1.168
Revenue₹B
1.861
1.849
1.828
1.832
1.872
1.853
1.849
1.824
1.829
1.828
1.215
(0.48%)
(0.02%)
54
6.91
Revenue growth%
7.31
7.10
6.33
4.01
5.46
4.35
6.42
6.28
4.98
4.48
13.25
4.98
5.87
16
16.15
NIM%
18.88
18.59
20.63
18.31
21.20
20.87
19.75
20.51
20.71
23.00
26.06
20.71
20.57
16
3.31
Effic. R.%
26.63
27.54
25.13
23.59
22.94
25.52
28.23
30.67
31.74
33.71
24.23
30.67
27.09
95
23.89
Net margin%
10.81
13.26
15.55
15.20
13.82
11.04
11.10
11.41
13.66
10.87
4.25
11.10
12.34
84
33.93
P/E ratio (avg)x
14.45
12.71
11.34
10.94
11.19
9.847
10.85
10.17
9.119
9.112
8.737
9.847
10.90
38
6.266
P/TBVx
28.58
28.62
28.66
29.95
30.46
33.97
39.29
43.18
43.93
49.35
10.30
43.18
32.22
39
17.24
P/Bx
18.18
20.11
20.51
19.62
21.62
23.89
25.84
25.84
28.36
32.03
34.20
25.84
22.76
62
0.422
NII₹B
1.468
1.474
1.462
1.460
1.504
1.491
1.459
1.459
1.461
1.449
0.955
(0.74%)
(0.03%)
—
20.68
NII grth%
9.75
11.73
10.95
11.00
12.66
15.54
16.09
16.74
14.30
14.17
29.64
15.54
13.42
21
9.19
ROTE%
12.43
10.29
12.81
15.46
12.91
11.92
9.06
11.81
14.55
14.03
24.46
11.92
12.62
94
10.56
Return on equity%
10.65
9.68
12.51
14.88
13.94
14.65
17.44
17.94
18.86
16.95
14.98
17.44
14.76
95
21.50
Return on assets%
10.20
8.62
8.28
8.27
11.20
10.41
10.73
7.89
10.51
10.82
24.59
10.51
10.31
61
6.94
EPS₹
16.04
18.81
22.40
25.88
29.39
30.62
33.10
39.85
38.68
42.37
7.76
7.59%
12.27%
—
3.52
EPS growth%
20.42
18.49
19.46
17.56
19.12
21.50
21.73
22.71
21.61
18.89
26.46
21.61
19.94
25
13.58
Bookvalue per sh₹
2.88
2.56
2.23
2.28
2.29
1.94
1.88
1.79
1.60
1.62
10.58
(6.64%)
(6.66%)
—
7.38
TBV/sh₹
14.24
15.32
13.81
13.52
12.62
11.05
11.01
9.61
8.77
9.51
16.04
(5.50%)
(4.66%)
—
10.36
Dividend per sh₹
12.16
14.71
17.13
20.33
20.31
23.14
26.18
28.71
28.16
29.49
9.94
7.75%
10.59%
—
2.71
Div yield (avg)%
33.26
31.11
29.60
30.83
29.32
28.44
26.17
24.63
23.31
24.79
20.44
24.79
28.88
36
6.55
Payout ratio%
0.73
0.40
0.60
0.40
0.81
0.40
1.61
4.47
5.29
6.19
6.32
4.47
0.77
81
53.82
Shares (diluted)M
61.92
64.55
64.86
67.45
64.03
65.43
66.27
72.17
81.80
81.24
54.72
4.88%
2.53%
43
28.66
Buyback yield%
20.01
18.06
19.06
20.61
17.74
18.35
16.69
17.43
16.21
16.80
4.21
16.80
17.90
78
106.11
Eq/Assets%
43.37
46.22
55.07
66.24
72.23
79.14
81.28
81.75
87.28
85.58
118.90
81.75
75.69
58
0.421
Assets₹B
5.687
5.925
6.697
7.422
7.953
8.547
9.170
10.01
11.44
12.13
0.763
8.81%
9.16%
33
1.219
LT debt₹B
0.692
0.674
0.740
0.883
1.045
1.114
1.294
1.327
1.309
1.354
1.207
5.32%
8.93%
24
Total assets
₹12.13B
9.16%
2.41×
Revenue
₹1.828B
(0.02%)
1.00×
Non-interest expense
₹966.4M
0.21%
1.02×
Net interest income
79.26%
Non-interest income
20.74%