0.083
Revenue$B
1.255
1.267
1.305
1.309
1.290
1.312
1.329
1.309
1.295
1.292
0.093
0.02%
0.23%
8
7.13
Revenue growth%
26.18
25.22
27.01
28.16
31.09
28.29
27.60
29.01
29.24
28.44
16.50
28.44
28.23
62
22.79
NIM%
22.83
25.08
26.31
24.17
23.83
25.88
23.72
24.84
24.57
26.21
27.34
24.84
24.70
88
14.28
Effic. R.%
11.23
9.83
12.65
12.53
14.94
17.55
15.35
12.68
15.41
14.51
19.62
15.35
13.59
12
21.17
Net margin%
21.28
21.27
18.63
15.99
15.48
16.40
14.43
12.60
15.37
12.47
19.40
14.43
15.74
78
6.488
P/E ratio (avg)x
18.98
18.46
17.93
17.53
18.58
18.49
20.78
23.25
23.05
22.95
15.14
22.95
18.78
94
11.78
P/TBVx
10.49
10.59
9.935
9.225
8.992
9.162
8.169
8.612
7.553
7.785
37.41
8.169
9.077
39
21.52
P/Bx
34.03
37.28
37.89
39.65
38.26
39.98
37.81
41.65
45.23
42.16
26.22
41.65
38.95
70
0.633
NII$B
0.961
0.977
1.010
1.017
0.992
1.014
1.030
1.021
1.012
0.992
0.361
—
0.06%
—
15.65
NII grth%
6.01
7.53
5.23
2.41
0.40
3.40
1.15
0.40
0.40
0.40
27.76
0.40
1.78
17
21.12
ROTE%
18.35
18.18
20.29
18.87
21.83
21.94
21.46
23.15
22.21
21.97
7.12
21.97
21.64
45
18.79
Return on equity%
0.47
2.38
1.18
0.72
3.49
3.28
0.81
2.33
4.17
4.21
18.07
3.28
2.35
69
25.51
Return on assets%
23.27
25.56
23.69
25.57
28.16
25.35
26.98
27.54
29.33
30.83
25.85
27.54
26.27
23
3.77
EPS$
3.72
3.62
3.65
4.13
3.85
4.07
4.36
4.31
4.25
4.52
3.93
3.26%
3.13%
—
7.63
EPS growth%
0.40
0.40
0.40
0.40
2.15
3.38
2.62
3.11
3.49
3.55
18.61
3.38
2.39
94
3.99
Bookvalue per sh$
3.58
3.52
3.50
3.52
4.18
4.46
4.56
5.36
6.40
6.90
1.47
10.57%
8.33%
—
1.56
TBV/sh$
1.18
1.13
1.27
1.31
1.24
1.40
1.44
1.62
1.56
1.73
6.06
6.93%
4.28%
—
4.78
Dividend per sh$
5.47
6.27
6.40
7.09
8.03
8.02
8.94
9.13
9.26
9.27
2.29
2.93%
7.28%
—
13.13
Div yield (avg)%
25.42
27.41
27.95
27.12
24.32
25.83
23.46
24.23
25.03
25.68
29.98
25.03
25.55
39
8.25
Payout ratio%
19.22
20.71
20.80
20.73
20.19
20.43
18.59
16.15
18.42
21.35
8.69
18.59
20.31
21
87.64
Shares (diluted)M
93.38
82.64
74.42
72.12
61.06
61.16
58.81
53.45
51.10
48.00
91.04
(4.70%)
(6.70%)
33
15.66
Buyback yield%
13.88
15.65
16.98
16.68
17.04
17.50
18.20
18.31
21.11
18.65
16.71
18.31
17.27
75
72.33
Eq/Assets%
23.88
22.63
20.96
23.57
27.06
25.36
25.27
24.09
22.30
24.37
130.06
24.37
23.99
51
0.690
Assets$B
0.641
0.669
0.734
0.806
0.899
0.982
1.041
1.177
1.260
1.332
0.166
8.19%
8.14%
69
458.8
LT debt$M
690.3
730.8
672.9
664.9
751.3
701.7
702.8
745.5
745.5
681.5
520.4
(1.93%)
(0.32%)
45
Total assets
$1.332B
8.14%
2.14×
Revenue
$1.292B
0.23%
1.00×
Non-interest expense
$671.0M
0.49%
1.03×
Net interest income
76.77%
Non-interest income
23.23%
Return on capital
133.57%