4.107
Revenuekr B
10.59
10.58
10.91
11.16
11.18
11.43
11.76
12.30
12.66
12.79
4.265
2.72%
2.36%
53
24.01
Revenue growth%
3.41
2.86
4.21
1.29
0.40
0.40
0.40
2.17
3.88
2.75
16.15
2.17
2.46
22
11.79
Combined R.%
92.55
92.48
91.93
90.07
92.26
93.27
92.68
93.14
93.00
92.19
20.85
93.00
92.52
84
21.96
Operating margin%
17.05
14.53
17.40
14.72
14.01
14.94
13.61
13.24
10.90
11.82
16.53
13.24
14.27
11
28.93
Net margin%
14.85
12.85
10.10
11.53
14.50
13.28
10.46
8.69
8.08
6.20
20.63
8.69
10.99
24
27.66
P/E ratio (avg)x
19.06
18.79
18.03
15.80
16.25
15.48
15.32
14.49
12.99
11.64
6.602
14.49
15.64
70
7.952
P/TBVx
15.46
15.64
17.27
15.25
16.03
14.25
14.27
13.99
14.16
13.72
27.11
14.16
14.76
80
19.43
P/Bx
32.18
34.72
35.18
41.06
44.37
41.70
42.39
46.77
46.35
48.03
22.76
46.35
42.04
33
20.02
Prem. grth%
13.32
16.04
17.95
15.03
13.78
10.91
11.07
12.93
15.69
13.14
15.17
12.93
13.55
18
6.93
Invest. yld%
0.40
1.27
0.86
1.95
3.25
1.84
2.53
0.98
1.03
0.40
18.95
1.03
1.15
72
20.82
BVPS grth%
4.77
7.76
10.70
10.00
11.31
11.91
10.43
9.72
9.50
8.99
21.57
9.72
9.86
68
7.33
Return on equity%
18.83
21.60
19.72
20.07
21.85
21.90
21.74
23.71
24.65
27.25
19.65
23.71
21.79
66
16.41
Return on assets%
19.93
22.84
23.41
23.27
23.66
23.34
23.38
24.91
24.76
22.34
23.25
23.38
23.36
18
24.73
EPSkr
60.77
69.03
66.72
69.02
72.82
82.35
75.35
78.81
71.51
65.68
27.10
(2.04%)
0.08%
—
4.57
EPS growth%
20.36
20.30
17.60
15.26
14.02
14.65
13.16
12.59
12.69
13.45
26.81
13.16
14.34
46
48.11
Bookvalue per shkr
25.74
28.58
29.22
30.48
32.44
32.57
30.23
33.12
35.56
34.19
17.95
1.05%
3.43%
—
54.21
TBV/shkr
44.59
47.14
51.82
51.82
54.18
52.74
57.32
58.36
57.53
54.89
21.00
0.26%
2.89%
—
14.17
Dividend per shkr
58.59
54.52
58.06
57.66
59.78
58.45
65.42
70.22
64.90
67.40
9.89
2.43%
2.25%
—
29.48
Div yield (avg)%
11.14
12.44
10.18
11.84
14.71
11.83
9.15
10.56
11.82
12.09
2.84
11.82
11.83
34
7.89
Payout ratio%
21.61
22.92
21.94
20.29
19.16
17.50
20.36
23.33
24.11
22.02
12.14
22.02
21.78
45
81.98
Shares (diluted)M
92.13
94.70
100.2
104.3
113.8
112.1
114.3
134.3
136.3
148.8
80.98
5.50%
5.20%
23
5.71
Buyback yield%
12.07
12.56
12.17
9.98
9.37
11.89
9.65
9.63
9.77
9.67
21.63
9.67
9.88
69
1.230
D/E ratiox
0.413
0.401
0.406
0.366
0.382
0.388
0.398
0.371
0.379
0.396
1.737
0.388
0.392
30
8.739
Assetskr B
17.04
19.25
20.44
21.70
22.75
25.81
27.43
30.34
34.35
37.96
6.255
10.78%
8.62%
86
3.041
LT debtkr B
0.550
0.526
0.567
0.647
0.719
0.702
0.697
0.706
0.714
0.662
5.921
(1.64%)
1.58%
75
Claims and benefits
2.19%
0.98×