21.04
Revenue₹B
18.78
20.63
22.85
24.83
26.55
29.04
31.84
33.85
36.82
40.56
21.99
8.85%
8.75%
13
7.32
Revenue growth%
2.81
4.50
5.37
4.45
1.61
3.60
4.16
1.52
0.69
1.41
5.61
1.52
3.21
40
13.64
NIM%
7.20
9.11
11.06
11.57
10.29
10.14
10.23
8.53
6.41
5.17
10.93
8.53
9.63
7
8.43
Effic. R.%
4.58
6.91
6.97
7.50
6.76
6.43
5.93
8.39
7.57
8.32
19.87
7.57
6.94
44
29.38
Net margin%
22.39
24.85
23.46
24.63
23.03
21.91
22.37
20.82
22.41
24.79
26.01
22.37
22.72
59
23.75
P/E ratio (avg)x
27.14
28.55
28.74
28.50
30.05
28.74
30.16
30.20
33.25
37.29
18.12
30.20
29.40
16
8.162
P/TBVx
51.45
57.47
54.99
56.25
62.42
65.68
67.19
77.25
79.36
90.53
22.97
77.25
64.05
17
28.35
P/Bx
11.29
10.66
10.86
10.55
11.57
11.36
10.73
10.15
9.336
8.837
14.27
10.15
10.69
6
23.63
NII₹B
13.10
14.48
16.14
17.22
18.50
20.42
22.12
23.44
25.59
28.72
16.87
9.20%
8.81%
—
23.70
NII grth%
2.53
0.40
2.25
3.52
4.24
1.54
0.94
0.40
0.40
1.18
16.64
0.94
1.36
17
23.05
ROTE%
12.45
14.04
16.35
17.65
16.99
17.85
16.23
15.53
15.98
16.78
25.87
16.23
16.29
92
13.48
Return on equity%
21.15
23.42
25.53
24.27
24.69
23.78
22.02
24.48
25.38
24.25
14.77
24.25
24.26
40
18.37
Return on assets%
11.77
13.07
14.28
12.69
10.80
7.89
5.68
3.07
5.33
7.47
23.28
5.68
9.34
38
163.33
EPS₹
169.66
167.10
196.23
193.83
196.35
232.43
238.24
272.33
309.07
316.88
168.15
10.05%
8.10%
—
23.67
EPS growth%
28.26
29.43
27.74
27.80
28.64
26.15
25.86
22.86
21.33
23.82
5.80
23.82
26.95
30
57.14
Bookvalue per sh₹
134.32
155.58
169.43
189.90
199.05
224.34
215.44
241.23
230.51
246.54
105.45
4.37%
5.53%
—
45.47
TBV/sh₹
246.50
246.08
278.97
299.68
355.54
388.75
400.35
420.32
458.93
514.30
47.26
7.66%
9.03%
—
44.55
Dividend per sh₹
62.50
71.71
82.86
85.41
96.50
109.47
120.82
131.76
145.90
143.68
153.37
8.29%
8.88%
—
6.43
Div yield (avg)%
11.20
12.02
13.32
14.81
14.50
14.74
14.98
12.68
11.29
8.83
8.08
12.68
13.00
72
19.57
Payout ratio%
21.21
23.31
22.70
25.57
28.26
29.01
31.15
28.99
30.55
28.60
16.44
29.01
28.43
59
106.8
Shares (diluted)M
96.66
92.63
90.70
93.13
87.32
93.33
86.84
77.55
79.31
86.89
104.0
(0.10%)
(1.81%)
76
18.20
Buyback yield%
6.21
7.86
9.69
11.98
10.54
8.01
5.18
7.90
5.88
5.96
25.06
5.96
7.88
59
108.24
Eq/Assets%
88.45
76.46
76.31
69.27
76.06
72.00
75.00
73.45
66.78
59.23
60.57
72.00
74.22
78
12.11
Assets₹B
66.05
73.91
80.42
88.15
91.07
101.4
110.4
118.3
127.1
143.1
42.15
9.45%
8.89%
39
8.353
LT debt₹B
31.55
32.27
32.99
29.60
29.80
26.67
24.97
24.64
24.33
22.25
24.20
(5.67%)
(4.14%)
77
Total assets
₹143.1B
8.89%
1.01×
Revenue
₹40.56B
8.75%
1.00×
Non-interest expense
₹23.54B
9.07%
1.03×
Net interest income
70.81%
Non-interest income
29.19%