0.603
Revenue$B
1.274
1.323
1.314
1.355
1.349
1.343
1.334
1.330
1.374
1.377
0.625
0.42%
1.07%
46
22.78
Revenue growth%
23.84
22.74
25.53
22.65
24.43
23.51
20.58
21.57
20.97
21.88
8.06
21.57
22.69
15
15.82
NIM%
32.68
31.50
30.07
32.03
31.03
28.88
30.10
31.52
33.66
34.00
8.74
31.52
31.51
36
10.28
Effic. R.%
23.00
21.76
21.28
20.00
22.77
25.43
26.04
26.86
26.32
28.42
8.26
26.32
24.21
70
22.82
Net margin%
26.46
25.98
25.11
23.58
25.93
23.68
22.40
24.84
22.37
21.15
23.06
22.40
24.26
81
24.44
P/E ratio (avg)x
10.39
10.51
9.862
10.67
12.17
11.64
12.61
13.65
14.71
16.29
27.35
13.65
11.91
11
8.164
P/TBVx
17.52
17.13
18.09
16.22
15.72
14.82
14.02
14.75
12.96
13.97
22.21
14.02
15.27
55
21.94
P/Bx
23.05
25.35
23.52
26.24
28.79
26.54
25.18
23.21
20.72
22.18
20.35
23.21
24.35
53
1.366
NII$B
0.719
0.749
0.733
0.747
0.760
0.739
0.746
0.753
0.755
0.779
1.272
0.50%
1.07%
—
17.17
NII grth%
15.89
13.27
15.93
14.09
15.21
17.56
15.26
16.44
14.19
16.16
24.90
16.16
15.57
11
19.11
ROTE%
20.79
19.01
19.61
21.65
20.91
19.11
17.60
15.48
17.98
20.72
19.15
17.98
19.36
80
18.52
Return on equity%
23.56
24.71
22.22
19.39
17.29
14.66
17.58
14.59
17.37
17.57
19.20
17.37
17.58
68
3.59
Return on assets%
20.31
22.76
23.77
20.86
21.02
20.68
19.53
21.26
18.97
17.84
18.69
19.53
20.77
72
0.88
EPS$
1.07
1.05
1.13
1.08
1.20
1.13
1.18
1.29
1.50
1.65
0.92
6.67%
4.90%
—
11.77
EPS growth%
13.76
16.03
14.66
14.11
15.58
14.93
13.32
15.93
16.55
16.06
21.82
15.93
15.26
56
1.64
Bookvalue per sh$
1.09
1.21
1.15
1.11
1.27
1.40
1.29
1.28
1.34
1.47
1.55
3.07%
3.00%
—
1.79
TBV/sh$
1.35
1.49
1.36
1.41
1.43
1.34
1.40
1.27
1.31
1.33
1.02
(1.36%)
(0.95%)
—
1.26
Dividend per sh$
2.92
3.09
3.15
2.95
2.80
2.64
2.73
2.74
2.60
2.55
1.38
(1.84%)
(2.15%)
—
4.20
Div yield (avg)%
17.21
18.07
17.70
17.13
15.69
17.10
15.48
17.61
18.25
16.35
5.48
17.10
17.17
15
16.49
Payout ratio%
6.29
3.81
2.85
2.10
1.27
0.40
0.40
0.90
0.40
0.40
29.80
0.40
1.09
51
98.22
Shares (diluted)M
121.2
121.2
140.7
143.8
162.8
175.9
201.8
231.7
266.2
264.1
96.39
10.16%
8.24%
7
17.44
Buyback yield%
15.61
18.45
19.36
17.42
15.73
14.16
14.39
14.58
11.79
12.95
6.46
14.16
15.10
20
35.69
Eq/Assets%
23.93
23.54
27.06
27.70
30.99
32.87
32.42
31.44
31.82
33.16
88.25
32.42
31.22
39
1.238
Assets$B
1.735
1.928
2.079
2.215
2.366
2.576
2.883
3.112
3.389
3.878
0.531
10.39%
9.23%
18
0.946
LT debt$B
0.368
0.350
0.350
0.372
0.364
0.385
0.402
0.419
0.438
0.452
1.493
4.39%
2.87%
7
Total assets
$3.878B
9.23%
2.17×
Revenue
$1.377B
1.07%
1.00×
Non-interest expense
$818.9M
1.10%
1.00×
Net interest income
56.54%
Non-interest income
43.46%