17.45
Revenuekr B
13.01
13.82
14.86
16.29
17.30
18.38
19.88
22.01
23.56
25.30
19.28
7.89%
7.77%
80
28.56
Revenue growth%
22.42
21.91
22.04
23.64
24.24
25.50
26.10
26.61
27.25
27.12
17.28
26.61
24.87
89
14.95
NIM%
21.97
21.84
21.03
20.11
20.07
22.17
21.21
21.79
20.19
18.99
28.15
21.21
21.12
52
9.89
Effic. R.%
19.23
17.07
17.95
17.07
17.35
16.26
18.20
20.08
19.06
20.20
22.29
19.06
18.08
90
4.81
Net margin%
22.68
22.65
24.00
22.65
22.27
20.59
22.11
24.73
22.52
23.38
26.80
22.52
22.65
75
23.01
P/E ratio (avg)x
46.74
50.18
50.07
55.76
63.95
73.21
86.21
91.26
90.73
94.96
31.39
90.73
68.58
29
29.12
P/TBVx
46.74
56.06
58.63
66.59
77.28
79.67
95.96
99.70
101.8
110.5
28.35
99.70
78.48
35
35.32
P/Bx
29.02
30.60
27.93
23.99
23.33
23.53
22.79
24.76
26.00
22.21
12.53
23.53
24.37
8
19.26
NIIkr B
10.05
10.79
11.64
12.76
13.61
14.44
15.46
17.41
18.65
19.96
22.81
7.96%
7.83%
—
14.00
NII grth%
18.52
20.95
22.97
22.56
22.34
19.91
18.60
19.28
18.27
20.63
17.98
19.28
20.27
88
24.42
ROTE%
20.25
22.74
25.03
25.82
28.35
28.32
30.45
32.19
31.45
28.56
25.03
30.45
28.33
90
17.54
Return on equity%
15.04
15.78
16.95
15.26
17.53
20.36
19.31
17.74
15.90
18.15
12.48
18.15
17.24
73
26.94
Return on assets%
7.73
9.14
8.00
5.89
8.07
8.64
11.58
11.68
10.61
8.38
6.64
10.61
8.51
66
5.65
EPSkr
10.72
11.73
11.31
11.31
12.41
13.24
13.43
15.55
14.75
16.73
6.26
6.15%
5.42%
—
16.24
EPS growth%
6.68
9.50
7.37
10.26
7.67
9.46
7.91
7.68
8.10
9.25
24.37
8.10
8.00
47
17.62
Bookvalue per shkr
5.27
5.38
5.32
4.92
4.48
4.75
4.35
4.59
4.46
4.65
10.65
0.72%
(0.53%)
—
22.46
TBV/shkr
41.39
46.38
53.30
62.70
71.34
81.09
82.18
85.40
90.71
101.33
26.59
7.27%
10.49%
—
8.79
Dividend per shkr
9.56
8.86
9.66
8.37
7.83
7.01
6.87
6.83
5.87
6.28
11.66
(4.30%)
(4.97%)
—
14.69
Div yield (avg)%
0.40
3.37
6.10
8.42
11.15
8.19
9.98
7.92
9.21
9.18
2.01
9.18
8.31
39
2.67
Payout ratio%
11.01
13.00
10.51
9.82
9.29
7.99
8.49
9.37
11.64
10.60
22.17
9.37
10.16
8
367.2
Shares (diluted)M
219.4
210.7
214.0
216.2
193.0
198.6
204.8
209.1
216.9
215.0
363.6
2.19%
(1.64%)
21
11.52
Buyback yield%
5.23
2.51
4.33
6.69
3.77
4.52
6.32
4.98
6.34
5.93
6.75
5.93
5.11
78
25.17
Eq/Assets%
110.52
111.10
101.89
88.89
91.15
96.44
89.00
88.70
86.53
79.34
149.20
88.70
90.07
56
19.48
Assetskr B
35.44
36.38
39.71
44.98
49.19
52.85
59.23
64.43
69.80
75.17
15.32
8.85%
9.08%
58
6.749
LT debtkr B
4.009
3.925
4.108
4.156
3.681
3.402
2.928
2.906
2.578
2.415
5.785
(8.08%)
(4.77%)
80
Non-interest expense
7.92%
1.01×
Net interest income
78.90%
Non-interest income
21.10%