2.072
Revenue₹B
10.22
10.54
10.98
11.30
11.84
11.98
12.50
13.04
13.32
13.88
2.199
3.24%
3.26%
20
7.38
Revenue growth%
0.81
1.48
3.14
5.69
2.98
1.38
0.40
2.33
3.15
2.86
13.28
2.33
2.59
9
16.27
NIM%
22.01
22.89
22.47
22.47
25.44
24.13
24.31
23.46
23.14
24.03
26.34
24.03
23.30
34
12.27
Effic. R.%
28.30
29.56
28.38
28.85
28.26
29.22
29.06
29.36
31.43
31.33
24.13
29.36
29.14
26
5.07
Net margin%
20.60
20.66
23.59
25.32
28.08
29.73
28.07
27.33
24.48
25.70
9.43
27.33
25.51
10
7.610
P/E ratio (avg)x
40.85
43.63
50.33
59.72
68.77
75.01
84.45
100.1
110.4
115.4
31.45
100.1
71.89
44
26.86
P/TBVx
21.11
24.19
28.71
28.35
29.88
34.87
39.09
44.29
43.87
44.31
22.89
43.87
32.37
60
25.83
P/Bx
36.34
42.90
48.69
48.68
48.67
57.21
58.67
66.06
66.45
71.84
34.34
66.06
52.95
87
2.231
NII₹B
7.814
7.929
8.413
8.679
8.969
9.055
9.529
10.03
10.11
10.43
2.990
3.06%
3.15%
—
12.89
NII grth%
20.94
22.75
21.86
24.39
26.21
28.69
28.04
27.51
29.43
30.92
22.43
28.69
26.86
44
26.70
ROTE%
26.06
24.39
21.66
20.07
18.52
19.38
21.33
19.26
16.91
14.24
25.78
19.26
19.73
21
14.85
Return on equity%
25.81
25.33
27.46
27.52
28.88
27.62
29.42
26.87
23.93
22.89
7.56
26.87
27.16
30
24.82
Return on assets%
14.89
14.12
13.25
13.51
12.48
14.04
14.68
15.24
15.96
16.04
21.18
15.24
14.40
49
27.77
EPS₹
76.50
83.68
83.18
83.44
94.96
103.65
112.02
118.15
141.71
168.45
30.84
12.15%
9.37%
—
10.99
EPS growth%
25.28
24.01
21.71
19.28
17.53
18.05
16.27
14.82
13.11
12.36
9.97
14.82
17.79
10
44.44
Bookvalue per sh₹
16.40
14.76
13.42
13.94
12.12
12.20
12.18
10.97
11.47
12.05
68.88
(0.11%)
(3.38%)
—
82.75
TBV/sh₹
72.01
79.73
92.73
110.01
114.62
124.99
136.41
141.44
140.00
157.52
69.19
6.57%
9.17%
—
84.65
Dividend per sh₹
47.39
42.43
44.03
45.96
41.45
41.99
39.65
43.08
40.65
39.94
78.01
(0.74%)
(1.74%)
—
5.36
Div yield (avg)%
23.14
21.29
22.19
22.22
24.58
27.37
29.43
31.96
30.09
31.28
22.85
30.09
25.98
84
5.39
Payout ratio%
0.40
0.40
2.26
5.21
8.11
6.53
5.49
8.32
6.29
4.82
18.46
6.29
5.35
72
108.8
Shares (diluted)M
120.1
123.8
128.0
138.9
118.2
105.3
114.6
115.1
109.8
100.2
110.3
(3.26%)
(1.10%)
38
10.58
Buyback yield%
4.19
5.18
8.05
7.50
6.53
5.66
5.11
5.71
6.91
4.89
7.71
5.66
5.68
80
20.84
Eq/Assets%
118.97
112.61
129.72
149.04
139.65
162.05
176.14
182.51
208.91
197.66
72.74
182.51
155.54
70
4.436
Assets₹B
31.35
34.55
37.41
40.52
43.38
47.79
53.59
57.32
61.73
67.67
11.38
9.30%
8.32%
57
10.90
LT debt₹B
16.65
16.18
19.18
19.05
21.07
22.62
22.54
23.91
28.74
33.08
8.715
9.44%
8.61%
80
Total assets
₹67.67B
8.32%
1.61×
Revenue
₹13.88B
3.26%
1.00×
Non-interest expense
₹6.694B
3.10%
0.98×
Net interest income
75.14%
Non-interest income
24.86%