0.063
Revenue$B
0.737
0.785
0.867
0.951
1.031
1.107
1.221
1.327
1.455
1.598
0.067
9.15%
9.04%
21
29.97
Revenue growth%
11.32
14.28
13.68
13.55
11.62
13.84
15.04
14.61
12.57
15.32
23.43
14.61
13.76
50
12.93
NIM%
29.95
30.16
28.71
29.80
31.80
29.00
29.79
32.06
32.12
34.79
17.51
32.06
30.05
90
12.69
Effic. R.%
16.71
19.54
17.58
15.12
13.33
13.28
12.99
15.03
16.70
15.18
20.83
15.03
15.15
60
16.27
Net margin%
9.72
8.68
7.93
8.47
10.90
11.55
10.32
10.05
7.43
10.27
28.86
10.27
9.88
90
21.87
P/E ratio (avg)x
17.79
17.18
16.91
16.23
15.89
16.56
14.70
13.56
12.59
12.71
14.78
13.56
16.06
32
7.386
P/TBVx
21.57
23.37
24.04
26.25
28.18
32.46
32.10
32.84
30.76
35.09
36.09
32.46
29.47
36
31.97
P/Bx
14.74
15.08
14.19
14.16
13.82
14.60
13.40
13.75
14.57
13.31
26.84
13.75
14.18
47
0.086
NII$B
0.504
0.542
0.597
0.655
0.714
0.763
0.856
0.909
1.014
1.104
0.889
9.11%
9.03%
—
28.92
NII grth%
7.03
7.96
8.48
6.43
4.16
4.01
2.35
4.04
5.41
3.73
7.94
4.01
4.78
78
6.47
ROTE%
22.98
20.20
17.51
15.78
18.04
15.40
15.82
17.73
15.93
17.79
26.75
15.93
17.62
47
14.60
Return on equity%
9.53
11.44
11.01
11.74
11.15
12.23
9.57
10.07
10.42
8.76
27.75
10.07
10.72
59
22.11
Return on assets%
1.11
3.41
3.52
5.45
7.13
8.69
8.92
6.02
7.16
8.77
19.04
8.69
6.57
8
3.75
EPS$
1.97
1.85
1.98
1.87
2.03
1.85
1.98
2.05
2.13
2.17
4.07
1.41%
2.03%
—
23.14
EPS growth%
9.05
6.62
5.33
2.56
1.95
2.08
2.64
3.50
3.29
0.83
22.53
2.64
2.96
70
3.70
Bookvalue per sh$
4.13
4.61
4.49
4.72
4.89
4.81
4.91
4.71
5.44
5.31
3.67
1.67%
3.97%
—
3.62
TBV/sh$
3.85
3.76
3.62
4.16
4.45
4.71
4.57
5.22
5.62
6.03
2.18
6.28%
5.79%
—
1.62
Dividend per sh$
3.10
3.65
3.98
4.08
4.46
4.48
4.77
5.40
5.43
6.24
2.58
6.96%
7.65%
—
9.90
Div yield (avg)%
5.43
8.13
8.71
7.30
6.04
6.38
3.65
5.94
3.25
0.77
13.29
3.65
5.99
15
10.25
Payout ratio%
26.44
23.69
20.77
23.06
21.10
23.39
23.42
20.51
17.99
16.71
15.43
20.51
22.08
39
92.32
Shares (diluted)M
119.4
131.5
138.2
157.5
169.9
179.2
197.3
203.7
233.1
240.1
90.83
7.16%
8.59%
44
13.73
Buyback yield%
10.17
7.44
6.91
6.41
4.18
7.11
7.51
6.99
4.74
7.54
23.07
7.11
7.05
31
160.63
Eq/Assets%
78.05
85.82
99.23
98.88
108.66
116.21
125.59
123.25
138.28
160.00
75.37
125.59
112.44
25
0.184
Assets$B
2.347
2.583
2.714
3.132
3.358
3.832
3.975
4.338
4.851
5.274
0.743
9.45%
8.98%
79
804.6
LT debt$M
186.6
190.3
206.1
188.8
188.4
199.2
203.7
215.6
202.5
194.9
928.7
0.67%
0.25%
6
Total assets
$5.274B
8.98%
0.99×
Revenue
$1.598B
9.04%
1.00×
Non-interest expense
$751.0M
8.75%
0.97×
Net interest income
69.07%
Non-interest income
30.93%