10.56
Revenue₹B
17.24
17.58
18.41
19.38
19.61
20.77
21.98
22.22
22.43
22.91
11.68
3.16%
3.20%
51
29.42
Revenue growth%
19.85
20.46
22.31
21.97
20.59
19.14
17.36
18.99
19.40
21.44
16.55
19.14
20.16
53
18.07
NIM%
19.22
18.81
17.57
14.69
15.96
17.26
18.87
18.15
20.40
20.34
8.22
18.87
18.48
87
4.73
Effic. R.%
15.86
16.17
14.67
13.26
12.28
9.41
8.97
11.76
14.63
15.36
4.28
11.76
13.94
83
4.76
Net margin%
10.65
8.09
7.21
6.69
5.05
6.67
4.88
5.83
3.38
3.51
17.94
4.88
6.25
20
23.47
P/E ratio (avg)x
19.60
21.30
25.47
28.74
29.19
30.84
33.60
37.30
42.75
50.92
8.163
37.30
30.02
11
34.59
P/TBVx
26.34
30.09
30.92
34.80
32.93
32.53
31.02
34.66
31.60
32.21
26.08
32.21
31.90
31
21.23
P/Bx
21.66
20.10
21.28
21.46
20.96
22.03
23.39
22.44
22.75
23.44
31.98
22.75
21.85
35
5.788
NII₹B
12.62
12.94
13.44
14.27
14.37
15.16
16.18
16.22
16.23
16.74
1.952
3.10%
3.21%
—
2.77
NII grth%
28.78
26.92
26.27
27.14
24.21
24.64
22.51
24.00
26.82
29.66
5.40
24.64
26.54
61
26.14
ROTE%
5.73
2.92
4.41
5.85
5.91
7.29
8.56
11.09
8.21
10.90
3.72
8.56
6.60
30
20.80
Return on equity%
17.47
15.16
17.11
14.93
17.24
14.84
17.01
14.61
12.56
12.84
23.11
14.61
15.04
53
12.43
Return on assets%
23.74
24.59
24.34
25.07
25.93
27.37
28.44
29.92
27.37
30.27
25.03
28.44
26.65
13
145.98
EPS₹
64.29
63.96
63.79
57.54
54.85
53.27
49.04
51.31
56.01
55.28
155.71
0.16%
(0.58%)
—
14.64
EPS growth%
19.26
19.94
20.67
18.03
16.26
19.06
18.99
17.48
14.61
16.98
17.77
17.48
18.51
32
32.34
Bookvalue per sh₹
96.79
90.51
96.07
88.24
90.23
94.18
96.28
98.80
110.37
98.18
170.73
1.70%
0.07%
—
140.56
TBV/sh₹
31.65
35.03
36.15
40.04
39.10
39.27
43.32
41.02
44.63
41.25
143.97
1.08%
1.89%
—
69.62
Dividend per sh₹
32.71
33.98
34.11
36.91
37.16
36.86
34.99
39.23
43.12
45.16
76.86
3.98%
3.76%
—
14.97
Div yield (avg)%
33.77
35.09
34.10
33.47
30.58
29.59
31.82
32.50
34.50
31.84
19.46
31.84
32.98
77
21.84
Payout ratio%
24.44
23.44
22.26
23.44
20.73
21.98
24.60
27.05
25.93
26.46
25.60
25.93
23.94
77
79.36
Shares (diluted)M
103.1
110.9
112.5
130.6
138.9
137.9
138.8
141.3
160.0
176.1
78.49
4.86%
7.01%
54
21.06
Buyback yield%
15.67
14.85
14.26
13.98
15.72
12.94
12.21
14.13
11.83
13.48
19.93
12.94
14.05
55
159.69
Eq/Assets%
218.89
214.32
256.07
270.21
299.37
315.86
335.47
340.33
371.56
375.34
73.23
340.33
307.61
55
1.591
Assets₹B
30.14
32.85
36.23
38.86
42.71
46.72
50.09
55.56
58.79
65.06
16.32
8.78%
9.08%
11
9.408
LT debt₹B
6.555
6.311
6.348
6.269
6.249
6.828
6.510
6.640
7.355
8.023
19.46
5.12%
1.33%
73
Total assets
₹65.06B
9.08%
1.74×
Revenue
₹22.91B
3.20%
1.00×
Non-interest expense
₹11.13B
3.07%
0.99×
Net interest income
73.08%
Non-interest income
26.92%