25.80
23.65
21.05
19.68
22.33
22.82
16.17
22.33
23.23
15
6.71
Net margin%
9.13
8.68
5.88
6.71
4.28
2.93
0.40
1.52
2.10
1.72
20.54
1.72
3.61
40
24.51
P/E ratio (avg)x
42.79
41.00
46.16
51.63
58.64
62.82
73.67
86.38
103.1
117.6
22.90
86.38
60.73
36
20.87
P/TBVx
38.55
35.34
34.61
32.35
32.37
36.17
33.03
30.86
29.44
31.47
13.60
31.47
32.70
47
26.41
P/Bx
17.34
17.52
16.70
18.22
17.02
15.34
17.21
17.98
16.33
18.37
22.79
17.21
17.27
45
0.173
NIIkr B
2.524
2.545
2.640
2.737
2.720
2.830
2.824
2.934
2.945
2.945
0.213
1.60%
2.03%
—
11.96
NII grth%
6.64
5.08
3.00
4.92
7.25
8.79
11.55
9.28
8.89
7.10
25.41
8.89
7.17
52
24.06
ROTE%
24.56
23.93
20.93
20.58
21.59
22.07
22.65
24.46
22.12
22.26
18.71
22.26
22.19
76
5.18
Return on equity%
15.58
17.67
18.11
18.68
15.91
14.71
16.22
17.50
15.07
12.21
23.72
15.07
16.06
17
20.61
Return on assets%
14.71
12.01
12.52
15.40
16.46
19.31
19.35
19.86
19.55
19.50
19.95
19.50
17.88
82
12.27
EPSkr
6.40
7.29
8.10
8.68
8.32
9.51
10.49
12.05
11.55
11.82
13.43
7.26%
6.34%
—
16.27
EPS growth%
25.35
23.97
22.32
20.41
19.81
22.38
22.44
19.91
19.97
21.60
17.73
21.60
21.96
76
15.70
Bookvalue per shkr
18.17
20.11
20.18
18.52
17.36
16.52
16.67
17.53
18.78
17.14
16.71
(0.26%)
(1.77%)
—
22.87
TBV/shkr
22.81
26.07
26.03
30.41
33.43
32.24
37.00
35.22
36.27
34.59
5.83
0.68%
5.69%
—
27.65
Dividend per shkr
23.88
23.40
23.68
25.19
23.21
21.33
19.48
20.04
21.34
20.30
24.23
(2.64%)
(1.17%)
—
28.23
Div yield (avg)%
6.99
8.48
7.16
9.32
12.11
10.08
7.20
5.67
6.68
8.70
5.75
7.20
7.84
23
24.76
Payout ratio%
14.05
16.21
17.10
18.10
17.48
14.92
14.58
12.29
9.88
12.62
11.01
12.62
14.75
63
99.84
Shares (diluted)M
140.7
166.9
176.6
206.0
211.5
223.1
222.2
265.3
283.4
307.6
102.6
7.78%
9.09%
94
11.52
Buyback yield%
23.55
22.89
19.98
21.80
19.17
17.29
16.05
18.61
19.03
19.87
25.36
18.61
19.52
68
125.78
Eq/Assets%
127.28
138.37
125.05
117.56
130.66
125.19
133.07
134.02
136.65
154.18
89.65
134.02
131.87
30
0.821
Assetskr B
4.702
5.033
5.483
5.886
6.292
6.566
7.456
8.236
9.016
9.935
3.341
9.56%
8.57%
77
0.857
LT debtkr B
2.501
2.832
2.679
2.954
2.770
2.975
2.923
2.946
3.114
3.022
0.683
1.76%
1.59%
53
Non-interest expense
2.02%
1.01×
Net interest income
71.13%
Non-interest income
28.87%