12.99
Revenue$B
12.52
12.91
13.06
13.45
13.39
13.58
13.85
13.84
14.19
14.09
13.27
1.02%
1.32%
34
19.73
Revenue growth%
9.23
7.27
6.04
3.58
2.09
1.29
1.67
0.40
0.40
0.40
4.12
0.40
1.88
54
21.90
Combined R.%
87.80
87.11
89.40
88.84
87.87
87.05
86.20
88.10
88.23
88.60
9.71
88.10
87.99
11
19.37
Operating margin%
16.68
16.48
17.19
19.26
18.34
18.86
16.36
15.99
17.35
20.17
11.64
17.35
17.27
87
7.55
Net margin%
25.27
22.68
23.15
23.08
24.49
25.29
24.21
22.49
22.63
25.33
2.27
24.21
23.68
70
34.21
P/E ratio (avg)x
49.99
50.50
55.72
63.90
73.97
79.40
86.45
94.56
102.0
109.2
6.138
94.56
76.69
62
29.49
P/TBVx
45.95
45.05
47.28
52.19
50.63
59.09
67.42
73.98
73.05
83.02
13.58
73.05
55.64
12
19.41
P/Bx
13.14
12.82
11.86
10.90
10.44
11.36
11.05
9.865
8.617
7.766
28.10
9.865
10.98
69
25.58
Prem. grth%
6.49
7.33
7.99
6.84
8.75
7.94
8.57
6.00
8.59
8.60
20.61
8.57
7.97
81
14.23
Invest. yld%
14.39
17.31
15.40
13.47
12.49
14.67
14.90
12.01
11.63
9.69
13.35
12.01
13.93
87
17.11
BVPS grth%
29.51
27.01
24.54
24.64
22.22
23.62
21.59
24.12
25.73
24.27
15.25
24.12
24.40
9
14.36
Return on equity%
0.40
0.40
0.40
0.40
0.40
0.40
2.24
1.06
0.40
0.40
11.47
0.40
0.40
29
26.57
Return on assets%
27.68
28.31
30.24
27.37
24.59
24.26
21.39
21.96
20.21
21.76
7.95
21.76
24.43
69
6.52
EPS$
6.62
5.74
5.90
5.15
5.11
5.18
4.50
4.82
5.21
5.02
6.67
(0.36%)
(2.29%)
—
11.50
EPS growth%
27.27
27.92
29.48
30.20
29.18
28.63
26.58
28.41
26.25
25.43
17.14
26.58
28.16
37
17.72
Bookvalue per sh$
16.10
18.60
21.23
19.94
18.71
19.79
19.63
20.35
22.79
24.78
12.43
5.78%
3.62%
—
10.44
TBV/sh$
33.66
39.82
41.10
41.45
41.89
48.08
48.51
48.64
51.46
54.58
24.05
5.44%
6.08%
—
17.40
Dividend per sh$
23.98
25.63
24.27
27.17
29.41
30.50
28.99
31.93
29.19
28.61
8.13
(0.55%)
2.78%
—
15.88
Div yield (avg)%
28.32
26.23
26.73
25.97
26.75
24.43
22.66
21.57
18.62
15.67
19.97
21.57
25.20
41
19.90
Payout ratio%
10.25
13.24
10.99
9.78
11.15
13.02
13.41
14.82
13.57
12.22
15.57
13.41
12.62
38
0.384
Shares (diluted)B
0.589
0.586
0.601
0.676
0.706
0.751
0.900
0.970
1.168
1.189
0.396
10.99%
7.63%
11
7.89
Buyback yield%
18.73
19.01
20.29
19.53
22.41
21.23
19.63
20.59
20.82
20.92
28.44
20.82
20.44
92
0.353
D/E ratiox
2.480
2.488
2.420
2.664
2.782
2.854
3.223
3.536
3.408
3.615
0.375
3.408
2.818
95
1.051
Assets$B
33.25
36.49
39.78
44.10
46.53
51.72
57.58
63.87
67.78
74.30
7.878
9.81%
9.20%
35
1.283
LT debt$B
0.876
0.831
0.912
0.880
0.853
0.824
0.839
0.892
0.971
1.088
7.806
5.00%
2.70%
28
Revenue
$14.09B
1.32%
1.00×
Claims and benefits
$8.441B
1.28%
1.00×
Total costs
$11.41B
1.36%
1.00×