186.9
Revenue$M
314.8
321.4
322.2
335.7
334.4
348.3
351.7
351.6
358.8
365.4
203.6
1.79%
1.90%
61
29.92
Revenue growth%
14.85
13.20
12.11
14.10
12.58
12.07
14.30
16.44
16.39
15.29
18.76
15.29
14.20
23
29.75
NIM%
6.68
4.33
1.37
1.53
2.54
2.06
3.20
5.39
7.76
9.96
28.32
5.39
3.76
65
3.76
Effic. R.%
9.27
7.51
5.84
8.33
10.36
7.56
9.74
7.07
9.24
10.79
12.40
9.24
8.79
77
15.09
Net margin%
30.40
33.29
35.12
35.52
35.96
38.30
37.33
40.22
39.62
41.69
10.45
39.62
36.65
58
12.83
P/E ratio (avg)x
53.84
55.96
62.17
74.45
72.62
82.09
85.03
86.46
90.67
88.41
11.05
86.46
78.27
35
17.74
P/TBVx
28.69
30.55
30.08
28.89
30.52
27.41
29.46
27.63
24.90
26.16
30.72
27.41
28.79
27
29.16
P/Bx
24.36
26.49
28.63
30.82
30.99
28.42
24.89
27.43
24.29
25.53
12.68
25.53
26.96
78
148.8
NII$M
239.1
243.9
243.6
251.6
254.0
266.2
263.6
266.2
274.3
276.0
38.12
1.67%
1.82%
—
21.71
NII grth%
7.47
7.49
5.29
2.82
1.86
0.40
2.68
0.40
0.40
2.81
28.56
0.40
2.74
41
18.97
ROTE%
16.40
13.71
10.87
9.55
10.00
8.05
10.57
12.52
11.45
13.66
2.33
11.45
11.16
86
30.00
Return on equity%
22.22
21.70
19.84
18.78
20.65
18.82
17.98
16.21
16.53
15.72
24.34
16.53
18.80
34
19.89
Return on assets%
16.35
15.28
12.63
12.94
11.21
14.02
11.98
13.38
11.74
12.39
23.04
12.39
12.78
36
3.07
EPS$
1.16
1.13
1.09
1.25
1.39
1.44
1.56
1.78
1.89
2.03
3.22
7.95%
6.48%
—
15.12
EPS growth%
25.26
24.33
24.90
25.85
23.30
25.87
27.50
24.69
24.88
25.26
23.88
25.26
25.08
69
1.15
Bookvalue per sh$
1.86
2.06
2.41
2.77
2.79
3.03
3.39
3.29
3.77
3.99
3.88
7.45%
7.54%
—
0.92
TBV/sh$
6.57
6.71
7.07
8.44
9.64
9.92
10.43
10.88
12.86
13.67
1.45
7.25%
8.78%
—
3.37
Dividend per sh$
2.04
2.19
2.52
2.92
3.35
3.53
3.73
3.94
4.46
4.30
2.77
5.11%
8.58%
—
24.62
Div yield (avg)%
4.80
3.56
2.23
4.39
1.68
4.28
5.46
4.71
2.06
1.91
5.69
4.28
3.92
93
24.15
Payout ratio%
1.26
1.36
0.40
0.40
0.40
1.46
0.97
0.40
1.24
2.15
29.33
1.24
1.10
95
45.68
Shares (diluted)M
68.91
70.45
73.31
74.62
76.85
87.27
87.55
99.79
102.9
102.9
47.46
6.02%
4.62%
13
8.16
Buyback yield%
12.54
10.73
12.29
11.83
10.68
13.43
15.25
14.61
14.32
12.31
17.74
14.32
12.43
63
67.72
Eq/Assets%
80.55
87.97
95.31
86.45
92.29
93.62
95.56
84.78
89.77
96.67
29.11
93.62
91.03
52
0.099
Assets$B
1.434
1.595
1.709
1.803
1.962
2.132
2.266
2.435
2.694
2.939
0.114
8.42%
8.01%
77
55.43
LT debt$M
196.3
198.2
178.9
189.8
176.7
160.8
145.7
129.5
125.8
112.8
179.7
(8.59%)
(6.41%)
35
Total assets
$2.939B
8.01%
1.79×
Revenue
$365.4M
1.90%
1.00×
Non-interest expense
$181.6M
1.91%
1.00×
Net interest income
75.52%
Non-interest income
24.48%