6.167
Revenue₹B
6.741
6.741
6.833
7.044
7.203
7.469
7.589
7.661
7.876
7.901
6.806
1.87%
1.68%
74
12.40
Revenue growth%
24.73
22.29
20.20
18.72
20.22
20.39
20.73
23.29
25.87
24.47
24.44
23.29
21.51
86
26.78
NIM%
15.63
18.40
15.88
15.77
12.84
11.90
14.63
14.62
16.89
16.17
24.87
14.63
15.70
27
9.28
Effic. R.%
4.12
3.41
2.99
1.17
1.81
0.40
0.81
0.40
0.40
2.55
13.17
0.40
1.49
33
25.85
Net margin%
15.67
16.02
14.40
16.06
18.16
18.58
17.77
15.07
14.52
12.19
6.04
15.07
15.84
31
9.634
P/E ratio (avg)x
27.62
30.30
29.99
34.54
39.10
44.83
50.09
55.54
54.18
59.65
34.05
54.18
41.96
22
9.518
P/TBVx
25.81
22.73
21.61
22.75
24.02
22.87
20.89
22.08
21.50
19.05
15.29
21.50
22.40
35
24.46
P/Bx
9.502
9.253
9.516
10.64
11.79
11.53
11.68
12.09
11.92
11.34
6.221
11.68
11.43
7
2.167
NII₹B
4.681
4.648
4.757
4.866
5.008
5.228
5.301
5.270
5.386
5.517
3.908
1.95%
1.90%
—
10.75
NII grth%
23.51
21.26
19.74
18.81
17.39
17.87
20.78
18.35
18.68
18.69
10.82
18.68
18.75
94
3.13
ROTE%
7.94
10.59
7.66
6.33
5.45
6.91
8.04
6.36
6.19
8.24
23.85
6.91
7.28
43
2.78
Return on equity%
4.36
1.98
0.40
0.40
0.40
1.64
0.40
0.40
0.40
1.04
6.41
0.40
0.40
24
4.37
Return on assets%
14.06
15.40
17.37
17.18
18.83
16.40
14.25
11.44
12.59
10.26
26.43
12.59
14.83
79
30.86
EPS₹
88.45
99.45
104.52
120.58
143.47
150.95
150.35
166.90
184.78
189.35
32.46
5.71%
9.96%
—
5.91
EPS growth%
32.22
34.90
36.86
35.37
35.20
37.13
36.03
37.13
35.01
37.39
20.99
37.13
35.70
95
30.47
Bookvalue per sh₹
41.41
46.41
47.16
51.78
60.91
71.47
77.91
91.44
100.07
105.65
34.09
11.64%
9.70%
—
16.87
TBV/sh₹
62.00
68.53
73.11
68.83
68.87
78.82
90.40
93.25
94.34
106.97
17.65
9.21%
5.22%
—
20.37
Dividend per sh₹
15.23
13.97
13.03
13.98
15.10
16.86
18.56
20.75
20.03
18.73
8.18
4.40%
2.57%
—
2.71
Div yield (avg)%
5.25
6.51
5.86
8.64
11.36
13.20
13.42
13.20
12.70
10.78
28.71
13.20
11.07
27
22.32
Payout ratio%
29.88
30.61
32.51
32.08
30.93
32.94
35.94
38.36
37.34
34.57
3.37
35.94
32.73
63
61.69
Shares (diluted)M
101.3
107.4
122.4
130.1
129.2
147.5
152.9
158.6
155.6
176.8
63.36
6.48%
6.97%
79
4.83
Buyback yield%
5.76
4.71
7.56
6.00
5.44
3.75
5.75
8.15
6.64
4.75
13.23
5.75
5.75
35
65.61
Eq/Assets%
125.87
121.36
123.46
131.85
117.23
107.31
98.13
94.99
89.11
79.65
156.98
94.99
112.27
23
0.499
Assets₹B
35.93
37.89
39.62
42.02
44.46
49.98
55.57
63.27
68.37
73.50
6.939
10.58%
8.38%
47
9.257
LT debt₹B
8.679
9.273
10.57
10.90
10.89
10.03
9.673
9.565
8.729
8.028
7.966
(5.91%)
(0.54%)
43
Total assets
₹73.50B
8.38%
1.89×
Revenue
₹7.901B
1.68%
1.00×
Non-interest expense
₹3.778B
1.95%
1.03×
Net interest income
69.82%
Non-interest income
30.18%