194.0
Revenue$M
186.2
193.3
200.2
203.2
204.4
211.8
212.6
223.7
227.8
232.0
216.9
2.57%
2.57%
39
27.77
Revenue growth%
9.49
7.45
7.09
4.84
3.10
1.81
1.77
2.60
2.20
0.40
6.64
1.81
2.85
34
27.98
NIM%
6.63
9.22
6.33
3.92
1.48
1.17
0.40
0.72
0.40
0.40
18.73
0.40
1.32
69
22.21
Effic. R.%
5.69
7.83
10.70
13.45
13.12
12.05
11.59
12.97
14.68
14.39
11.12
12.97
12.51
75
22.66
Net margin%
23.89
26.36
26.73
25.27
24.34
24.78
22.75
20.23
23.21
25.11
19.44
23.21
24.56
22
15.61
P/E ratio (avg)x
35.18
38.96
43.37
45.04
47.95
52.85
54.26
56.11
60.64
58.28
31.12
56.11
50.40
28
14.88
P/TBVx
39.82
39.04
43.22
43.28
40.27
39.51
40.75
40.42
41.91
38.93
21.88
40.42
40.35
20
13.20
P/Bx
24.63
26.07
28.78
30.01
29.58
27.12
27.93
30.43
32.75
32.44
14.53
30.43
29.18
12
61.43
NII$M
106.7
111.5
114.6
114.7
118.9
122.3
121.0
127.4
129.9
131.0
270.3
1.96%
2.39%
—
28.12
NII grth%
16.28
16.14
19.10
22.07
19.43
21.74
23.63
22.21
22.69
20.42
15.14
22.21
21.08
27
6.88
ROTE%
3.85
5.71
6.79
8.02
8.96
7.02
5.99
3.85
3.32
2.14
2.71
3.85
5.85
43
4.69
Return on equity%
16.25
17.98
15.33
15.61
14.94
14.86
13.86
16.02
16.96
16.15
14.99
16.02
15.82
31
4.57
Return on assets%
3.16
2.41
1.48
3.57
5.11
5.28
7.35
5.26
5.01
6.25
6.94
5.28
5.06
79
0.93
EPS$
5.86
6.94
7.93
9.19
10.05
10.47
10.46
10.60
11.78
13.96
1.02
6.79%
10.65%
—
18.51
EPS growth%
10.06
10.57
10.89
10.21
12.60
15.47
13.45
12.51
10.59
10.03
24.59
12.51
10.74
25
4.36
Bookvalue per sh$
1.30
1.25
1.35
1.46
1.50
1.32
1.23
1.18
1.27
1.30
4.74
(2.82%)
0.35%
—
5.59
TBV/sh$
3.24
3.42
3.28
3.57
3.28
2.86
2.57
2.60
2.61
2.31
5.41
(6.72%)
(2.51%)
—
3.78
Dividend per sh$
1.56
1.45
1.57
1.48
1.45
1.40
1.28
1.14
1.27
1.32
2.52
(1.81%)
(1.49%)
—
3.01
Div yield (avg)%
28.27
25.53
28.40
28.85
26.95
29.69
28.25
27.84
26.56
27.38
3.06
27.84
28.05
81
9.06
Payout ratio%
2.93
5.10
6.66
5.19
5.82
3.07
1.47
2.99
4.85
5.97
15.51
3.07
4.98
54
30.53
Shares (diluted)M
27.82
28.50
28.72
26.38
27.23
29.70
31.34
32.66
34.45
35.09
29.81
5.20%
2.61%
80
16.29
Buyback yield%
28.51
28.45
26.72
24.68
23.57
24.87
27.05
25.21
22.51
23.91
8.11
24.87
25.04
93
151.79
Eq/Assets%
138.40
158.92
185.53
208.81
236.37
230.13
267.88
298.25
342.33
358.55
136.91
298.25
233.25
78
0.222
Assets$B
0.616
0.691
0.771
0.797
0.846
0.931
1.016
1.103
1.191
1.242
0.303
7.98%
8.30%
52
108.7
LT debt$M
81.21
96.14
100.2
97.92
99.14
93.84
105.7
113.0
119.6
117.6
278.1
3.48%
3.56%
64
Total assets
$1.242B
8.30%
1.72×
Revenue
$232.0M
2.57%
1.00×
Non-interest expense
$112.6M
2.78%
1.02×
Net interest income
56.46%
Non-interest income
43.54%