185.0
Revenue$M
304.7
323.3
341.5
374.6
409.6
441.2
472.8
502.2
545.1
600.9
196.7
7.96%
8.04%
68
28.04
Revenue growth%
16.84
19.21
19.68
20.82
20.03
18.32
21.24
18.40
16.86
14.51
5.90
18.32
18.80
28
29.69
NIM%
10.01
10.03
11.91
11.91
12.57
15.45
17.93
20.59
21.19
18.83
14.90
18.83
14.01
29
24.61
Effic. R.%
28.29
26.38
24.51
25.40
22.45
25.25
23.17
20.88
20.73
17.98
12.47
20.88
23.84
70
26.71
Net margin%
22.14
24.68
22.31
23.03
20.45
22.08
22.36
25.21
25.63
23.33
21.98
23.33
22.69
81
12.10
P/E ratio (avg)x
57.41
68.47
71.27
77.62
74.85
77.19
76.23
88.20
99.94
109.6
7.411
88.20
76.71
85
13.64
P/TBVx
20.78
23.40
24.26
24.89
22.79
22.10
20.64
21.16
23.65
25.66
18.59
22.10
23.10
88
21.53
P/Bx
27.54
27.92
29.47
29.89
27.96
26.94
27.54
25.41
22.12
24.15
22.19
25.41
27.54
86
126.9
NII$M
193.5
204.7
215.9
235.9
259.4
279.6
304.7
325.3
347.1
386.0
215.8
8.27%
8.02%
—
12.16
NII grth%
18.23
18.59
19.46
17.82
20.64
19.71
17.51
16.36
15.43
17.42
26.40
17.42
18.03
73
9.64
ROTE%
18.77
18.98
17.10
17.99
16.61
17.65
19.27
16.90
14.68
16.43
2.30
16.90
17.37
84
8.37
Return on equity%
8.60
7.42
4.58
4.99
5.67
7.07
4.72
5.94
3.61
4.67
24.81
4.72
5.33
33
2.97
Return on assets%
13.82
16.57
18.09
16.37
17.24
17.38
20.00
18.48
15.97
18.49
25.78
18.48
17.31
9
16.04
EPS$
3.65
3.65
3.36
3.78
3.76
4.16
4.49
4.84
4.51
4.29
16.73
2.68%
1.77%
—
10.73
EPS growth%
34.19
34.51
34.13
34.00
32.57
33.63
32.75
30.02
31.17
33.03
2.31
32.75
33.33
67
11.74
Bookvalue per sh$
8.23
7.71
7.09
7.86
8.08
8.21
8.31
8.17
8.83
8.81
12.85
1.75%
0.90%
—
4.42
TBV/sh$
12.77
11.96
11.60
11.30
11.69
12.57
12.90
13.06
12.80
12.20
17.71
0.86%
(1.37%)
—
15.06
Dividend per sh$
18.41
17.95
20.91
23.55
24.45
27.24
31.32
33.00
36.78
41.65
16.32
11.24%
7.96%
—
8.17
Div yield (avg)%
7.93
7.75
8.54
7.68
6.23
9.02
6.95
4.69
1.93
1.10
9.66
4.69
7.32
94
21.65
Payout ratio%
5.42
3.08
3.65
4.12
3.42
5.54
3.64
2.20
1.34
0.40
20.70
2.20
3.53
63
11.81
Shares (diluted)M
15.42
17.77
20.56
22.31
25.19
25.47
26.51
27.23
26.31
27.19
11.64
1.54%
6.07%
56
21.21
Buyback yield%
3.89
6.56
8.24
7.97
7.52
6.16
6.67
8.38
5.65
6.99
11.25
6.67
6.83
70
17.85
Eq/Assets%
241.33
230.13
266.24
300.54
339.52
320.16
316.39
307.54
322.34
356.33
60.85
320.16
311.97
56
0.260
Assets$B
1.011
1.101
1.206
1.330
1.450
1.590
1.684
1.816
1.965
2.099
0.042
7.68%
8.69%
33
199.0
LT debt$M
452.2
433.3
393.7
365.3
395.8
357.2
331.8
358.6
349.1
379.9
53.43
(0.82%)
(2.15%)
33
Total assets
$2.099B
8.69%
1.06×
Revenue
$600.9M
8.04%
1.00×
Non-interest expense
$322.8M
8.04%
1.00×
Net interest income
64.24%
Non-interest income
35.76%