318.7
Revenue$M
349.1
347.0
354.6
357.2
357.8
366.1
358.4
356.0
352.2
359.2
340.3
0.07%
0.11%
69
6.95
Revenue growth%
9.18
6.93
7.87
6.58
9.48
7.63
10.23
12.75
14.66
13.96
22.05
12.75
9.33
94
3.03
NIM%
9.09
7.65
9.67
12.45
12.12
13.67
12.44
11.22
12.96
13.55
9.79
12.96
12.28
88
8.77
Effic. R.%
26.20
26.60
25.71
28.59
28.39
31.09
29.01
27.35
26.75
24.90
16.79
27.35
27.05
9
15.37
Net margin%
31.57
34.56
34.26
36.30
35.91
37.87
37.73
36.10
36.17
36.44
21.93
36.44
36.13
89
10.24
P/E ratio (avg)x
35.47
34.96
35.38
36.34
34.78
37.79
37.96
40.44
44.22
45.14
25.54
40.44
37.06
40
23.28
P/TBVx
15.63
17.13
17.47
18.76
21.11
23.00
23.39
24.55
26.01
31.27
28.81
24.55
22.05
61
24.03
P/Bx
29.42
27.04
30.23
27.91
27.76
26.17
28.20
30.14
27.97
25.65
17.32
27.97
27.94
26
323.9
NII$M
252.3
252.3
256.4
256.4
256.4
261.3
259.8
259.4
256.2
261.4
185.9
0.39%
0.15%
—
20.66
NII grth%
19.07
16.35
15.61
16.54
16.17
17.98
16.48
14.80
15.55
14.58
22.02
15.55
16.26
23
24.82
ROTE%
21.88
20.93
20.67
21.16
21.33
22.04
23.97
25.87
27.44
27.38
24.34
25.87
21.96
41
20.22
Return on equity%
18.20
16.82
15.61
17.35
14.50
15.58
14.16
15.71
15.85
14.75
20.12
15.58
15.66
7
6.97
Return on assets%
23.22
22.84
21.83
22.38
24.08
22.94
21.96
20.54
17.88
17.04
17.95
20.54
22.17
17
4.86
EPS$
7.98
9.52
9.33
9.32
11.16
11.58
12.14
11.91
13.76
13.77
5.14
4.29%
6.60%
—
18.29
EPS growth%
6.65
6.34
7.06
8.32
8.71
11.57
8.62
10.66
8.22
10.63
19.51
10.63
8.47
87
7.99
Bookvalue per sh$
7.44
7.36
8.35
8.69
9.45
9.09
8.74
8.84
8.23
8.52
6.90
(2.05%)
1.23%
—
2.35
TBV/sh$
4.50
4.58
4.51
4.43
4.61
4.55
4.36
4.41
4.01
4.17
3.82
(1.99%)
(0.22%)
—
1.47
Dividend per sh$
8.38
9.02
9.63
10.43
12.27
13.98
16.43
18.73
19.96
20.50
2.55
10.80%
10.12%
—
26.37
Div yield (avg)%
17.71
15.55
13.83
13.37
16.25
13.57
13.10
11.46
14.07
12.62
10.11
13.10
13.70
85
11.25
Payout ratio%
7.76
9.87
7.92
6.63
8.99
7.09
7.59
8.05
8.88
10.11
26.05
8.05
7.99
34
21.33
Shares (diluted)M
17.93
20.08
18.42
18.42
19.22
19.11
19.09
18.52
20.99
21.83
20.36
2.58%
1.10%
37
18.99
Buyback yield%
23.83
22.06
23.17
21.78
24.35
26.16
25.57
23.85
24.29
25.19
3.86
25.19
24.07
33
139.72
Eq/Assets%
36.64
39.53
40.18
47.26
46.44
47.80
56.25
55.47
64.08
67.30
106.41
56.25
47.53
30
0.174
Assets$B
1.404
1.453
1.624
1.736
1.888
2.069
2.168
2.432
2.612
2.905
0.069
9.01%
8.21%
9
298.6
LT debt$M
387.7
410.2
468.3
441.5
405.0
411.9
412.7
454.5
428.3
448.5
288.1
2.06%
1.49%
37
Total assets
$2.905B
8.21%
2.18×
Revenue
$359.2M
0.11%
1.00×
Non-interest expense
$211.8M
0.30%
1.02×
Net interest income
72.78%
Non-interest income
27.22%