20.80
Revenue₹B
19.80
20.72
21.54
22.40
22.52
23.01
23.96
24.13
24.38
24.77
21.80
1.93%
2.43%
37
13.75
Revenue growth%
12.41
12.22
10.15
10.71
11.40
12.93
15.77
17.23
18.05
15.07
29.09
15.77
12.67
76
14.05
NIM%
23.41
20.80
20.95
21.44
20.11
22.03
20.34
22.40
23.88
21.37
24.29
22.03
21.40
91
13.32
Effic. R.%
2.60
3.16
2.96
5.69
8.29
5.68
3.00
6.00
3.79
3.36
25.29
3.79
3.58
49
23.42
Net margin%
19.98
17.60
15.19
17.46
16.25
15.40
14.96
15.58
12.80
11.82
9.48
14.96
15.49
57
28.08
P/E ratio (avg)x
19.24
21.43
23.86
22.68
26.06
28.90
32.66
38.64
38.17
44.64
15.42
38.17
27.48
87
12.43
P/TBVx
15.69
14.11
13.49
14.47
15.23
15.04
13.03
12.31
13.11
13.25
20.17
13.11
13.80
80
18.58
P/Bx
19.62
21.25
24.91
28.15
29.19
29.02
27.54
30.38
35.32
37.06
22.46
30.38
28.59
63
5.233
NII₹B
14.97
15.66
16.24
17.01
17.17
17.76
18.11
18.50
18.76
18.68
15.90
1.70%
2.20%
—
18.13
NII grth%
7.19
8.29
6.63
9.22
11.58
13.28
12.38
12.11
14.54
14.92
4.60
13.28
11.84
73
14.33
ROTE%
19.84
17.26
14.59
17.31
19.47
21.41
19.70
19.83
20.99
23.20
19.72
20.99
19.77
75
19.67
Return on equity%
2.32
1.85
2.24
0.40
1.77
1.30
0.40
2.20
1.12
0.40
3.84
1.12
1.53
88
19.58
Return on assets%
26.99
27.50
26.30
27.45
25.64
23.17
24.45
21.54
20.82
21.01
29.53
21.54
25.04
40
7.06
EPS₹
22.89
23.82
23.08
25.40
27.64
29.88
34.40
37.26
36.40
36.41
7.34
5.66%
5.12%
—
15.63
EPS growth%
20.66
23.43
20.97
21.57
23.95
24.46
25.93
26.24
25.04
22.79
18.21
25.04
23.69
23
9.63
Bookvalue per sh₹
12.01
13.82
12.77
12.82
11.79
11.29
10.62
10.04
10.63
11.30
13.08
(0.85%)
(0.02%)
—
10.03
TBV/sh₹
6.64
7.34
7.45
7.57
8.08
9.09
8.50
8.96
9.65
9.13
14.25
2.47%
4.16%
—
20.05
Dividend per sh₹
38.99
42.30
43.09
50.69
48.82
57.24
55.60
66.04
76.44
79.24
5.76
10.17%
8.93%
—
24.41
Div yield (avg)%
23.27
24.80
24.55
26.11
25.50
23.21
23.93
26.37
27.00
29.75
23.02
26.37
25.15
25
24.45
Payout ratio%
14.49
11.87
10.04
7.77
8.29
6.44
6.49
5.50
8.42
5.69
23.19
6.44
8.03
8
0.489
Shares (diluted)B
0.783
0.910
0.863
0.823
0.857
0.840
0.925
1.087
1.064
1.067
0.502
4.49%
4.62%
90
27.21
Buyback yield%
1.95
4.94
4.53
4.52
5.51
5.71
7.01
6.87
4.97
4.64
23.09
5.71
4.95
78
90.82
Eq/Assets%
121.95
106.52
113.83
114.77
120.56
110.45
101.25
104.17
105.64
111.04
134.54
105.64
110.75
52
4.521
Assets₹B
47.40
52.62
57.84
61.41
64.56
72.88
78.88
81.74
90.88
98.47
15.68
8.81%
8.52%
58
18.68
LT debt₹B
26.55
25.98
25.81
26.56
26.44
29.70
35.46
39.01
39.34
44.15
2.166
10.80%
6.22%
42
Total assets
₹98.47B
8.52%
1.78×
Revenue
₹24.77B
2.43%
1.00×
Non-interest expense
₹13.98B
2.28%
0.99×
Net interest income
75.41%
Non-interest income
24.59%